Riverview Bancorp Past Earnings Performance
Past criteria checks 1/6
Riverview Bancorp's earnings have been declining at an average annual rate of -11.8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been declining at an average rate of 0.7% per year. Riverview Bancorp's return on equity is 0.6%, and it has net margins of 2.2%.
Key information
-11.8%
Earnings growth rate
-10.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -0.7% |
| Return on equity | 0.6% |
| Net Margin | 2.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Riverview Bancorp (NASDAQ:RVSB) Has Announced That Its Dividend Will Be Reduced To $0.02
Jul 01
Riverview Bancorp (NASDAQ:RVSB) Has Affirmed Its Dividend Of $0.06
Apr 04Riverview Bancorp (NASDAQ:RVSB) Is Paying Out A Dividend Of $0.06
Jul 04Riverview Bancorp (NASDAQ:RVSB) Is Paying Out A Dividend Of $0.06
Apr 05Riverview Bancorp's (NASDAQ:RVSB) Dividend Will Be $0.06
Oct 07Riverview Bancorp declares $0.06 dividend
Oct 03Riverview Bancorp (NASDAQ:RVSB) Has Announced That It Will Be Increasing Its Dividend To US$0.06
Jun 28Riverview Bancorp (NASDAQ:RVSB) Will Pay A Dividend Of US$0.055
Dec 26Riverview Bancorp (NASDAQ:RVSB) Will Pay A Larger Dividend Than Last Year At US$0.055
Sep 30Riverview Bancorp's (NASDAQ:RVSB) Dividend Will Be US$0.05
Jun 28How Does Riverview Bancorp, Inc. (NASDAQ:RVSB) Fare As A Dividend Stock?
Mar 08What You Need To Know About Riverview Bancorp, Inc.'s (NASDAQ:RVSB) Investor Composition
Feb 10
How Should Investors Feel About Riverview Bancorp's (NASDAQ:RVSB) CEO Remuneration?
Jan 20Riverview Bancorp (NASDAQ:RVSB) Share Prices Have Dropped 38% In The Last Three Years
Dec 30There's A Lot To Like About Riverview Bancorp's (NASDAQ:RVSB) Upcoming US$0.05 Dividend
Dec 30Revenue & Expenses Breakdown
How Riverview Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 46 | 1 | 39 | 0 |
| 30 Jun 24 | 47 | 2 | 38 | 0 |
| 31 Mar 24 | 48 | 4 | 37 | 0 |
| 31 Dec 23 | 53 | 10 | 36 | 0 |
| 30 Sep 23 | 58 | 14 | 36 | 0 |
| 30 Jun 23 | 61 | 16 | 35 | 0 |
| 31 Mar 23 | 63 | 18 | 35 | 0 |
| 31 Dec 22 | 65 | 19 | 35 | 0 |
| 30 Sep 22 | 65 | 19 | 35 | 0 |
| 30 Jun 22 | 65 | 21 | 35 | 0 |
| 31 Mar 22 | 65 | 22 | 34 | 0 |
| 31 Dec 21 | 64 | 21 | 34 | 0 |
| 30 Sep 21 | 61 | 20 | 34 | 0 |
| 30 Jun 21 | 56 | 16 | 34 | 0 |
| 31 Mar 21 | 50 | 10 | 33 | 0 |
| 31 Dec 20 | 48 | 10 | 32 | 0 |
| 30 Sep 20 | 49 | 10 | 33 | 0 |
| 30 Jun 20 | 51 | 12 | 33 | 0 |
| 31 Mar 20 | 57 | 16 | 33 | 0 |
| 31 Dec 19 | 59 | 17 | 33 | 0 |
| 30 Sep 19 | 58 | 17 | 33 | 0 |
| 30 Jun 19 | 58 | 17 | 33 | 0 |
| 31 Mar 19 | 58 | 17 | 33 | 0 |
| 31 Dec 18 | 57 | 16 | 33 | 0 |
| 30 Sep 18 | 56 | 13 | 32 | 0 |
| 30 Jun 18 | 55 | 12 | 32 | 0 |
| 31 Mar 18 | 54 | 10 | 32 | 0 |
| 31 Dec 17 | 52 | 9 | 31 | 0 |
| 30 Sep 17 | 49 | 10 | 30 | 0 |
| 30 Jun 17 | 46 | 8 | 30 | 0 |
| 31 Mar 17 | 44 | 7 | 28 | 0 |
| 31 Dec 16 | 41 | 7 | 28 | 0 |
| 30 Sep 16 | 40 | 6 | 27 | 0 |
| 30 Jun 16 | 40 | 6 | 26 | 0 |
| 31 Mar 16 | 40 | 6 | 26 | 0 |
| 31 Dec 15 | 40 | 6 | 26 | 0 |
| 30 Sep 15 | 39 | 6 | 26 | 0 |
| 30 Jun 15 | 39 | 5 | 27 | 0 |
| 31 Mar 15 | 37 | 4 | 26 | 0 |
| 31 Dec 14 | 37 | 20 | 26 | 0 |
| 30 Sep 14 | 36 | 19 | 25 | 0 |
| 30 Jun 14 | 34 | 19 | 25 | 0 |
| 31 Mar 14 | 36 | 19 | 25 | 0 |
Quality Earnings: RVSB has high quality earnings.
Growing Profit Margin: RVSB's current net profit margins (2.2%) are lower than last year (23.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: RVSB's earnings have declined by 11.8% per year over the past 5 years.
Accelerating Growth: RVSB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: RVSB had negative earnings growth (-92.6%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).
Return on Equity
High ROE: RVSB's Return on Equity (0.6%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 14:30 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Riverview Bancorp, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Feaster | Raymond James & Associates |
| Kevin Reynolds | Wunderlich Securities Inc. |