Triumph Financial Balance Sheet Health
Financial Health criteria checks 4/6
Triumph Financial has total assets of $5.9B and total equity of $885.8M. Total deposits are $4.7B, and total loans are $4.3B earning a Net Interest Margin of 7.7%. It has insufficient allowance for bad loans, which are currently at 2.6% of total loans. Cash and short-term investments are $489.3M.
Key information
6.6x
Asset to equity ratio
7.7%
Net interest margin
| Total deposits | US$4.71b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$489.28m |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TFIN's Assets to Equity ratio (6.6x) is low.
Allowance for Bad Loans: TFIN has a low allowance for bad loans (36%).
Low Risk Liabilities: 95% of TFIN's liabilities are made up of primarily low risk sources of funding.
Loan Level: TFIN has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: TFIN's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: TFIN has a high level of bad loans (2.6%).