Croghan Bancshares Past Earnings Performance
Past criteria checks 2/6
Croghan Bancshares has been growing earnings at an average annual rate of 1.7%, while the Banks industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 3.4% per year. Croghan Bancshares's return on equity is 9%, and it has net margins of 25.8%.
Key information
1.7%
Earnings growth rate
2.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 3.4% |
| Return on equity | 9.0% |
| Net Margin | 25.8% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses BreakdownBeta
How Croghan Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 42 | 11 | 20 | 0 |
| 30 Sep 23 | 43 | 12 | 28 | 0 |
| 30 Jun 23 | 44 | 13 | 19 | 0 |
| 31 Mar 23 | 45 | 14 | 19 | 0 |
| 31 Dec 22 | 45 | 14 | 19 | 0 |
| 30 Sep 22 | 44 | 14 | 18 | 0 |
| 30 Jun 22 | 45 | 14 | 18 | 0 |
| 31 Mar 22 | 45 | 15 | 18 | 0 |
| 31 Dec 21 | 46 | 15 | 18 | 0 |
| 30 Sep 21 | 45 | 16 | 17 | 0 |
| 30 Jun 21 | 45 | 15 | 17 | 0 |
| 31 Mar 21 | 43 | 15 | 17 | 0 |
| 31 Dec 20 | 42 | 14 | 17 | 0 |
| 30 Sep 20 | 41 | 13 | 17 | 0 |
| 30 Jun 20 | 41 | 13 | 17 | 0 |
| 31 Mar 20 | 40 | 13 | 17 | 0 |
| 31 Dec 19 | 40 | 13 | 17 | 0 |
| 30 Sep 19 | 39 | 12 | 16 | 0 |
| 30 Jun 19 | 38 | 12 | 16 | 0 |
| 31 Mar 19 | 38 | 12 | 16 | 0 |
| 31 Dec 18 | 38 | 12 | 16 | 0 |
| 30 Sep 18 | 37 | 12 | 16 | 0 |
| 30 Jun 18 | 37 | 11 | 16 | 0 |
| 31 Mar 18 | 37 | 11 | 16 | 0 |
| 31 Dec 17 | 37 | 10 | 16 | 0 |
| 30 Sep 17 | 36 | 10 | 15 | 0 |
| 30 Jun 17 | 36 | 9 | 15 | 0 |
| 31 Mar 17 | 35 | 9 | 15 | 0 |
| 31 Dec 16 | 35 | 9 | 15 | 0 |
| 30 Sep 16 | 35 | 9 | 15 | 0 |
| 30 Jun 16 | 35 | 9 | 15 | 0 |
| 31 Mar 16 | 34 | 9 | 15 | 0 |
| 31 Dec 15 | 34 | 8 | 15 | 0 |
| 30 Sep 15 | 34 | 8 | 14 | 0 |
| 30 Jun 15 | 34 | 8 | 14 | 0 |
| 31 Mar 15 | 34 | 9 | 14 | 0 |
| 31 Dec 14 | 33 | 9 | 14 | 0 |
| 30 Sep 14 | 32 | 7 | 11 | 0 |
| 30 Jun 14 | 29 | 6 | 11 | 0 |
| 31 Mar 14 | 26 | 5 | 11 | 0 |
| 31 Dec 13 | 24 | 4 | 12 | 0 |
| 30 Sep 13 | 23 | 5 | 11 | 0 |
| 30 Jun 13 | 23 | 5 | 11 | 0 |
Quality Earnings: CHBH has high quality earnings.
Growing Profit Margin: CHBH's current net profit margins (25.8%) are lower than last year (31.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CHBH's earnings have grown by 1.7% per year over the past 5 years.
Accelerating Growth: CHBH's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CHBH had negative earnings growth (-23.1%) over the past year, making it difficult to compare to the Banks industry average (-10.1%).
Return on Equity
High ROE: CHBH's Return on Equity (9%) is considered low.