Croghan Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Croghan Bancshares has total assets of $1.1B and total equity of $119.7M. Total deposits are $887.2M, and total loans are $704.1M. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $37.4M.
Key information
9.3x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$887.20m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$37.36m |
Recent financial health updates
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Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CHBH's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: CHBH has a sufficient allowance for bad loans (1249%).
Low Risk Liabilities: 89% of CHBH's liabilities are made up of primarily low risk sources of funding.
Loan Level: CHBH has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: CHBH's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: CHBH has an appropriate level of bad loans (0.1%).