Banque Cantonale Vaudoise provides a range of financial services in Vaud Canton and rest of Switzerland, and internationally.
6 star dividend payer with excellent balance sheet.
Share Price & News
How has Banque Cantonale Vaudoise's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BQCN.F has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: Insufficient data to determine how BQCN.F performed against the US Banks industry.
Return vs Market: Insufficient data to determine how BQCN.F performed against the US Market.
Price Volatility Vs. Market
How volatile is Banque Cantonale Vaudoise's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Banque Cantonale Vaudoise undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BQCN.F ($751.74) is trading above our estimate of fair value ($364.68)
Significantly Below Fair Value: BQCN.F is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BQCN.F is poor value based on its PE Ratio (18.9x) compared to the Banks industry average (12.7x).
PE vs Market: BQCN.F is poor value based on its PE Ratio (18.9x) compared to the US market (18.2x).
Price to Earnings Growth Ratio
PEG Ratio: BQCN.F is poor value based on its PEG Ratio (6.4x)
Price to Book Ratio
PB vs Industry: BQCN.F is overvalued based on its PB Ratio (1.9x) compared to the US Banks industry average (1.2x).
How is Banque Cantonale Vaudoise forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BQCN.F's forecast earnings growth (2.9% per year) is above the savings rate (2.7%).
Earnings vs Market: BQCN.F's earnings (2.9% per year) are forecast to grow slower than the US market (14.4% per year).
High Growth Earnings: BQCN.F's earnings are forecast to grow, but not significantly.
Revenue vs Market: BQCN.F's revenue (1.1% per year) is forecast to grow slower than the US market (7.3% per year).
High Growth Revenue: BQCN.F's revenue (1.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BQCN.F's Return on Equity is forecast to be low in 3 years time (10.1%).
How has Banque Cantonale Vaudoise performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BQCN.F has high quality earnings.
Growing Profit Margin: BQCN.F's current net profit margins (35%) are lower than last year (35.7%).
Past Earnings Growth Analysis
Earnings Trend: BQCN.F's earnings have grown by 5.1% per year over the past 5 years.
Accelerating Growth: BQCN.F's earnings growth over the past year (0.1%) is below its 5-year average (5.1% per year).
Earnings vs Industry: BQCN.F earnings growth over the past year (0.1%) underperformed the Banks industry 27.5%.
Return on Equity
High ROE: BQCN.F's Return on Equity (10.1%) is considered low.
Return on Assets
Return on Capital Employed
How is Banque Cantonale Vaudoise's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: BQCN.F has a low level of unsold assets or inventory.
Debt Coverage by Assets: BQCN.F's debt is not covered by short term assets (assets are 0.8x debt).
Financial Institutions Analysis
Asset Level: BQCN.F's level of assets compared to its equity is moderate.
Allowance for Bad Loans: BQCN.F has a low allowance for bad loans.
Low Risk Liabilities: BQCN.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: BQCN.F has an acceptable proportion of non-loan assets held.
Low Risk Deposits: BQCN.F's loans are broadly funded by customer deposits.
Level of Bad Loans: BQCN.F has an appropriate level of bad loans (0.74%)
What is Banque Cantonale Vaudoise's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: BQCN.F's dividend (4.57%) is higher than the bottom 25% of dividend payers in the US market (1.42%).
High Dividend: BQCN.F's dividend (4.57%) is in the top 25% of dividend payers in the US market (3.65%)
Stability and Growth of Payments
Stable Dividend: BQCN.F's dividends per share have been stable in the past 10 years.
Growing Dividend: BQCN.F's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: At its current payout ratio (86.1%), BQCN.F's payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BQCN.F's dividends in 3 years are forecast to be covered by earnings (87.8% payout ratio).
What is the CEO of Banque Cantonale Vaudoise's salary, the management and board of directors tenure and is there insider trading?
Average management tenure
Pascal Kiener (57yo)
Career experience: Between 1985 and 1991, Mr. Kiener worked as an Engineer for Fides Informatics in Zurich and Hewlett Packard in Geneva. In 1993, he joined the consulting firm McKinsey & Company. In 2000 ...
CEO Compensation Analysis
Compensation vs Market: Pascal's total compensation ($USD2.05M) is below average for companies of similar size in the US market ($USD6.73M).
Compensation vs Earnings: Pascal's compensation has been consistent with company performance over the past year.
Management Age and Tenure
Experienced Management: BQCN.F's management team is seasoned and experienced (10 years average tenure).
Board Age and Tenure
Experienced Board: BQCN.F's board of directors are not considered experienced ( 2.6 years average tenure), which suggests a new board.
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Stefan Bichsel (64yo)
Head of Asset Management & Trading Division and Member of the Executive Board
- Tenure: 10.5yrs
Pascal Kiener (57yo)
CEO & Member of Management Board
- Tenure: 11.5yrs
- Compensation: CHF2.03m
Thomas Paulsen (54yo)
CFO, Head of Finance & Risks and Member of the Executive Board
- Tenure: 10.8yrs
Bertrand Sager (53yo)
Chief Credit Officer
- Tenure: 9.8yrs
Investor Relations Officer
- Tenure: 0yrs
Gérard Haeberli (58yo)
Head of Private Banking Division & Member of the Executive Board
- Tenure: 10.3yrs
Head of Media Relations & Press Officer
- Tenure: 0yrs
Andreas Diemant (51yo)
Head of Corporate Banking Division & Member of Executive Board
- Tenure: 2.2yrs
José Sierdo (56yo)
Head of the Retail Banking Division & Member of Executive Board
- Tenure: 5.7yrs
Christian Meixenberger (59yo)
Head of the Business Support Division & Member of Executive Board
- Tenure: 2.8yrs
Jack Clemons (53yo)
- Tenure: 3.6yrs
- Compensation: CHF136.86k
Reto Donatsch (69yo)
Vice Chairman of Board
- Tenure: 0yrs
- Compensation: CHF137.85k
Jean-François Schwarz (64yo)
- Tenure: 0.8yrs
Ingrid Deltenre (59yo)
- Tenure: 5.5yrs
- Compensation: CHF129.11k
Peter Ochsner (63yo)
- Tenure: 3.3yrs
- Compensation: CHF166.04k
Jacques de Watteville (68yo)
Chairman of the Board
- Tenure: 1.8yrs
- Compensation: CHF674.61k
Fabienne Cantone (56yo)
- Tenure: 1.6yrs
- Compensation: CHF81.27k
Banque Cantonale Vaudoise's company bio, employee growth, exchange listings and data sources
- Name: Banque Cantonale Vaudoise
- Ticker: BQCN.F
- Exchange: OTCPK
- Founded: 1845
- Industry: Regional Banks
- Sector: Banks
- Market Cap: CHF6.570b
- Listing Market Cap: CHF6.631b
- Shares outstanding: 8.58m
- Website: https://www.bcv.ch
Number of Employees
- Banque Cantonale Vaudoise
- Place St-François 14
- Case postale 300
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BCVN||SWX (SIX Swiss Exchange)||Yes||Registered Shares||CH||CHF||Nov 1992|
|BQCN.F||OTCPK (Pink Sheets LLC)||Yes||Registered Shares||US||USD||Nov 1992|
|B1V||DB (Deutsche Boerse AG)||Yes||Registered Shares||DE||EUR||Nov 1992|
|0QP8||LSE (London Stock Exchange)||Yes||Registered Shares||GB||CHF||Nov 1992|
|37031019||XQMH (SIX Structured Products Exchange AG)||0% NTS 22/06/2020 CHF||CH||CHF||Jun 2019|
Banque Cantonale Vaudoise provides a range of financial services in Vaud Canton and rest of Switzerland, and internationally. The company offers current, savings, and retirement accounts; credit and paymen ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2019/11/17 00:08|
|End of Day Share Price||2019/09/12 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.