Cadence Bank Balance Sheet Health
Financial Health criteria checks 6/6
Cadence Bank has total assets of $49.2B and total equity of $5.6B. Total deposits are $38.8B, and total loans are $32.8B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $4.0B.
Key information
8.8x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$38.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$4.02b |
Recent financial health updates
No updates
Recent updates
Cadence Bank: Above-Average NIM Prospects Can Lead To Continuing Outperformance
Oct 04Cadence Bank: Residential Mortgages Drive Growth
Jul 23Cadence Bank: Assessing Recent Pain
Apr 21Cadence Bank (NYSE:CADE) Will Pay A Larger Dividend Than Last Year At $0.25
Feb 13
Cadence Bank (NYSE:CADE) Will Pay A Larger Dividend Than Last Year At $0.25
Jan 28Cadence Bank: A Respectful Downgrade After A Remarkable Run
Dec 24Cadence Bank - Strong Loan Growth And Depressed Valuation Make For A Buy
Oct 03Cadence Bank: Another Regional Bank Worth Considering
Jul 10Cadence Bank raises dividend by 7% to $0.235
Jan 25Cadence Bank: Better Growth And Betas, But It Will Get Harder From Here
Dec 14Cadence Bank Non-GAAP EPS of $0.78, revenue of $479.85M
Oct 24Cadence Bank: Higher Interest Rates Erode The Tangible Book Value
Oct 01Cadence Bank Non-GAAP EPS of $0.73, revenue of $324.8M
Jul 25Cadence Bank: A Well-Covered 4% Yield While Preferreds Offer A 5.85% Income
Jul 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CADE's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: CADE has a sufficient allowance for bad loans (169%).
Low Risk Liabilities: 89% of CADE's liabilities are made up of primarily low risk sources of funding.
Loan Level: CADE has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: CADE's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: CADE has an appropriate level of bad loans (0.8%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:27 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Cadence Bank is covered by 31 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jared Shaw | Barclays |
| Blair Brantley | BB&T Capital Markets |
| Benjamin Gerlinger | Citigroup Inc |