National Bank Holdings Balance Sheet Health
Financial Health criteria checks 6/6
National Bank Holdings has total assets of $10.0B and total equity of $1.3B. Total deposits are $8.5B, and total loans are $7.6B. It earns a Net Interest Margin of 4.1%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $211.9M.
Key information
7.7x
Asset to equity ratio
4.1%
Net interest margin
| Total deposits | US$8.50b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$211.90m |
Recent financial health updates
No updates
Recent updates
National Bank Holdings Corporation Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Oct 25
With EPS Growth And More, National Bank Holdings (NYSE:NBHC) Makes An Interesting Case
Jun 30It's Unlikely That The CEO Of National Bank Holdings Corporation (NYSE:NBHC) Will See A Huge Pay Rise This Year
Apr 25The National Bank Holdings Corporation (NYSE:NBHC) Full-Year Results Are Out And Analysts Have Published New Forecasts
Jan 26National Bank Holdings' (NYSE:NBHC) Upcoming Dividend Will Be Larger Than Last Year's
Nov 11Here's Why We Think National Bank Holdings (NYSE:NBHC) Might Deserve Your Attention Today
Aug 17National Bank Holdings (NYSE:NBHC) Has Announced That It Will Be Increasing Its Dividend To $0.26
May 13NBH Holdings declares $0.25 dividend
Jan 19National Bank receives regulatory approvals to acquire Bank of Jackson Hole
Sep 16Analyst Estimates: Here's What Brokers Think Of National Bank Holdings Corporation (NYSE:NBHC) After Its First-Quarter Report
Apr 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBHC's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: NBHC has a sufficient allowance for bad loans (404%).
Low Risk Liabilities: 98% of NBHC's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBHC has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: NBHC's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: NBHC has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 13:16 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
National Bank Holdings Corporation is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Paul Miller | FBR Capital Markets & Co. |