BKUT Stock Overview

Together with its subsidiary, provides commercial banking products and services in Utica, New York. More details

BKUT fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	1/6

Risk Analysis

Has not reported any financial data

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Bank of Utica Competitors

QNB

OTCPK:QNBC

US$125.7m

Tri City Bankshares

OTCPK:TRCY

US$124.7m

Embassy Bancorp

OTCPK:EMYB

US$121.9m

Pacific Financial

OTCPK:PFLC

US$125.3m

Price History & Performance

Summary of share price highs, lows and changes for Bank of Utica
Historical stock prices
Current Share Price	US$541.00
52 Week High	US$673.00
52 Week Low	US$402.00
Beta	0
1 Month Change	-5.09%
3 Month Change	n/a
1 Year Change	20.22%
3 Year Change	-4.42%
5 Year Change	-4.63%
Change since IPO	621.33%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	BKUT	US Banks	US Market
7D	0%	-1.8%	-2.1%
1Y	20.2%	30.3%	21.3%

Return vs Industry: BKUT underperformed the US Banks industry which returned 30.3% over the past year.

Return vs Market: BKUT underperformed the US Market which returned 21.3% over the past year.

Price Volatility

Is BKUT's price volatile compared to industry and market?
BKUT volatility
BKUT Average Weekly Movement	n/a
Banks Industry Average Movement	5.2%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.8%
10% least volatile stocks in US Market	3.2%

Stable Share Price: BKUT's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine BKUT's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1927	n/a	Tom Sinnott	www.bankofutica.com

Bank of Utica, together with its subsidiary, provides commercial banking products and services in Utica, New York. The company offers various deposit accounts, including personal checking, business checking, savings, money market, retirement, and health savings accounts; and certificates of deposit. It also provides loans, such as business lines of credit, commercial mortgages, long-term loans, short-term loans, accounts receivable and inventory financing, and federal and NYS government loan programs; and personal loans comprising personal installment loans, vehicle loans, home mortgages, and home equity loans.

Bank of Utica Fundamentals Summary

How do Bank of Utica's earnings and revenue compare to its market cap?
BKUT fundamental statistics
Market cap	US$121.05m
Earnings (TTM)	US$0
Revenue (TTM)	n/a

n/a

P/E Ratio

n/a

P/S Ratio

Is BKUT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BKUT income statement (TTM)
Revenue	US$0
Cost of Revenue	US$0
Gross Profit	US$0
Other Expenses	US$0
Earnings	US$0

Last Reported Earnings

n/a

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did BKUT perform over the long term?

See historical performance and comparison

Dividends

3.5%

Current Dividend Yield

n/a

Payout Ratio

Does BKUT pay a reliable dividends?

See BKUT dividend history and benchmarks

When do you need to buy BKUT by to receive an upcoming dividend?
Bank of Utica dividend dates
Ex Dividend Date	Dec 31 2024
Dividend Pay Date	Jan 21 2025
Days until Ex dividend	12 days
Days until Dividend pay date	9 days

Does BKUT pay a reliable dividends?

See BKUT dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/11 22:16
End of Day Share Price	2025/01/07 00:00
Earnings	N/A
Annual Earnings	N/A

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank of Utica is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution