Croghan Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Croghan Bancshares has total assets of $1.1B and total equity of $130.4M. Total deposits are $934.8M, and total loans are $715.3M. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $50.8M.
Key information
8.8x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$934.82m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$50.82m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CHBH's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: CHBH has a sufficient allowance for bad loans (1249%).
Low Risk Liabilities: 92% of CHBH's liabilities are made up of primarily low risk sources of funding.
Loan Level: CHBH has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: CHBH's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: CHBH has an appropriate level of bad loans (0.1%).