UMB Financial Balance Sheet Health
Financial Health criteria checks 6/6
UMB Financial has total assets of $45.3B and total equity of $3.2B. Total deposits are $36.9B, and total loans are $23.4B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.08% of total loans. Cash and short-term investments are $885.3M.
Key information
14.4x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$36.91b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.08% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$885.30m |
Recent financial health updates
No updates
Recent updates
UMB Financial: A Little-Known But Well-Run Bank
Feb 09UMB Financial (NASDAQ:UMBF) Has Announced That It Will Be Increasing Its Dividend To $0.39
Nov 23
UMB Financial's (NASDAQ:UMBF) Shareholders Will Receive A Bigger Dividend Than Last Year
Oct 29Do UMB Financial's (NASDAQ:UMBF) Earnings Warrant Your Attention?
Apr 14UMB Financial (NASDAQ:UMBF) Will Pay A Larger Dividend Than Last Year At $0.38
Nov 17UMB Financial announces pricing of $110M subordinated notes offering
Sep 23UMB Financial goes ex-dividend tomorrow
Sep 08UMB Financial (NASDAQ:UMBF) Is Paying Out A Dividend Of $0.37
Aug 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UMBF's Assets to Equity ratio (14.4x) is moderate.
Allowance for Bad Loans: UMBF has a sufficient allowance for bad loans (1274%).
Low Risk Liabilities: 87% of UMBF's liabilities are made up of primarily low risk sources of funding.
Loan Level: UMBF has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: UMBF's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: UMBF has an appropriate level of bad loans (0.1%).