Community Investors Bancorp Past Earnings Performance
Past criteria checks 1/6
Community Investors Bancorp's earnings have been declining at an average annual rate of -6.6%, while the Banks industry saw earnings growing at 9.3% annually. Revenues have been growing at an average rate of 3.4% per year. Community Investors Bancorp's return on equity is 4%, and it has net margins of 6.6%.
Key information
-6.6%
Earnings growth rate
-6.6%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 3.4% |
| Return on equity | 4.0% |
| Net Margin | 6.6% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Community Investors Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 11 | 1 | 8 | 0 |
| 31 Dec 23 | 10 | 1 | 8 | 0 |
| 30 Sep 23 | 10 | 1 | 8 | 0 |
| 30 Jun 23 | 10 | 1 | 8 | 0 |
| 31 Mar 23 | 13 | 1 | 9 | 0 |
| 31 Dec 22 | 13 | 1 | 9 | 0 |
| 30 Sep 22 | 13 | 1 | 9 | 0 |
| 30 Jun 22 | 13 | 2 | 9 | 0 |
| 30 Jun 21 | 15 | 2 | 10 | 0 |
| 30 Jun 20 | 11 | 2 | 7 | 0 |
| 30 Sep 19 | 9 | 1 | 6 | 0 |
| 30 Jun 19 | 9 | 1 | 6 | 0 |
| 31 Mar 19 | 9 | 1 | 6 | 0 |
| 31 Dec 18 | 9 | 1 | 6 | 0 |
| 30 Sep 18 | 9 | 1 | 6 | 0 |
| 30 Jun 18 | 9 | 1 | 6 | 0 |
| 31 Mar 18 | 6 | 1 | 5 | 0 |
| 31 Dec 17 | 6 | 1 | 5 | 0 |
| 30 Sep 17 | 6 | 1 | 5 | 0 |
| 30 Jun 17 | 9 | 0 | 7 | 0 |
| 31 Mar 17 | 6 | 1 | 6 | 0 |
| 31 Dec 16 | 7 | 1 | 5 | 0 |
| 30 Sep 16 | 7 | 1 | 5 | 0 |
| 30 Jun 16 | 7 | 1 | 5 | 0 |
| 31 Mar 16 | 6 | 1 | 5 | 0 |
| 31 Dec 15 | 6 | 1 | 5 | 0 |
| 30 Sep 15 | 6 | 1 | 5 | 0 |
| 30 Jun 15 | 6 | 1 | 5 | 0 |
| 31 Mar 15 | 6 | 1 | 5 | 0 |
| 31 Dec 14 | 6 | 1 | 5 | 0 |
| 30 Sep 14 | 5 | 1 | 5 | 0 |
| 30 Jun 14 | 5 | 0 | 4 | 0 |
| 31 Mar 14 | 5 | 0 | 5 | 0 |
| 31 Dec 13 | 5 | 0 | 5 | 0 |
| 30 Sep 13 | 5 | 0 | 5 | 0 |
Quality Earnings: CIBN has high quality earnings.
Growing Profit Margin: CIBN's current net profit margins (6.6%) are lower than last year (8.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CIBN's earnings have declined by 6.6% per year over the past 5 years.
Accelerating Growth: CIBN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CIBN had negative earnings growth (-36.2%) over the past year, making it difficult to compare to the Banks industry average (-13.7%).
Return on Equity
High ROE: CIBN's Return on Equity (4%) is considered low.