TCBC Stock Overview
TC Bancshares, Inc. operates as the holding company for TC Federal Bank that provides various banking services to individual and commercial customers in Georgia and Florida, the United States.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
TC Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.84 |
| 52 Week High | US$15.33 |
| 52 Week Low | US$12.35 |
| Beta | 0.058 |
| 1 Month Change | -2.33% |
| 3 Month Change | 1.69% |
| 1 Year Change | -2.26% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 14.29% |
Recent News & Updates
Shareholder Returns
| TCBC | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.1% | 1.9% | -3.2% |
| 1Y | -2.3% | 25.1% | 19.3% |
Return vs Industry: TCBC underperformed the US Banks industry which returned 25.1% over the past year.
Return vs Market: TCBC underperformed the US Market which returned 19.3% over the past year.
Price Volatility
| TCBC volatility | |
|---|---|
| TCBC Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: TCBC has not had significant price volatility in the past 3 months.
Volatility Over Time: TCBC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1934 | 65 | Greg Eiford | www.tcfederal.com |
TC Bancshares, Inc. operates as the holding company for TC Federal Bank that provides various banking services to individual and commercial customers in Georgia and Florida, the United States. It accepts various deposit products, including personal checking accounts, business checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also offers lending products comprising single-family residential loans, home equity lines of credit, closed-end home equity loans, consumer loans, commercial and multi-family residential real estate loans, commercial and industrial loans, construction loans, land development loans, and SBA/USDA guaranteed loans.
TC Bancshares, Inc. Fundamentals Summary
| TCBC fundamental statistics | |
|---|---|
| Market cap | US$55.19m |
| Earnings (TTM) | US$265.83k |
| Revenue (TTM) | US$14.91m |
207.6x
P/E Ratio0.7x
P/B RatioIs TCBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TCBC income statement (TTM) | |
|---|---|
| Revenue | US$14.91m |
| Cost of Revenue | US$0 |
| Gross Profit | US$14.91m |
| Other Expenses | US$14.64m |
| Earnings | US$265.83k |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.067 |
| Gross Margin | 100.00% |
| Net Profit Margin | 1.78% |
| Debt/Equity Ratio | 13.8% |
How did TCBC perform over the long term?
See historical performance and comparison