Community Investors Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Community Investors Bancorp has total assets of $311.7M and total equity of $17.7M. Total deposits are $236.4M, and total loans are $255.7M.
Key information
17.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$236.38m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$8.37m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CIBN's Assets to Equity ratio (17.6x) is moderate.
Allowance for Bad Loans: CIBN has a sufficient allowance for bad loans (110%).
Low Risk Liabilities: 80% of CIBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: CIBN has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: CIBN's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: CIBN has an appropriate level of bad loans (0.8%).