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ING Groep N.V.NYSE:ING Stock Report

Market Cap US$72.5b
Share Price
US$25.78
My Fair Value
US$26.39
2.3% undervalued intrinsic discount
1Y46.0%
7D-0.7%
Portfolio Value
View

ING Groep N.V.

NYSE:ING Stock Report

Market Cap: US$72.5b

ING Groep (ING) Stock Overview

Provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. More details

ING fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance2/6
Financial Health4/6
Dividends5/6

ING Community Fair Values

Create Narrative

See what 13 others think this stock is worth. Follow their fair value or set your own to get alerts.

ING Groep N.V. Competitors

Price History & Performance

Summary of share price highs, lows and changes for ING Groep
Historical stock prices
Current Share Price€25.78
52 Week High€26.28
52 Week Low€15.09
Beta0
1 Month Change7.10%
3 Month Change14.58%
1 Year Change45.98%
3 Year Change195.30%
5 Year Change227.57%
Change since IPO120.34%

Recent News & Updates

ING Groep: Attractive Valuation Relative To European Large-Caps (Rating Upgrade)

Jul 20

Recent updates

ING Groep: Attractive Valuation Relative To European Large-Caps (Rating Upgrade)

Jul 20

ING Groep: An Ambitious ROE Target Of Over 14% For 2027

Feb 19

ING Groep: So-So Q4 Results, But Shares Still Offer An Attractive Total Yield

Feb 07

ING Groep: Big Shareholder Yield, Sluggish EPS Growth, Downbeat P/E

Nov 28

ING Groep: Mixed Q3 But Welcome Progress On Capital Returns

Oct 31

ING Groep: There Are Better Income Alternatives In The European Banking Sector

Aug 21

With Rate Cycle Benefits In The Rearview Mirror, Further Progress At ING Groep Will Be Harder

Jul 15

ING Groep: Strong Capital Returns Ahead

May 03

ING: Still Too Cheap Despite Disappointing Results

Feb 02

ING Groep: Options Can Boost Your Returns As The ECB Is Set To Cut Rates

Jan 24

ING Groep: A European Dividend Standout, Buying Back Stock

Dec 24

Dutch Bank ING Groep Roars With Strong Buy Rating And 5.4% Dividend Yield

Nov 21

ING Groep: The Market Is Skeptical Of Its Earnings Power

Sep 01

ING Groep Is Another Buy Opportunity

Jun 22

ING Groep: High-Dividend Yield Stock For Income Investors

May 26

ING Group reports Q4 results

Feb 02

Shareholder Returns

INGUS BanksUS Market
7D-0.7%-2.5%1.2%
1Y46.0%28.9%17.9%

Return vs Industry: ING exceeded the US Banks industry which returned 30.8% over the past year.

Return vs Market: ING exceeded the US Market which returned 18.7% over the past year.

Price Volatility

Is ING's price volatile compared to industry and market?
ING volatility
ING Average Weekly Movement2.7%
Banks Industry Average Movement3.5%
Market Average Movement6.4%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: ING has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: ING's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
176260,000Steven J. van Rijswijkwww.ing.com

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts, as well as time deposits.

ING Groep N.V. Fundamentals Summary

How do ING Groep's earnings and revenue compare to its market cap?
ING fundamental statistics
Market capUS$72.45b
Earnings (TTM)US$5.63b
Revenue (TTM)US$23.00b
12.9x
P/E Ratio
1.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ING income statement (TTM)
Revenue€19.59b
Cost of Revenue€0
Gross Profit€19.59b
Other Expenses€14.80b
Earnings€4.79b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 30, 2025

Earnings per share (EPS)1.71
Gross Margin100.00%
Net Profit Margin24.46%
Debt/Equity Ratio440.2%

How did ING perform over the long term?

See historical performance and comparison

Dividends

4.8%
Current Dividend Yield
69%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 11:52
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ING Groep N.V. is covered by 62 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Wim GilleABN AMRO Bank N.V.
Maria del Paz Ojeda FernandezAhorro Corporación
Andrew CoombsAuerbach Grayson