Cadence Bank Balance Sheet Health
Financial Health criteria checks 6/6
Cadence Bank has total assets of $49.2B and total equity of $5.6B. Total deposits are $38.8B, and total loans are $32.8B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $4.0B.
Key information
8.8x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$38.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$4.02b |
Recent financial health updates
No updates
Recent updates
Cadence Bank: Above-Average NIM Prospects Can Lead To Continuing Outperformance
Oct 04Cadence Bank: Residential Mortgages Drive Growth
Jul 23Cadence Bank: Assessing Recent Pain
Apr 21Cadence Bank (NYSE:CADE) Will Pay A Larger Dividend Than Last Year At $0.25
Feb 13
Cadence Bank (NYSE:CADE) Will Pay A Larger Dividend Than Last Year At $0.25
Jan 28Cadence Bank: A Respectful Downgrade After A Remarkable Run
Dec 24Cadence Bank - Strong Loan Growth And Depressed Valuation Make For A Buy
Oct 03Does Cadence Bank (NYSE:CADE) Deserve A Spot On Your Watchlist?
Aug 09Cadence Bank: Another Regional Bank Worth Considering
Jul 10Cadence Bank's (NYSE:CADE) Shareholders Will Receive A Bigger Dividend Than Last Year
May 19Cadence Bank's (NYSE:CADE) Upcoming Dividend Will Be Larger Than Last Year's
Apr 30Cadence Bank (NYSE:CADE) Will Pay A Larger Dividend Than Last Year At $0.235
Feb 01Cadence Bank raises dividend by 7% to $0.235
Jan 25Cadence Bank: Better Growth And Betas, But It Will Get Harder From Here
Dec 14Cadence Bank Non-GAAP EPS of $0.78, revenue of $479.85M
Oct 24Cadence Bank: Higher Interest Rates Erode The Tangible Book Value
Oct 01Cadence Bank Non-GAAP EPS of $0.73, revenue of $324.8M
Jul 25Cadence Bank: A Well-Covered 4% Yield While Preferreds Offer A 5.85% Income
Jul 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CADE's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: CADE has a sufficient allowance for bad loans (169%).
Low Risk Liabilities: 89% of CADE's liabilities are made up of primarily low risk sources of funding.
Loan Level: CADE has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: CADE's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: CADE has an appropriate level of bad loans (0.8%).