ING Groep Balance Sheet Health
Financial Health criteria checks 5/6
ING Groep has total assets of €980.3B and total equity of €55.6B. Total deposits are €673.5B, and total loans are €655.6B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are €127.5B.
Key information
17.6x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | €673.53b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €127.50b |
Recent financial health updates
No updates
Recent updates
ING: Still Too Cheap Despite Disappointing Results
Feb 02ING Groep: Options Can Boost Your Returns As The ECB Is Set To Cut Rates
Jan 24ING Groep: A European Dividend Standout, Buying Back Stock
Dec 24Dutch Bank ING Groep Roars With Strong Buy Rating And 5.4% Dividend Yield
Nov 21ING Groep: The Market Is Skeptical Of Its Earnings Power
Sep 01ING Groep Is Another Buy Opportunity
Jun 22ING Groep: High-Dividend Yield Stock For Income Investors
May 26ING Group reports Q4 results
Feb 02ING Group goes ex dividend tomorrow
Jan 12ING Groep: Low Valuation, Decent Growth, Solid Yield, And A Bullish Chart.
Dec 22ING Group reports Q3 results
Nov 03ING Groep Sees A Lower Dividend But Large Buyback
Oct 10ING Group goes ex-dividend tomorrow
Aug 11ING Group reports Q2 results
Aug 04ING Groep Moves Away From Rate-Based Income
Apr 19ING Groep Has 10B EUR In 'Excess Capital' - Shareholders Could Benefit
Feb 05ING Is Perfectly Positioned Among European Banks
Nov 24ING: Some Upside Potential Left Even After A 54% YTD Rally
Sep 05ING Returning Capital Today, Returning To Growth Tomorrow
Aug 21ING Groep Q1 beats on revenue and profits
May 06ING Groep: Deeply Discounted With A Capital Return Catalyst
Nov 16CFRA double cuts ING to Hold on ROE headwinds
Nov 09ING Groep EPS misses by €0.03, misses on revenue
Nov 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ING's Assets to Equity ratio (17.6x) is moderate.
Allowance for Bad Loans: ING has a low allowance for bad loans (48%).
Low Risk Liabilities: 73% of ING's liabilities are made up of primarily low risk sources of funding.
Loan Level: ING has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: ING's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: ING has an appropriate level of bad loans (1.8%).