Triumph Financial Balance Sheet Health
Financial Health criteria checks 5/6
Triumph Financial has total assets of $5.6B and total equity of $872.3M. Total deposits are $4.5B, and total loans are $4.2B earning a Net Interest Margin of 7.7%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are $417.0M.
Key information
6.4x
Asset to equity ratio
7.7%
Net interest margin
Total deposits | US$4.45b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$417.03m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TFIN's Assets to Equity ratio (6.4x) is low.
Allowance for Bad Loans: TFIN has a low allowance for bad loans (46%).
Low Risk Liabilities: 95% of TFIN's liabilities are made up of primarily low risk sources of funding.
Loan Level: TFIN has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: TFIN's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: TFIN has an appropriate level of bad loans (2%).