Triumph Financial, Inc.

NasdaqGS:TFIN Stock Report

Market Cap: US$2.1b

Triumph Financial Past Earnings Performance

Past criteria checks 1/6

Triumph Financial's earnings have been declining at an average annual rate of -7.2%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 9% per year. Triumph Financial's return on equity is 2.5%, and it has net margins of 4.7%.

Key information

-7.2%

Earnings growth rate

-6.0%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate9.0%
Return on equity2.5%
Net Margin4.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Triumph Financial: Still Too Speculative To Warrant Optimism

Sep 23

Triumph Financial: Upgrading 8.3% Yielding Preferred Shares To A Buy

Jul 01

Triumph Bancorp Non-GAAP EPS of $0.62 misses by $0.18, revenue of $110.94M misses by $2.05M

Oct 19

Revenue & Expenses Breakdown

How Triumph Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:TFIN Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24398193210
30 Jun 24400263140
31 Mar 24399313060
31 Dec 23406383050
30 Sep 23418463060
30 Jun 23422493060
31 Mar 23469863040
31 Dec 22478992940
30 Sep 224821082920
30 Jun 224791162750
31 Mar 224381002590
31 Dec 214321102450
30 Sep 214171152200
30 Jun 213981142080
31 Mar 213621001920
31 Dec 20307621860
30 Sep 20280481780
30 Jun 20265401740
31 Mar 20261391710
31 Dec 19280591650
30 Sep 19274601560
30 Jun 19266551540
31 Mar 19252541420
31 Dec 18234511360
30 Sep 18211391210
30 Jun 18193401060
31 Mar 1818237990
31 Dec 17164351020
30 Sep 1715335980
30 Jun 1714430940
31 Mar 1712925880
31 Dec 1612720750
30 Sep 1611618710
30 Jun 1611019690
31 Mar 1610919660
31 Dec 1510428670
30 Sep 1510126650
30 Jun 159630640
31 Mar 158928630
31 Dec 148717580
30 Sep 148226510
30 Jun 146717420
31 Mar 145415340
31 Dec 133912280

Quality Earnings: TFIN has high quality earnings.

Growing Profit Margin: TFIN's current net profit margins (4.7%) are lower than last year (11%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: TFIN's earnings have declined by 7.2% per year over the past 5 years.

Accelerating Growth: TFIN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: TFIN had negative earnings growth (-59.2%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: TFIN's Return on Equity (2.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 04:05
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Triumph Financial, Inc. is covered by 16 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Harold GoetschB. Riley Securities, Inc.
null nullD.A. Davidson & Co.
Gary TennerD.A. Davidson & Co.