HSBC Holdings Balance Sheet Health
Financial Health criteria checks 4/6
HSBC Holdings has total assets of $3,098.6B and total equity of $200.0B. Total deposits are $1,750.1B, and total loans are $1,086.2B earning a Net Interest Margin of 1.7%. It has insufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are $1,098.0B.
Key information
15.5x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | US$1.75t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$1.10t |
Recent financial health updates
No updates
Recent updates
HSBC Holdings: Strong Q3 Earnings And A Double-Digit Shareholder Yield
Oct 29HSBC: Likely Fairly Valued With Fundamental Uncertainties
Oct 01HSBC Showing Good Progress Mid-Year.
Aug 01HSBC: Q2 2024 Earnings Preview, Investment Case Remains Geared To Income
Jul 12HSBC Holdings Q1: Off To A Good Start In 2024
May 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HSBC's Assets to Equity ratio (15.5x) is moderate.
Allowance for Bad Loans: HSBC has a low allowance for bad loans (45%).
Low Risk Liabilities: 60% of HSBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: HSBC has an appropriate level of Loans to Assets ratio (35%).
Low Risk Deposits: HSBC's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: HSBC has a high level of bad loans (2.2%).