Canandaigua National Balance Sheet Health
Financial Health criteria checks 6/6
Canandaigua National has total assets of $4.9B and total equity of $347.6M. Total deposits are $3.6B, and total loans are $3.7B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $54.1M.
Key information
14.1x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$3.59b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$54.05m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CNND's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: CNND has a sufficient allowance for bad loans (239%).
Low Risk Liabilities: 79% of CNND's liabilities are made up of primarily low risk sources of funding.
Loan Level: CNND has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: CNND's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: CNND has an appropriate level of bad loans (0.4%).