HSBC Holdings Balance Sheet Health
Financial Health criteria checks 4/6
HSBC Holdings has total assets of $2,975.0B and total equity of $190.4B. Total deposits are $1,676.3B, and total loans are $1,040.3B earning a Net Interest Margin of 1.7%. It has insufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are $1,057.9B.
Key information
15.6x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | US$1.68t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$1.06t |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HSBC's Assets to Equity ratio (15.6x) is moderate.
Allowance for Bad Loans: HSBC has a low allowance for bad loans (46%).
Low Risk Liabilities: 60% of HSBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: HSBC has an appropriate level of Loans to Assets ratio (35%).
Low Risk Deposits: HSBC's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: HSBC has a high level of bad loans (2.2%).