Triumph Financial Past Earnings Performance
Past criteria checks 2/6
Triumph Financial has been growing earnings at an average annual rate of 3%, while the Banks industry saw earnings growing at 10.2% annually. Revenues have been growing at an average rate of 12.2% per year. Triumph Financial's return on equity is 3.9%, and it has net margins of 7.8%.
Key information
3.0%
Earnings growth rate
4.5%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 12.2% |
| Return on equity | 3.9% |
| Net Margin | 7.8% |
| Last Earnings Update | 31 Mar 2024 |
Revenue & Expenses BreakdownBeta
How Triumph Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 399 | 31 | 306 | 0 |
| 31 Dec 23 | 406 | 38 | 305 | 0 |
| 30 Sep 23 | 418 | 46 | 305 | 0 |
| 30 Jun 23 | 422 | 49 | 306 | 0 |
| 31 Mar 23 | 469 | 86 | 304 | 0 |
| 31 Dec 22 | 478 | 99 | 294 | 0 |
| 30 Sep 22 | 482 | 108 | 292 | 0 |
| 30 Jun 22 | 479 | 116 | 275 | 0 |
| 31 Mar 22 | 438 | 100 | 259 | 0 |
| 31 Dec 21 | 432 | 110 | 245 | 0 |
| 30 Sep 21 | 417 | 115 | 220 | 0 |
| 30 Jun 21 | 398 | 114 | 208 | 0 |
| 31 Mar 21 | 362 | 100 | 192 | 0 |
| 31 Dec 20 | 307 | 62 | 186 | 0 |
| 30 Sep 20 | 280 | 48 | 178 | 0 |
| 30 Jun 20 | 265 | 40 | 174 | 0 |
| 31 Mar 20 | 261 | 39 | 171 | 0 |
| 31 Dec 19 | 280 | 59 | 165 | 0 |
| 30 Sep 19 | 274 | 60 | 156 | 0 |
| 30 Jun 19 | 266 | 55 | 154 | 0 |
| 31 Mar 19 | 252 | 54 | 142 | 0 |
| 31 Dec 18 | 234 | 51 | 136 | 0 |
| 30 Sep 18 | 211 | 39 | 121 | 0 |
| 30 Jun 18 | 193 | 40 | 106 | 0 |
| 31 Mar 18 | 182 | 37 | 99 | 0 |
| 31 Dec 17 | 164 | 35 | 102 | 0 |
| 30 Sep 17 | 153 | 35 | 98 | 0 |
| 30 Jun 17 | 144 | 30 | 94 | 0 |
| 31 Mar 17 | 129 | 25 | 88 | 0 |
| 31 Dec 16 | 127 | 20 | 75 | 0 |
| 30 Sep 16 | 116 | 18 | 71 | 0 |
| 30 Jun 16 | 110 | 19 | 69 | 0 |
| 31 Mar 16 | 109 | 19 | 66 | 0 |
| 31 Dec 15 | 104 | 28 | 67 | 0 |
| 30 Sep 15 | 101 | 26 | 65 | 0 |
| 30 Jun 15 | 96 | 30 | 64 | 0 |
| 31 Mar 15 | 89 | 28 | 63 | 0 |
| 31 Dec 14 | 87 | 17 | 58 | 0 |
| 30 Sep 14 | 82 | 26 | 51 | 0 |
| 30 Jun 14 | 67 | 17 | 42 | 0 |
| 31 Mar 14 | 54 | 15 | 34 | 0 |
| 31 Dec 13 | 39 | 12 | 28 | 0 |
Quality Earnings: TFIN has high quality earnings.
Growing Profit Margin: TFIN's current net profit margins (7.8%) are lower than last year (18.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TFIN's earnings have grown by 3% per year over the past 5 years.
Accelerating Growth: TFIN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: TFIN had negative earnings growth (-63.8%) over the past year, making it difficult to compare to the Banks industry average (-9.7%).
Return on Equity
High ROE: TFIN's Return on Equity (3.9%) is considered low.