HSBC Holdings Balance Sheet Health
Financial Health criteria checks 4/6
HSBC Holdings has total assets of $3,098.6B and total equity of $200.0B. Total deposits are $1,750.1B, and total loans are $1,086.2B earning a Net Interest Margin of 1.7%. It has insufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are $1,098.0B.
Key information
15.5x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | US$1.75t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$1.10t |
Recent financial health updates
No updates
Recent updates
HSBC Holdings: Strong Q3 Earnings And A Double-Digit Shareholder Yield
Oct 29HSBC: Likely Fairly Valued With Fundamental Uncertainties
Oct 01HSBC Showing Good Progress Mid-Year.
Aug 01HSBC: Q2 2024 Earnings Preview, Investment Case Remains Geared To Income
Jul 12HSBC Holdings Q1: Off To A Good Start In 2024
May 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HSBC's Assets to Equity ratio (15.5x) is moderate.
Allowance for Bad Loans: HSBC has a low allowance for bad loans (45%).
Low Risk Liabilities: 60% of HSBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: HSBC has an appropriate level of Loans to Assets ratio (35%).
Low Risk Deposits: HSBC's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: HSBC has a high level of bad loans (2.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 05:49 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
HSBC Holdings plc is covered by 72 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Grinsztajn | AlphaValue |
| Jesús Gómez Dominguez | Banco Santander |
| Neil Smith | Bankhaus Lampe KG |