Ameris Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Ameris Bancorp has total assets of $26.5B and total equity of $3.6B. Total deposits are $21.4B, and total loans are $20.7B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $1.4B.
Key information
7.4x
Asset to equity ratio
3.6%
Net interest margin
Total deposits | US$21.44b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$1.36b |
Recent financial health updates
Recent updates
Earnings Report: Ameris Bancorp Missed Revenue Estimates By 6.4%
Jan 29Ameris Bancorp: Attractively Valued But Earnings Likely To Dip
Oct 07Ameris Bancorp goes ex-dividend tomorrow
Sep 28Ameris Bancorp Non-GAAP EPS of $1.18 misses by $0.01, revenue of $275.21M beats by $9.78M
Jul 26Ameris Bancorp: Top Line Growth Unlikely To Be Strong Enough To Counter Headwinds
Feb 09Here's Why I Think Ameris Bancorp (NASDAQ:ABCB) Is An Interesting Stock
Jan 29If You Like EPS Growth Then Check Out Ameris Bancorp (NASDAQ:ABCB) Before It's Too Late
Sep 18Ameris Bancorp: Solid Loan Growth Potential Supports Share Price Upside
Aug 10Here's Why I Think Ameris Bancorp (NASDAQ:ABCB) Might Deserve Your Attention Today
Jun 18Is Ameris Bancorp (NASDAQ:ABCB) A Smart Pick For Income Investors?
Mar 03Need To Know: Ameris Bancorp (NASDAQ:ABCB) Insiders Have Been Buying Shares
Feb 05Ameris Bancorp 2020 Q4 - Results - Earnings Call Presentation
Jan 29If You Like EPS Growth Then Check Out Ameris Bancorp (NASDAQ:ABCB) Before It's Too Late
Jan 10Ameris Bancorp: Mortgage Banking Normalization To Counter Loan Growth
Dec 25Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ABCB's Assets to Equity ratio (7.4x) is low.
Allowance for Bad Loans: ABCB has a sufficient allowance for bad loans (177%).
Low Risk Liabilities: 93% of ABCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ABCB has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: ABCB's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: ABCB has an appropriate level of bad loans (0.9%).