ING Groep Balance Sheet Health
Financial Health criteria checks 4/6
ING Groep has total assets of €1,049.5B and total equity of €52.2B. Total deposits are €715.1B, and total loans are €691.4B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are €179.8B.
Key information
20.1x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | €715.06b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €179.79b |
Recent financial health updates
No updates
Recent updates
ING Groep: Mixed Q3 But Welcome Progress On Capital Returns
Oct 31ING Groep: There Are Better Income Alternatives In The European Banking Sector
Aug 21With Rate Cycle Benefits In The Rearview Mirror, Further Progress At ING Groep Will Be Harder
Jul 15ING Groep: Strong Capital Returns Ahead
May 03ING: Still Too Cheap Despite Disappointing Results
Feb 02ING Groep: Options Can Boost Your Returns As The ECB Is Set To Cut Rates
Jan 24ING Groep: A European Dividend Standout, Buying Back Stock
Dec 24Dutch Bank ING Groep Roars With Strong Buy Rating And 5.4% Dividend Yield
Nov 21ING Groep: The Market Is Skeptical Of Its Earnings Power
Sep 01ING Groep Is Another Buy Opportunity
Jun 22ING Groep: High-Dividend Yield Stock For Income Investors
May 26ING Group reports Q4 results
Feb 02ING Group goes ex dividend tomorrow
Jan 12ING Groep: Low Valuation, Decent Growth, Solid Yield, And A Bullish Chart.
Dec 22ING Group reports Q3 results
Nov 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ING's Assets to Equity ratio (20.1x) is very high.
Allowance for Bad Loans: ING has a low allowance for bad loans (46%).
Low Risk Liabilities: 72% of ING's liabilities are made up of primarily low risk sources of funding.
Loan Level: ING has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: ING's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: ING has an appropriate level of bad loans (1.9%).