SBSI Stock Overview
Operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 6/6 |
Rewards
Risk Analysis
No risks detected for SBSI from our risk checks.
Southside Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$27.28 |
| 52 Week High | US$38.00 |
| 52 Week Low | US$25.30 |
| Beta | 0.56 |
| 1 Month Change | -9.01% |
| 3 Month Change | -12.62% |
| 1 Year Change | -1.37% |
| 3 Year Change | -30.87% |
| 5 Year Change | -13.20% |
| Change since IPO | 435.80% |
Recent News & Updates
Restructuring Mortgage-Backed Securities Will Reduce Volatility In 2025
Feb 13 Restructuring the mortgage-backed securities portfolio and favorable interest rate conditions may boost net interest margins and income in 2025.Southside Bancshares: Quite Undervalued With A Flattish Earnings Outlook
Feb 12Recent updates
Restructuring Mortgage-Backed Securities Will Reduce Volatility In 2025
Feb 13 Restructuring the mortgage-backed securities portfolio and favorable interest rate conditions may boost net interest margins and income in 2025.Southside Bancshares: Quite Undervalued With A Flattish Earnings Outlook
Feb 12Southside Bancshares' (NYSE:SBSI) Dividend Will Be $0.36
Feb 10
Southside Bancshares: Earnings Outlook Remains Positive, Maintaining A Buy Rating
Oct 27Decisive Shifts And Market Expansion Poised To Elevate Profitability And Revenue Streams
Sep 24 Initiatives to improve net interest margin and future earnings through reinvestment in higher-yielding securities and a strategic focus on cost containment and revenue growth.Southside Bancshares: Nothing To See Here
Aug 11Southside Bancshares: High Dividend Yield And A Stable Earnings Outlook
May 10Southside Bancshares (NASDAQ:SBSI) Is Due To Pay A Dividend Of $0.35
Aug 08Southside Bancshares (NASDAQ:SBSI) Is Due To Pay A Dividend Of $0.35
May 09Southside Bancshares (NASDAQ:SBSI) Is Paying Out A Larger Dividend Than Last Year
Feb 07Southside Bancshares: Increasing Interest Rates Destroyed The Book Value
Sep 12Southside Bancshares Q2 2022 Earnings Preview
Jul 22Results: Southside Bancshares, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates
Apr 29Should You Be Adding Southside Bancshares (NASDAQ:SBSI) To Your Watchlist Today?
Apr 06Shareholder Returns
| SBSI | US Banks | US Market | |
|---|---|---|---|
| 7D | -7.4% | -1.7% | -0.9% |
| 1Y | -1.4% | 17.2% | 8.4% |
Return vs Industry: SBSI underperformed the US Banks industry which returned 17.2% over the past year.
Return vs Market: SBSI underperformed the US Market which returned 8.4% over the past year.
Price Volatility
| SBSI volatility | |
|---|---|
| SBSI Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: SBSI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SBSI's weekly volatility (4%) has been stable over the past year.
Community vs My Fair Value
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Restructured Mortgage-Backed Securities And Slower Fed Rate Changes Will Stabilize Earnings In 2025
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1960 | 778 | Lee Gibson | www.southside.com |
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate.
Southside Bancshares, Inc. Fundamentals Summary
| SBSI fundamental statistics | |
|---|---|
| Market cap | US$884.34m |
| Earnings (TTM) | US$88.44m |
| Revenue (TTM) | US$254.51m |
9.4x
P/E Ratio1.0x
P/B RatioIs SBSI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SBSI income statement (TTM) | |
|---|---|
| Revenue | US$254.51m |
| Cost of Revenue | US$0 |
| Gross Profit | US$254.51m |
| Other Expenses | US$166.08m |
| Earnings | US$88.44m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.91 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.75% |
| Debt/Equity Ratio | 121.0% |
How did SBSI perform over the long term?
See historical performance and comparisonDividends
5.3%
Current Dividend Yield49%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/03 22:12 |
| End of Day Share Price | 2025/04/03 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Southside Bancshares, Inc. is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Bishop | Drexel Hamilton |
| Brett Rabatin | Hovde Group, LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |