Riverview Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Riverview Bancorp has total assets of $1.5B and total equity of $160.8M. Total deposits are $1.2B, and total loans are $1.0B. It earns a Net Interest Margin of 2.6%. It has sufficient allowance for bad loans, which are currently at 0.04% of total loans. Cash and short-term investments are $31.0M.
Key information
9.6x
Asset to equity ratio
2.6%
Net interest margin
Total deposits | US$1.24b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.04% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$30.96m |
Recent financial health updates
No updates
Recent updates
Riverview Bancorp (NASDAQ:RVSB) Has Announced That Its Dividend Will Be Reduced To $0.02
Jul 01Riverview Bancorp (NASDAQ:RVSB) Has Affirmed Its Dividend Of $0.06
Apr 04Riverview Bancorp (NASDAQ:RVSB) Is Paying Out A Dividend Of $0.06
Jul 04Riverview Bancorp (NASDAQ:RVSB) Is Paying Out A Dividend Of $0.06
Apr 05Riverview Bancorp's (NASDAQ:RVSB) Dividend Will Be $0.06
Oct 07Riverview Bancorp declares $0.06 dividend
Oct 03Riverview Bancorp (NASDAQ:RVSB) Has Announced That It Will Be Increasing Its Dividend To US$0.06
Jun 28Riverview Bancorp (NASDAQ:RVSB) Will Pay A Dividend Of US$0.055
Dec 26Riverview Bancorp (NASDAQ:RVSB) Will Pay A Larger Dividend Than Last Year At US$0.055
Sep 30Riverview Bancorp's (NASDAQ:RVSB) Dividend Will Be US$0.05
Jun 28How Does Riverview Bancorp, Inc. (NASDAQ:RVSB) Fare As A Dividend Stock?
Mar 08What You Need To Know About Riverview Bancorp, Inc.'s (NASDAQ:RVSB) Investor Composition
Feb 10How Should Investors Feel About Riverview Bancorp's (NASDAQ:RVSB) CEO Remuneration?
Jan 20Riverview Bancorp (NASDAQ:RVSB) Share Prices Have Dropped 38% In The Last Three Years
Dec 30There's A Lot To Like About Riverview Bancorp's (NASDAQ:RVSB) Upcoming US$0.05 Dividend
Dec 30Riverview Bancorp declares $0.05 dividend
Dec 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RVSB's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: RVSB has a sufficient allowance for bad loans (3437%).
Low Risk Liabilities: 89% of RVSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: RVSB has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: RVSB's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: RVSB has an appropriate level of bad loans (0%).