Renasant (RNST) Stock Overview

Operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. More details

RNST fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	4/6
Past Performance	2/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 35.2% below our estimate of its fair value

Earnings are forecast to grow 37.55% per year

Pays a reliable dividend of 2.62%

Analysts in good agreement that stock price will rise by 26.2%

Risk Analysis

Shareholders have been substantially diluted in the past year

RNST Community Fair Values

Create Narrative

See what 84 others think this stock is worth. Follow their fair value or set your own to get alerts.

Renasant

AnalystConsensusTarget

Based on Analyst Price Targets

Southeastern Expansion And Merger Synergies Will Create Value

Key Takeaways Expansion in high-growth Southeastern markets and the recent merger position the company to benefit from strong demographic and entrepreneurial trends. Diversification and technology-driven efficiency gains are expected to boost revenue consistency, non-interest income, and overall profitability.

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US$41.83

19.6% undervalued

30.40%

Revenue growth p.a.

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Renasant Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Renasant
Historical stock prices
Current Share Price	US$33.63
52 Week High	US$40.40
52 Week Low	US$26.97
Beta	0.90
1 Month Change	-7.69%
3 Month Change	-5.32%
1 Year Change	-0.30%
3 Year Change	-16.94%
5 Year Change	17.51%
Change since IPO	594.36%

Recent updates

Renasant Completes First Quarter Following Recent Merger

Aug 04

Renasant (NYSE:RNST) Is Due To Pay A Dividend Of $0.22

Apr 28

Renasant Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Apr 24

Renasant's (NYSE:RNST) Dividend Will Be $0.22

Mar 12

Renasant's (NYSE:RNST) Dividend Will Be $0.22

Feb 26

Renasant's (NYSE:RNST) Dividend Will Be $0.22

Dec 02

Renasant (NYSE:RNST) Is Paying Out A Dividend Of $0.22

Nov 18

Efficient Banking Model And Decisive Acquisitions Set To Boost Earnings And Outshine Competitors

Sep 24 Solid loan growth and effective management of deposit costs highlight a sustainable and efficient business strategy focusing on relationship banking.

Renasant (NYSE:RNST) Has Announced A Dividend Of $0.22

Aug 19

Renasant (NYSE:RNST) Has Announced A Dividend Of $0.22

Apr 24

Renasant (NYSE:RNST) Is Due To Pay A Dividend Of $0.22

Dec 13

Renasant (NYSE:RNST) Has Affirmed Its Dividend Of $0.22

Nov 22

Renasant (NASDAQ:RNST) Is Due To Pay A Dividend Of $0.22

Aug 30

Renasant (NASDAQ:RNST) Is Paying Out A Dividend Of $0.22

Aug 15

Does Renasant (NASDAQ:RNST) Deserve A Spot On Your Watchlist?

Aug 09

Shareholder Returns

	RNST	US Banks	US Market
7D	-3.6%	1.1%	0.5%
1Y	-0.3%	22.8%	20.0%

Return vs Industry: RNST underperformed the US Banks industry which returned 21.6% over the past year.

Return vs Market: RNST underperformed the US Market which returned 19.8% over the past year.

Price Volatility

Is RNST's price volatile compared to industry and market?
RNST volatility
RNST Average Weekly Movement	4.2%
Banks Industry Average Movement	3.8%
Market Average Movement	6.5%
10% most volatile stocks in US Market	17.4%
10% least volatile stocks in US Market	3.0%

Stable Share Price: RNST has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: RNST's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1904	2,200	Kevin Chapman	investors.renasant.com

Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. The company operates through Community Banks, Insurance, and Wealth Management segments. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and factoring equipment leasing services, as well as safe deposit and night depository facilities.

Renasant Corporation Fundamentals Summary

How do Renasant's earnings and revenue compare to its market cap?
RNST fundamental statistics
Market cap	US$3.24b
Earnings (TTM)	US$147.07m
Revenue (TTM)	US$775.37m

21.7x

P/E Ratio

0.8x

P/B Ratio

Is RNST overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RNST income statement (TTM)
Revenue	US$775.37m
Cost of Revenue	US$0
Gross Profit	US$775.37m
Other Expenses	US$628.29m
Earnings	US$147.07m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	1.55
Gross Margin	100.00%
Net Profit Margin	18.97%
Debt/Equity Ratio	30.4%

How did RNST perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

47%

Payout Ratio

Does RNST pay a reliable dividends?

See RNST dividend history and benchmarks

When do you need to buy RNST by to receive an upcoming dividend?
Renasant dividend dates
Ex Dividend Date	Dec 18 2025
Dividend Pay Date	Jan 01 2026
Days until Ex dividend	46 days
Days until Dividend pay date	60 days

Does RNST pay a reliable dividends?

See RNST dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/31 16:37
End of Day Share Price	2025/10/31 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Renasant Corporation is covered by 14 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Andrew Stapp	B. Riley Securities, Inc.
Jeff Davis	Guggenheim Securities, LLC
David Bishop	Hovde Group, LLC

Renasant (RNST) Stock Overview

Rewards

Risk Analysis

Southeastern Expansion And Merger Synergies Will Create Value

Renasant Corporation Competitors

Fulton Financial

Community Financial System

Eastern Bankshares

WesBanco

Price History & Performance

Recent News & Updates

Third quarter dividend increased to US$0.23

Third quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behind

Renasant Corporation (NYSE:RNST) announces an Equity Buyback for $150 million worth of its shares.

Renasant Corporation to Report Q3, 2025 Results on Oct 28, 2025

Now 21% undervalued

Upcoming dividend of US$0.22 per share

Recent updates

Third quarter dividend increased to US$0.23

Third quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behind

Renasant Corporation (NYSE:RNST) announces an Equity Buyback for $150 million worth of its shares.

Renasant Corporation to Report Q3, 2025 Results on Oct 28, 2025

Now 21% undervalued

Upcoming dividend of US$0.22 per share

Second quarter dividend of US$0.22 announced

Renasant Corporation Declares Quarterly Dividend, Payable on September 30, 2025

Now 20% undervalued

Renasant Completes First Quarter Following Recent Merger

Second quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behind

Renasant Corporation to Report Q2, 2025 Results on Jul 22, 2025

Upcoming dividend of US$0.22 per share

New major risk - Shareholder dilution

Consensus EPS estimates increase by 12%

Renasant (NYSE:RNST) Is Due To Pay A Dividend Of $0.22

First quarter dividend of US$0.22 announced

Renasant Corporation Declares Quarterly Cash Dividend, Payable on June 30, 2025

Renasant Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

First quarter 2025 earnings: EPS and revenues exceed analyst expectations

Renasant Corporation to Report Q1, 2025 Results on Apr 22, 2025

Investor sentiment deteriorates as stock falls 16%

Renasant Corporation (NYSE:RNST) completed the acquisition of The First Bancshares, Inc. (NYSE:FBMS).

Renasant's (NYSE:RNST) Dividend Will Be $0.22

Upcoming dividend of US$0.22 per share

Full year 2024 earnings: EPS in line with analyst expectations despite revenue beat

Renasant Corporation, Annual General Meeting, Apr 22, 2025

Renasant's (NYSE:RNST) Dividend Will Be $0.22

Fourth quarter dividend of US$0.22 announced

Renasant Corporation Declares Quarterly Cash Dividend, Payable on March 31, 2025

Consensus EPS estimates fall by 12%, revenue upgraded

Full year 2024 earnings: EPS in line with analyst expectations despite revenue beat

Renasant Corporation Reports Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2024

Renasant Corporation to Report Q4, 2024 Results on Jan 28, 2025

Upcoming dividend of US$0.22 per share

Renasant's (NYSE:RNST) Dividend Will Be $0.22

Renasant (NYSE:RNST) Is Paying Out A Dividend Of $0.22

Third quarter dividend of US$0.22 announced

Renasant Corporation Declares Quarterly Cash Dividend, Payable on January 1, 2025

Renasant Corporation Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2024

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Renasant Corporation to Report Q3, 2024 Results on Oct 22, 2024

Efficient Banking Model And Decisive Acquisitions Set To Boost Earnings And Outshine Competitors

Upcoming dividend of US$0.22 per share

Renasant (NYSE:RNST) Has Announced A Dividend Of $0.22

Second quarter dividend of US$0.22 announced

Renasant Corporation Approves Quarterly Cash Dividend, Payable on September 30, 2024

Renasant Corporation (NYSE:RNST) entered into a definitive agreement and plan of merger to acquire The First Bancshares, Inc. (NYSE:FBMS) for approximately $1.2 billion.

Price target increased by 7.5% to US$36.00

Consensus EPS estimates increase by 11%

Renasant Corporation has filed a Follow-on Equity Offering.

New major risk - Revenue and earnings growth

Second quarter 2024 earnings: EPS exceeds analyst expectations

Investor sentiment improves as stock rises 16%

Renasant Corporation to Report Q2, 2024 Results on Jul 23, 2024

Upcoming dividend of US$0.22 per share

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Renasant (NYSE:RNST) Has Announced A Dividend Of $0.22

Renasant Corporation Reports Net Loan Charge-Offs for the First Quarter Ended March 31, 2024

Dividend of US$0.22 announced

Renasant Corporation Declares Quarterly Dividend, Payable on June 28, 2024

Renasant Corporation to Report Q1, 2024 Results on Apr 23, 2024