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Credicorp NYSE:BAP Stock Report

Last Price

US$204.24

Market Cap

US$16.2b

7D

-1.1%

1Y

23.7%

Updated

25 May, 2025

Data

Company Financials +

BAP Stock Overview

Provides various financial, insurance, and health services and products in Peru and internationally. More details

BAP fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance4/6
Financial Health5/6
Dividends5/6

Community vs My Fair Value

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US$213.23
FV
4.2% undervalued intrinsic discount
12.16%
Revenue growth p.a.
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10 days ago author updated this narrative

Credicorp Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Credicorp
Historical stock prices
Current Share PriceUS$204.24
52 Week HighUS$210.71
52 Week LowUS$153.27
Beta0.99
1 Month Change3.22%
3 Month Change13.01%
1 Year Change23.68%
3 Year Change43.42%
5 Year Change48.19%
Change since IPO1,659.87%

Recent News & Updates

Credicorp: Peru's Leading Financial Group, Long Runway For Growth

May 01

Credicorp: Methodical Disruption And Better Growth In Peru Support Strong Growth And More Upside

Mar 08

Recent updates

Credicorp: Peru's Leading Financial Group, Long Runway For Growth

May 01

Credicorp: Methodical Disruption And Better Growth In Peru Support Strong Growth And More Upside

Mar 08

Credicorp: New Growth Engines Emerge

Nov 27
author-image

Expansive Growth In Chilean Financial Markets Through Innovative Tech And Tactical Acquisitions

Diversification and strategic acquisitions in new sectors might strengthen Credicorp's revenue resilience and long-term earnings growth.

Credicorp: Yape Growth Is A Tailwind

Aug 22

Credicorp: Stay Upbeat On Peru's Premier Financial Group

Jun 24

Credicorp: No Stopping Peru's Financial Champion Into 2024

Mar 13

Credicorp: Looking Through The Near-Term Headwinds

Nov 30

Credicorp: Still Cheaply Priced Relative To Its Fundamentals

Aug 02

Credicorp Executing Well, But Macro Risk Remains High

Feb 13

Credicorp GAAP EPS of S/16.33, Net interest income of S/3B

Dec 16

Credicorp Remains A Well-Run House In A Tricky Neighborhood

Aug 23

Credicorp stock gains after Credit Suisse upgrades on Peru's economic outlook

Jul 19

Credicorp Shaking Off The Pandemic And Getting Back To Business As Usual

Mar 12

Good Execution At Credicorp Canceled Out By Political Risk

Sep 02

Shareholder Returns

BAPUS BanksUS Market
7D-1.1%-3.7%-2.7%
1Y23.7%17.4%9.1%

Return vs Industry: BAP exceeded the US Banks industry which returned 17.4% over the past year.

Return vs Market: BAP exceeded the US Market which returned 9% over the past year.

Price Volatility

Is BAP's price volatile compared to industry and market?
BAP volatility
BAP Average Weekly Movement4.5%
Banks Industry Average Movement4.7%
Market Average Movement8.1%
10% most volatile stocks in US Market17.1%
10% least volatile stocks in US Market4.1%

Stable Share Price: BAP has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BAP's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
188946,621Gianfranco Piero Ferrari de Las Casasgrupocredicorp.com

Credicorp Ltd. provides various financial, insurance, and health services and products in Peru and internationally. It operates through Universal Banking; Insurance and Pensions; Microfinance; and Investment Management and Advisory segments. The Universal Banking segment grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts.

Credicorp Ltd. Fundamentals Summary

How do Credicorp's earnings and revenue compare to its market cap?
BAP fundamental statistics
Market capUS$16.22b
Earnings (TTM)US$1.58b
Revenue (TTM)US$5.12b
10.3x
P/E Ratio
1.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BAP income statement (TTM)
RevenueS/18.75b
Cost of RevenueS/153.53m
Gross ProfitS/18.59b
Other ExpensesS/12.83b
EarningsS/5.77b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Aug 14, 2025

Earnings per share (EPS)72.60
Gross Margin99.18%
Net Profit Margin30.76%
Debt/Equity Ratio71.5%

How did BAP perform over the long term?

See historical performance and comparison

Dividends

5.4%
Current Dividend Yield
55%
Payout Ratio

Does BAP pay a reliable dividends?

See BAP dividend history and benchmarks
When do you need to buy BAP by to receive an upcoming dividend?
Credicorp dividend dates
Ex Dividend DateMay 19 2025
Dividend Pay DateJun 13 2025
Days until Ex dividend7 days
Days until Dividend pay date18 days

Does BAP pay a reliable dividends?

See BAP dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/25 23:26
End of Day Share Price 2025/05/23 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Credicorp Ltd. is covered by 22 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Roberto de Aguiar AttuchBarclays
Ernesto Gabilondo MárquezBofA Global Research
Francisco NavarreteBradesco S.A. Corretora de Títulos e Valores Mobiliários