UMB Financial Balance Sheet Health
Financial Health criteria checks 6/6
UMB Financial has total assets of $44.5B and total equity of $3.2B. Total deposits are $36.5B, and total loans are $24.0B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.06% of total loans. Cash and short-term investments are $1.0B.
Key information
13.8x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$36.52b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.06% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.04b |
Recent financial health updates
No updates
Recent updates
UMB Financial Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Aug 04
UMB Financial: Loan Quality Remains A Differentiator
Aug 01UMB Financial: A Little-Known But Well-Run Bank
Feb 09UMB Financial (NASDAQ:UMBF) Has Announced That It Will Be Increasing Its Dividend To $0.39
Nov 23UMB Financial's (NASDAQ:UMBF) Shareholders Will Receive A Bigger Dividend Than Last Year
Oct 29Do UMB Financial's (NASDAQ:UMBF) Earnings Warrant Your Attention?
Apr 14Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UMBF's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: UMBF has a sufficient allowance for bad loans (1740%).
Low Risk Liabilities: 89% of UMBF's liabilities are made up of primarily low risk sources of funding.
Loan Level: UMBF has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: UMBF's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: UMBF has an appropriate level of bad loans (0.1%).