Agricultural Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Agricultural Bank of China has total assets of CN¥39,873.0B and total equity of CN¥2,896.9B. Total deposits are CN¥32,074.6B, and total loans are CN¥21,681.4B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥4,190.2B.
Key information
13.8x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | CN¥32.07t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥4.19t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ACGB.Y's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: ACGB.Y has a sufficient allowance for bad loans (294%).
Low Risk Liabilities: 87% of ACGB.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: ACGB.Y has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: ACGB.Y's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: ACGB.Y has an appropriate level of bad loans (1.3%).