Park National Corporation

NYSEAM:PRK Stock Report

Market Cap: US$3.1b

Park National Valuation

Is PRK undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of PRK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: PRK ($190.36) is trading below our estimate of fair value ($265)

Significantly Below Fair Value: PRK is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for PRK?

Key metric: As PRK is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for PRK. This is calculated by dividing PRK's market cap by their current earnings.
What is PRK's PE Ratio?
PE Ratio22.4x
EarningsUS$137.29m
Market CapUS$3.08b

Price to Earnings Ratio vs Peers

How does PRK's PE Ratio compare to its peers?

The above table shows the PE ratio for PRK vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average19.2x
FINN First National of Nebraska
11.5xn/aUS$3.3b
SFNC Simmons First National
23.9x28.1%US$3.1b
BKU BankUnited
17.4x13.0%US$3.1b
BOH Bank of Hawaii
23.8x13.2%US$3.1b
PRK Park National
22.4x1.3%US$3.1b

Price-To-Earnings vs Peers: PRK is expensive based on its Price-To-Earnings Ratio (22.4x) compared to the peer average (19.2x).


Price to Earnings Ratio vs Industry

How does PRK's PE Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
BKGM BankGuam Holding
1xn/aUS$18.48m
SBNY Signature Bank
0.002xn/aUS$2.18m
BCBH.F Caribbean Investment Holdings
0.00001xn/aUS$132.00
No more companies available in this PE range
PRK 22.4xIndustry Avg. 13.3xNo. of Companies92PE0816243240+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: PRK is expensive based on its Price-To-Earnings Ratio (22.4x) compared to the US Banks industry average (13.3x).


Price to Earnings Ratio vs Fair Ratio

What is PRK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PRK PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio22.4x
Fair PE Ratio12.7x

Price-To-Earnings vs Fair Ratio: PRK is expensive based on its Price-To-Earnings Ratio (22.4x) compared to the estimated Fair Price-To-Earnings Ratio (12.7x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst PRK forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$190.36
US$170.00
-10.7%
2.9%US$175.00US$165.00n/a2
Nov ’25US$172.68
US$170.00
-1.6%
2.9%US$175.00US$165.00n/a2
Oct ’25US$163.26
US$161.50
-1.1%
4.0%US$168.00US$155.00n/a2
Sep ’25US$175.79
US$162.50
-7.6%
7.7%US$175.00US$150.00n/a2
Aug ’25US$170.09
US$162.50
-4.5%
7.7%US$175.00US$150.00n/a2
Jul ’25US$142.15
US$131.67
-7.4%
1.3%US$134.00US$130.00n/a3
Jun ’25US$137.46
US$132.00
-4.0%
1.6%US$135.00US$130.00n/a3
May ’25US$134.38
US$132.00
-1.8%
1.6%US$135.00US$130.00n/a3
Apr ’25US$131.20
US$128.67
-1.9%
2.0%US$131.00US$125.00n/a3
Mar ’25US$128.82
US$128.67
-0.1%
2.0%US$131.00US$125.00n/a3
Feb ’25US$129.98
US$120.00
-7.7%
4.2%US$125.00US$115.00n/a2
Jan ’25US$132.86
US$111.50
-16.1%
3.1%US$115.00US$108.00n/a2
Dec ’24US$116.22
US$111.50
-4.1%
3.1%US$115.00US$108.00US$190.362
Nov ’24US$100.83
US$111.50
+10.6%
3.1%US$115.00US$108.00US$172.682
Oct ’24US$94.52
US$106.50
+12.7%
7.2%US$115.00US$96.50US$163.263
Sep ’24US$103.59
US$110.00
+6.2%
3.2%US$115.00US$107.00US$175.793
Aug ’24US$111.96
US$107.50
-4.0%
0.4%US$108.00US$107.00US$170.093
Jul ’24US$102.32
US$108.50
+6.0%
5.3%US$116.00US$102.00US$142.153
Jun ’24US$101.30
US$108.83
+7.4%
5.0%US$116.00US$103.00US$137.463
May ’24US$108.98
US$123.67
+13.5%
9.3%US$140.00US$115.00US$134.383
Apr ’24US$118.57
US$129.33
+9.1%
7.0%US$140.00US$118.00US$131.203
Mar ’24US$127.91
US$129.33
+1.1%
7.0%US$140.00US$118.00US$128.823
Feb ’24US$125.15
US$129.33
+3.3%
7.0%US$140.00US$118.00US$129.983
Jan ’24US$140.75
US$135.83
-3.5%
8.1%US$149.00US$122.00US$132.863
Dec ’23US$150.67
US$132.83
-11.8%
5.9%US$140.00US$122.00US$116.223

Analyst Forecast: Target price is lower than the current share price.


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