SouthState Bank (SSB) Stock Overview
Operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
SSB Community Fair Values
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Analyst Price Targets
SouthState Bank Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$96.55 |
| 52 Week High | US$108.46 |
| 52 Week Low | US$84.48 |
| Beta | 0.75 |
| 1 Month Change | 6.86% |
| 3 Month Change | -6.06% |
| 1 Year Change | 11.26% |
| 3 Year Change | 50.30% |
| 5 Year Change | 10.93% |
| Change since IPO | 674.74% |
Recent News & Updates
SSB: Strong Capital And Buybacks Should Support Future Premium Earnings
The updated analyst price target for SouthState Bank has been revised slightly lower to about $118.85 from $120, as analysts balance earlier target increases with a recent reduction that reflects adjusted valuation assumptions rather than major changes to the underlying outlook. Analyst Commentary Recent research on SouthState Bank reflects a mix of optimism around profitability and capital strength alongside some more cautious tweaks to targets as earnings season approaches.SouthState Bank: A Premium Sunbelt Franchise, But Macro Risks Keep Us On The Sidelines
Mar 21Recent updates
SSB: Strong Capital And Buybacks Should Support Future Premium Earnings
The updated analyst price target for SouthState Bank has been revised slightly lower to about $118.85 from $120, as analysts balance earlier target increases with a recent reduction that reflects adjusted valuation assumptions rather than major changes to the underlying outlook. Analyst Commentary Recent research on SouthState Bank reflects a mix of optimism around profitability and capital strength alongside some more cautious tweaks to targets as earnings season approaches.SouthState Bank: A Premium Sunbelt Franchise, But Macro Risks Keep Us On The Sidelines
Mar 21SSB: Strong Capital And Buybacks Will Support Future Earnings Premium
SouthState Bank's analyst price targets have edged higher by a few dollars, with analysts pointing to steady revenue and margin assumptions, along with a slightly lower future P/E outlook, as reasons to refine their valuation views. Analyst Commentary Recent research updates show a cluster of price target moves around SouthState Bank, with most analysts fine tuning their models rather than making wholesale changes to their views.SSB: Strong Capital And Buybacks Will Support Earnings Durability
Analysts have slightly raised their average price targets on SouthState Bank by single-digit dollar amounts. These updates reflect views that solid profitability, strong capital, and relatively clean credit metrics are key supports for the stock.SSB: Strong Capital And Share Repurchases Are Expected To Support Returns
Analysts have lifted their fair value estimate for SouthState Bank to $120.00 from $114.68, citing a slightly higher assumed P/E multiple and updated expectations for revenue growth and profitability. Analyst Commentary Recent Street research on SouthState Bank has centered on where the stock should trade relative to its peers, with several firms adjusting price targets in both directions.SSB: Strong Capital And Loan Pipeline Will Support Earnings As Buybacks Continue
Analysts have trimmed their fair value estimate for SouthState Bank slightly to about $114.68 from $114.96. This reflects modest tweaks to assumptions on revenue growth, profit margins, and future P/E, while recent research still cites solid profitability, strong loan production, and supportive capital levels.SSB: Strong Capital And Loan Pipeline Will Support Earnings Despite Margin Concerns
Analysts have nudged their fair value estimate for SouthState Bank slightly higher to about $115, reflecting updated assumptions around revenue growth, profit margins, and future P/E. Recent Street price targets clustered around $110 to $120 highlight mixed views on near term margin pressures versus ongoing loan growth and capital strength.SSB: Growing Loan Pipeline Will Sustain Earnings Momentum Despite Margin Headwinds
Analysts have nudged their consolidated fair value estimate for SouthState Bank slightly higher to approximately $114.11 from about $114.04, as modestly stronger projected revenue growth, stable profit margins, and resilient loan production continue to support longer term earnings power, despite a series of modest price target trims on near term net interest margin pressures. Analyst Commentary Bullish analysts note that, despite modest price target trims, the investment case for SouthState Bank remains supported by solid execution, particularly in loan production, fee income, and disciplined expense control, which together underpin the slightly higher fair value estimate.SSB: Pipeline Expansion Will Sustain Positive Momentum Despite Margin Pressure
Analysts have slightly lowered their average price target for SouthState Bank, with estimates now ranging from $110 to $120 per share. This revision is due to a tempered margin outlook, although the company continues to demonstrate strong loan growth and robust financial performance.SSB: Franchise Momentum And Loan Pipeline Will Drive Upside Despite Margin Concerns
SouthState Bank's analyst price target has been modestly reduced by $1.00 to $114.04, as analysts cite tempered margin outlooks and near-term net interest challenges. This comes despite continued franchise momentum and strong loan growth prospects.SSB: Accelerating Loan Pipelines And Lower Costs Will Drive Resilient Profitability
Analysts have revised their price targets for SouthState Bank downward by several dollars per share. This reflects slightly reduced fair value and revenue growth estimates, due to tempered net interest margin outlooks and evolving market expectations.Acquisition Integration And Sunbelt Expansion Will Strengthen Future Efficiency
Analysts have raised their price target for SouthState Bank by $1.42 to $118.35. This reflects modest expectations for higher revenue growth, even as profit margins remain steady.Acquisition Integration And Sunbelt Expansion Will Strengthen Future Efficiency
Analysts have marginally raised SouthState Bank’s price target to $116.92, citing cautious optimism about its strong capital position, anticipated commercial lending rebound, and a favorable growth profile versus peers. Analyst Commentary Cautious optimism around SouthState’s strong capital position and potential to benefit from a rebound in commercial lending during the second half of the year.SouthState's (NYSE:SSB) Dividend Will Be Increased To $0.60
Jul 28
SouthState Ready For The Next Phase In Its Growth Story
Mar 09SouthState Corporation: Strong Growth Prospects Can Power An Attractive Investment Case
Sep 27
Strategic Expansions And Nimble Financial Management Poised To Propel Growth Amid Challenges
SouthState's anticipated net interest margin inflection and strategic market expansion indicate potential revenue and customer growth without specifying financial figures.SouthState Bank Keeping Its Foot Firmly On The Accelerator
Jun 28Shareholder Returns
| SSB | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.0% | -1.0% | -0.2% |
| 1Y | 11.3% | 29.9% | 27.6% |
Return vs Industry: SSB underperformed the US Banks industry which returned 30.7% over the past year.
Return vs Market: SSB underperformed the US Market which returned 29.1% over the past year.
Price Volatility
| SSB volatility | |
|---|---|
| SSB Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: SSB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SSB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1933 | 6,000 | John Corbett | www.southstatebank.com |
SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services.
SouthState Bank Corporation Fundamentals Summary
| SSB fundamental statistics | |
|---|---|
| Market cap | US$9.64b |
| Earnings (TTM) | US$935.41m |
| Revenue (TTM) | US$2.68b |
Is SSB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SSB income statement (TTM) | |
|---|---|
| Revenue | US$2.68b |
| Cost of Revenue | US$0 |
| Gross Profit | US$2.68b |
| Other Expenses | US$1.74b |
| Earnings | US$935.41m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 9.55 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.95% |
| Debt/Equity Ratio | 14.8% |
How did SSB perform over the long term?
See historical performance and comparisonDividends
Does SSB pay a reliable dividends?
See SSB dividend history and benchmarks| SouthState Bank dividend dates | |
|---|---|
| Ex Dividend Date | May 08 2026 |
| Dividend Pay Date | May 15 2026 |
| Days until Ex dividend | 7 days |
| Days until Dividend pay date | 14 days |
Does SSB pay a reliable dividends?
See SSB dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/29 17:13 |
| End of Day Share Price | 2026/04/29 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
SouthState Bank Corporation is covered by 19 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jared David Shaw | Barclays |
| Christopher Marinac | Brean Capital Historical (Janney Montgomery) |
| Benjamin Gerlinger | Citigroup Inc |