Cadence Bank

NYSE:CADE Stock Report

Market Cap: US$6.2b

Cadence Bank Past Earnings Performance

Past criteria checks 1/6

Cadence Bank's earnings have been declining at an average annual rate of -6%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 10% per year. Cadence Bank's return on equity is 2.3%, and it has net margins of 9.3%.

Key information

-6.0%

Earnings growth rate

-20.0%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate10.0%
Return on equity2.3%
Net Margin9.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Cadence Bank: Above-Average NIM Prospects Can Lead To Continuing Outperformance

Oct 04

Cadence Bank: Residential Mortgages Drive Growth

Jul 23

Cadence Bank: Assessing Recent Pain

Apr 21

Cadence Bank (NYSE:CADE) Will Pay A Larger Dividend Than Last Year At $0.25

Feb 13
Cadence Bank (NYSE:CADE) Will Pay A Larger Dividend Than Last Year At $0.25

Cadence Bank (NYSE:CADE) Will Pay A Larger Dividend Than Last Year At $0.25

Jan 28
Cadence Bank (NYSE:CADE) Will Pay A Larger Dividend Than Last Year At $0.25

Cadence Bank: A Respectful Downgrade After A Remarkable Run

Dec 24

Cadence Bank - Strong Loan Growth And Depressed Valuation Make For A Buy

Oct 03

Cadence Bank: Another Regional Bank Worth Considering

Jul 10

Cadence Bank raises dividend by 7% to $0.235

Jan 25

Cadence Bank: Better Growth And Betas, But It Will Get Harder From Here

Dec 14

Cadence Bank Non-GAAP EPS of $0.78, revenue of $479.85M

Oct 24

Cadence Bank: Higher Interest Rates Erode The Tangible Book Value

Oct 01

Cadence Bank Non-GAAP EPS of $0.73, revenue of $324.8M

Jul 25

Cadence Bank: A Well-Covered 4% Yield While Preferreds Offer A 5.85% Income

Jul 18

Revenue & Expenses Breakdown

How Cadence Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:CADE Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,2711188700
30 Jun 241,222688780
31 Mar 241,192388850
31 Dec 231,155-68940
30 Sep 231,4883408260
30 Jun 231,5813768570
31 Mar 231,6253968820
31 Dec 221,6874389010
30 Sep 221,6113219540
30 Jun 221,4042708510
31 Mar 221,2252197500
31 Dec 219111695310
30 Sep 211,0542896080
30 Jun 211,0312905800
31 Mar 211,0022765620
31 Dec 209382195530
30 Sep 209342184910
30 Jun 209262104880
31 Mar 209102054800
31 Dec 199292345220
30 Sep 198922164610
30 Jun 198642184490
31 Mar 198502194370
31 Dec 188532214300
30 Sep 188262124140
30 Jun 187981854020
31 Mar 187711683900
31 Dec 177391533790
30 Sep 177411533830
30 Jun 177401513830
31 Mar 177341483840
31 Dec 167241333790
30 Sep 167171163820
30 Jun 167091133830
31 Mar 167171183840
31 Dec 157231273800
30 Sep 157181353810
30 Jun 157161293780
31 Mar 157021213720
31 Dec 146861173700
30 Sep 146831163690
30 Jun 146711123660
31 Mar 146691023700
31 Dec 13667943710

Quality Earnings: CADE has high quality earnings.

Growing Profit Margin: CADE's current net profit margins (9.3%) are lower than last year (22.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CADE's earnings have declined by 6% per year over the past 5 years.

Accelerating Growth: CADE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CADE had negative earnings growth (-65.4%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: CADE's Return on Equity (2.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 06:42
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Cadence Bank is covered by 31 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jared ShawBarclays
Blair BrantleyBB&T Capital Markets
Benjamin GerlingerCitigroup Inc