Banque Cantonale Vaudoise Balance Sheet Health
Financial Health criteria checks 5/6
Banque Cantonale Vaudoise has total assets of CHF58.9B and total equity of CHF3.9B. Total deposits are CHF36.5B, and total loans are CHF37.9B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are CHF13.6B.
Key information
15.3x
Asset to equity ratio
1.0%
Net interest margin
Total deposits | CHF36.48b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | CHF13.55b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BQCN.F's Assets to Equity ratio (15.3x) is moderate.
Allowance for Bad Loans: BQCN.F has a low allowance for bad loans (71%).
Low Risk Liabilities: 66% of BQCN.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: BQCN.F has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: BQCN.F's Loans to Deposits ratio (104%) is appropriate.
Level of Bad Loans: BQCN.F has an appropriate level of bad loans (0.3%).