Riverview Bancorp, Inc.

NasdaqGS:RVSB Stock Report

Market Cap: US$118.2m

Riverview Bancorp Valuation

Is RVSB undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of RVSB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: RVSB ($5.58) is trading below our estimate of fair value ($15.29)

Significantly Below Fair Value: RVSB is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for RVSB?

Key metric: As RVSB is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for RVSB. This is calculated by dividing RVSB's market cap by their current earnings.
What is RVSB's PE Ratio?
PE Ratio116.7x
EarningsUS$1.01m
Market CapUS$118.19m

Price to Earnings Ratio vs Peers

How does RVSB's PE Ratio compare to its peers?

The above table shows the PE ratio for RVSB vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average13.4x
VBFC Village Bank and Trust Financial
16.2xn/aUS$116.9m
PSBQ PSB Holdings
12.8xn/aUS$116.6m
EMYB Embassy Bancorp
11.9xn/aUS$125.3m
QNBC QNB
12.8xn/aUS$121.7m
RVSB Riverview Bancorp
116.7x86.8%US$118.2m

Price-To-Earnings vs Peers: RVSB is expensive based on its Price-To-Earnings Ratio (116.7x) compared to the peer average (13.4x).

Price to Earnings Ratio vs Industry

How does RVSB's PE Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
BKGM BankGuam Holding
1xn/aUS$18.48m
SBNY Signature Bank
0.002xn/aUS$2.18m
BCBH.F Caribbean Investment Holdings
0.00001xn/aUS$132.00
No more companies available in this PE range
RVSB 116.7xIndustry Avg. 13.3xNo. of Companies94PE0816243240+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: RVSB is expensive based on its Price-To-Earnings Ratio (116.7x) compared to the US Banks industry average (13.3x).

Price to Earnings Ratio vs Fair Ratio

What is RVSB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

RVSB PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio116.7x
Fair PE Ratio38.3x

Price-To-Earnings vs Fair Ratio: RVSB is expensive based on its Price-To-Earnings Ratio (116.7x) compared to the estimated Fair Price-To-Earnings Ratio (38.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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