UMB Financial Management

Management criteria checks 4/4

We currently do not have sufficient information about the CEO.

Key information

J. Kemper

Chief executive officer

US$4.8m

Total compensation

CEO salary percentage	21.7%
CEO tenure	20yrs
CEO ownership	4.2%
Management average tenure	4.6yrs
Board average tenure	9.3yrs

Recent management updates

Recent updates

UMB Financial: A Little-Known But Well-Run Bank

Feb 09

UMB Financial (NASDAQ:UMBF) Has Announced That It Will Be Increasing Its Dividend To $0.39

Nov 23

UMB Financial's (NASDAQ:UMBF) Shareholders Will Receive A Bigger Dividend Than Last Year

Oct 29

CEO Compensation Analysis

How has J. Kemper's remuneration changed compared to UMB Financial's earnings?
Date	Total Compensation	Salary	Company Earnings
Mar 31 2024	n/a	n/a	US$368m
Dec 31 2023	US$5m	US$1m	US$350m
Sep 30 2023	n/a	n/a	US$379m
Jun 30 2023	n/a	n/a	US$371m
Mar 31 2023	n/a	n/a	US$418m
Dec 31 2022	US$5m	US$988k	US$432m
Sep 30 2022	n/a	n/a	US$410m
Jun 30 2022	n/a	n/a	US$416m
Mar 31 2022	n/a	n/a	US$366m
Dec 31 2021	US$5m	US$940k	US$353m
Sep 30 2021	n/a	n/a	US$431m
Jun 30 2021	n/a	n/a	US$409m
Mar 31 2021	n/a	n/a	US$383m
Dec 31 2020	US$5m	US$940k	US$287m
Sep 30 2020	n/a	n/a	US$197m
Jun 30 2020	n/a	n/a	US$186m
Mar 31 2020	n/a	n/a	US$182m
Dec 31 2019	US$4m	US$905k	US$244m
Sep 30 2019	n/a	n/a	US$203m
Jun 30 2019	n/a	n/a	US$198m
Mar 31 2019	n/a	n/a	US$196m
Dec 31 2018	US$4m	US$905k	US$196m
Sep 30 2018	n/a	n/a	US$218m
Jun 30 2018	n/a	n/a	US$209m
Mar 31 2018	n/a	n/a	US$199m
Dec 31 2017	US$5m	US$894k	US$183m

Compensation vs Market: J.'s total compensation ($USD4.79M) is about average for companies of similar size in the US market ($USD6.67M).

Compensation vs Earnings: J.'s compensation has been consistent with company performance over the past year.

CEO

J. Kemper (50 yo)

20yrs

Tenure

US$4,787,774

Compensation

Mr. J. Mariner Kemper has been the Chairman and Chief Executive Officer of UMB Financial Corporation since May 12, 2004 and had been its President since November 2, 2015 until January 29, 2024. Mr. Graves...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
J. Kemper	Chairman & CEO	20yrs	US$4.79m	4.18% $ 171.5m
James Rine	President & Vice Chairman	less than a year	US$2.51m	0.087% $ 3.6m
Ram Shankar	Executive VP & CFO	7.8yrs	US$945.52k	0.037% $ 1.5m
Shannon Johnson	Executive VP & Chief Administrative Officer	4.6yrs	US$999.05k	0.035% $ 1.4m
Thomas Terry	Executive VP & Chief Credit Officer	4.6yrs	US$888.90k	0.080% $ 3.3m
David Odgers	Senior VP	10.3yrs	no data	0.010% $ 419.6k
Kay Gregory	Director of Investor Relations & Senior VP	no data	no data	no data
Amy Harris	Executive VP & Chief Legal Officer	3.3yrs	no data	0.0076% $ 312.9k
Liz Lewis	President of Consumer Banking & Chief Marketing Officer	no data	no data	no data
Robert Beaird	Chief HR Officer & Executive VP	4.6yrs	no data	0.016% $ 675.4k
James Sangster	Executive Vice President	no data	no data	no data
Brian Kaufman	Managing Director of Prairie Capital Management	no data	no data	no data

4.6yrs

Average Tenure

50yo

Average Age

Experienced Management: UMBF's management team is considered experienced (4.6 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
J. Kemper	Chairman & CEO	20yrs	US$4.79m	4.18% $ 171.5m
L. Sosland	Independent Director	26.3yrs	US$135.46k	0.028% $ 1.1m
Kris Robbins	Independent Director	24.3yrs	US$149.96k	0.023% $ 937.0k
Kevin Gallagher	Independent Director	16.6yrs	US$140.96k	0.043% $ 1.8m
Robin Beery	Independent Director	9.3yrs	US$146.96k	0.014% $ 562.5k
Gregory Graves	Independent Lead Director	21.3yrs	US$162.95k	0.072% $ 3.0m
Leroy Williams	Independent Director	8.3yrs	US$137.96k	0.013% $ 515.3k
Timothy Murphy	Independent Director	7.8yrs	US$140.96k	0.053% $ 2.2m
Gordon Lansford	Independent Director	7.1yrs	US$152.96k	0.014% $ 594.1k
Tamara Peterman	Independent Director	5.1yrs	US$135.46k	0.014% $ 585.1k
Janine Davidson	Independent Director	4.1yrs	US$135.46k	0.0069% $ 283.3k

9.3yrs

Average Tenure

58yo

Average Age

Experienced Board: UMBF's board of directors are considered experienced (9.3 years average tenure).

UMB Financial Management

Management criteria checks 4/4

Key information

Recent management updates

UMB Financial Corporation Has Announces the Promotion of Liz Lewis as President of Consumer Banking

Chairman & CEO recently sold US$575k worth of stock

Chairman & CEO recently sold US$1.9m worth of stock

UMB Financial Corporation, Annual General Meeting, Apr 30, 2024

Chairman & CEO notifies of intention to sell stock

Chairman recently sold US$291k worth of stock

Recent updates

First quarter dividend of US$0.39 announced

UMB Financial Corporation Announces Impairment Charges for the First Quarter Ended March 31, 2024

UMB Financial Reportedly in Talks to Acquire Heartland Financial USA

UMB Financial Corporation to Report Q1, 2024 Results on Apr 30, 2024

UMB Financial Corporation Has Announces the Promotion of Liz Lewis as President of Consumer Banking

Chairman & CEO recently sold US$575k worth of stock

Chairman & CEO recently sold US$1.9m worth of stock

UMB Financial Corporation, Annual General Meeting, Apr 30, 2024

Chairman & CEO notifies of intention to sell stock

Upcoming dividend of US$0.39 per share

UMB Financial: A Little-Known But Well-Run Bank

Chairman recently sold US$291k worth of stock

UMB Financial Corporation Promotes James D. Rine to President

Chairman notifies of intention to sell stock

Fourth quarter dividend of US$0.39 announced

Price target increased by 9.6% to US$90.40

Full year 2023 earnings: EPS in line with analyst expectations despite revenue beat

UMB Financial Corporation Declares Quarterly Cash Dividend, Payable on April 1, 2024

Price target increased by 8.0% to US$82.50

UMB Financial Corporation to Report Q4, 2023 Results on Jan 30, 2024

Chairman recently sold US$608k worth of stock

Upcoming dividend of US$0.39 per share at 2.2% yield

UMB Financial (NASDAQ:UMBF) Has Announced That It Will Be Increasing Its Dividend To $0.39

UMB Financial's (NASDAQ:UMBF) Shareholders Will Receive A Bigger Dividend Than Last Year

Third quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

UMB Financial Corporation Declares Quarterly Dividend, Payable on January 2, 2024

UMB Financial Corporation to Report Q3, 2023 Results on Oct 24, 2023

Upcoming dividend of US$0.38 per share at 2.4% yield

Chairman recently sold US$635k worth of stock

Director Alexander C. Kemper Resigns from the Board of Directors' UMB Financial Corporation

Price target increased by 7.3% to US$76.80

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

UMB Financial Corporation Declares a Quarterly Dividend, Payable on October 2, 2023

UMB Financial Corporation Announces Appointment of Phil Mason as President

UMB Financial Corporation to Report Q2, 2023 Results on Jul 25, 2023

Investor sentiment improves as stock rises 19%

Upcoming dividend of US$0.38 per share at 2.6% yield

UMB Financial Corporation (NasdaqGS:UMBF) agreed to acquire Hybarger & Associates.

Independent Director recently bought US$104k worth of stock

First quarter 2023 earnings: EPS misses analyst expectations

Do UMB Financial's (NASDAQ:UMBF) Earnings Warrant Your Attention?

Price target decreased by 7.5% to US$78.40

Price target decreased by 9.6% to US$84.80

Independent Director recently bought US$218k worth of stock

Investor sentiment deteriorates as stock falls 26%

Upcoming dividend of US$0.38 per share at 1.7% yield

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

Chairman recently sold US$626k worth of stock

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

UMB Financial Corporation Declares Quarterly Dividend, Payable on April 3, 2023

UMB Financial Corporation to Report Q4, 2022 Results on Jan 24, 2023

Insider exercised options and sold US$59k worth of stock

Chairman recently sold US$194k worth of stock

Upcoming dividend of US$0.38 per share

UMB Financial (NASDAQ:UMBF) Will Pay A Larger Dividend Than Last Year At $0.38

Price target decreased to US$91.20

Insufficient new directors

Chairman recently sold US$411k worth of stock

Independent Director recently bought US$118k worth of stock

Independent Director recently sold US$118k worth of stock

Price target decreased to US$91.20

UMB Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022

Third quarter 2022 earnings: EPS and revenues miss analyst expectations

UMB Financial Corporation Increases Quarterly Cash Dividend, Payable on January 3, 2023

UMB Financial Corporation to Report Q3, 2022 Results on Oct 25, 2022

UMB Financial announces pricing of $110M subordinated notes offering

UMB Financial goes ex-dividend tomorrow

Upcoming dividend of US$0.37 per share

Insider recently sold US$331k worth of stock