Riverview Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Riverview Bancorp has total assets of $1.5B and total equity of $160.8M. Total deposits are $1.2B, and total loans are $1.0B. It earns a Net Interest Margin of 2.6%. It has sufficient allowance for bad loans, which are currently at 0.04% of total loans. Cash and short-term investments are $31.0M.
Key information
9.6x
Asset to equity ratio
2.6%
Net interest margin
| Total deposits | US$1.24b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.04% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$30.96m |
Recent financial health updates
No updates
Recent updates
Riverview Bancorp (NASDAQ:RVSB) Has Announced That Its Dividend Will Be Reduced To $0.02
Jul 01
Riverview Bancorp (NASDAQ:RVSB) Has Affirmed Its Dividend Of $0.06
Apr 04Riverview Bancorp (NASDAQ:RVSB) Is Paying Out A Dividend Of $0.06
Jul 04Riverview Bancorp (NASDAQ:RVSB) Is Paying Out A Dividend Of $0.06
Apr 05Riverview Bancorp's (NASDAQ:RVSB) Dividend Will Be $0.06
Oct 07Riverview Bancorp declares $0.06 dividend
Oct 03Riverview Bancorp (NASDAQ:RVSB) Has Announced That It Will Be Increasing Its Dividend To US$0.06
Jun 28Riverview Bancorp (NASDAQ:RVSB) Will Pay A Dividend Of US$0.055
Dec 26Riverview Bancorp (NASDAQ:RVSB) Will Pay A Larger Dividend Than Last Year At US$0.055
Sep 30Riverview Bancorp's (NASDAQ:RVSB) Dividend Will Be US$0.05
Jun 28How Does Riverview Bancorp, Inc. (NASDAQ:RVSB) Fare As A Dividend Stock?
Mar 08What You Need To Know About Riverview Bancorp, Inc.'s (NASDAQ:RVSB) Investor Composition
Feb 10
How Should Investors Feel About Riverview Bancorp's (NASDAQ:RVSB) CEO Remuneration?
Jan 20Riverview Bancorp (NASDAQ:RVSB) Share Prices Have Dropped 38% In The Last Three Years
Dec 30There's A Lot To Like About Riverview Bancorp's (NASDAQ:RVSB) Upcoming US$0.05 Dividend
Dec 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RVSB's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: RVSB has a sufficient allowance for bad loans (3437%).
Low Risk Liabilities: 89% of RVSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: RVSB has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: RVSB's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: RVSB has an appropriate level of bad loans (0%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 21:33 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Riverview Bancorp, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Feaster | Raymond James & Associates |
| Kevin Reynolds | Wunderlich Securities Inc. |