QCR Holdings, Inc.

NasdaqGM:QCRH Stock Report

Market Cap: US$1.6b

QCR Holdings Past Earnings Performance

Past criteria checks 4/6

QCR Holdings has been growing earnings at an average annual rate of 8.6%, while the Banks industry saw earnings growing at 3.2% annually. Revenues have been growing at an average rate of 6.4% per year. QCR Holdings's return on equity is 12%, and it has net margins of 36.7%.

Key information

8.61%

Earnings growth rate

7.09%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate6.41%
Return on equity12.01%
Net Margin36.75%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Narrative Update • Jun 07

QCRH: Future Returns Will Reflect Steady Buybacks And Mixed Execution Views

QCR Holdings' analyst price target has shifted by a net $0 as some analysts raised their targets by $1 while others reduced theirs by $1. This reflects differing views on the stock's outlook, even as core valuation inputs such as fair value, discount rate, revenue growth, profit margin and future P/E remain effectively unchanged.
Narrative Update • May 21

QCRH: Future Returns Will Reflect Steady Buybacks And Balanced Execution Expectations

Narrative update on QCR Holdings Analysts have nudged their average price target on QCR Holdings by $1, reflecting updated views on fair value, discount rates, revenue growth, profit margins and future P/E assumptions. Analyst Commentary Recent Street research on QCR Holdings points in slightly different directions, with one firm lifting its price target by $1 and another trimming its target by $1.
Narrative Update • Apr 28

QCRH: Future Returns Will Reflect Higher Payouts And Stable Execution Expectations

Analysts have made a modest adjustment to their view on QCR Holdings, with the consolidated price target effectively flat after a $1 move higher from one firm, a $1 trim from another, and a larger upward reset from a third group of analysts. These changes are all tied to updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E.
Narrative Update • Apr 12

QCRH: Future Returns Will Reflect Higher Payouts And Measured Multiple Expectations

QCR Holdings' analyst price target has been raised by $10 to reflect analysts' updated view that slightly adjusted fair value, discount rate, revenue growth, profit margin, and forward P/E inputs support a higher valuation range for the shares. Analyst Commentary Analysts raising the price target by $10 are signaling that their updated fair value work, including changes to discount rate, revenue growth, profit margin, and forward P/E inputs, points to a higher valuation range for QCR Holdings.
Narrative Update • Mar 28

QCRH: Future Returns Will Reflect Higher Fair Value Confidence And Dividend Increases

Analysts lifted their price target on QCR Holdings by $10 to reflect updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions, while keeping the overall intrinsic value estimate broadly aligned with prior models. Analyst Commentary Bullish Takeaways Bullish analysts see the higher price target as better aligning the share price with their updated fair value work, without implying a major change to the overall intrinsic value framework.
Narrative Update • Mar 13

QCRH: Future Returns Will Reflect Higher P/E Confidence And Dividend Increases

Analysts have lifted their QCR Holdings price target by $10, with the updated view supported by only slight model tweaks to the discount rate, revenue growth, profit margin, and a modestly higher future P/E assumption. Analyst Commentary Bullish Takeaways Bullish analysts see the higher price target as consistent with their updated models, which now reflect slightly different assumptions for the discount rate, revenue growth, and profit margins.
Narrative Update • Feb 26

QCRH: Future Returns Will Reflect Higher Fair Value And Dividend Increases

Narrative update on QCR Holdings Analysts have nudged their price target for QCR Holdings higher to $102.60, a move of about $0.35, citing updated inputs on fair value, discount rate, profit margin and future P/E that align with recent Street research, including the latest $10 target increase reported by Keefe Bruyette. Analyst Commentary Recent Street research has focused on how updated fair value work, discount rate assumptions, profit margin inputs and future P/E estimates compare with the new price target near US$102.60.
Narrative Update • Feb 09

QCRH: Future Returns Will Reflect Higher Fair Value And Completed Buybacks

Analysts raised their fair value estimate for QCR Holdings from US$93.40 to US$102.25, citing updated assumptions around the discount rate, revenue growth, profit margins, and future P/E as the key drivers of the higher price target. Analyst Commentary Recent research points to a higher fair value range for QCR Holdings, reflected in the raised price target, and centers on updated inputs for discount rate assumptions, revenue growth, profit margins, and future P/E expectations.
Narrative Update • Jan 26

QCRH: Future Returns Will Reflect Completed Buybacks And Steady Financial Assumptions

Analysts maintained their fair value estimate for QCR Holdings at US$93.40, making only minor adjustments to inputs such as the discount rate, long-run revenue growth, profit margin, and future P/E that did not materially change their overall price target view. What's in the News QCR Holdings reported that from July 1, 2025 to September 30, 2025, it repurchased 115,735 shares for US$8.99 million, representing 0.68% of shares.
Narrative Update • Jan 11

QCRH: Future Returns Will Reflect Expanded Buybacks And Stable Profitability

Analysts have kept their fair value estimate for QCR Holdings steady at US$93.40, with only minor adjustments to inputs like the discount rate, long term revenue growth, profit margin assumptions and future P/E. These changes reflect updated modelling rather than a directional shift in conviction.
Narrative Update • Dec 19

QCRH: Future Returns Will Reflect Share Repurchases And Improved Profitability

Analysts have raised their price target on QCR Holdings by approximately 5 percent to reflect a higher fair value assessment of about 93 dollars and 40 cents. This revision is supported by expectations for stronger profit margins and a slightly lower future price to earnings multiple, despite moderating revenue growth and a marginally higher discount rate.
Seeking Alpha • Jan 18

QCR Holdings: A Regional Banking Group With Solid Growth And A Decent Buy Signal

Summary QCR stock is experiencing a long-term upward trend. Over the past 18 months, the stock has doubled in value, and the recent 16% pullback presents an interesting buying opportunity. This small company has delivered positive earnings and cash flow from operations for the last 10 years. Positive expectations for the upcoming Q4 results are likely to attract the attention of the investors. The valuation is appealing, both relative to the sector’s average and compared to its peers. Read the full article on Seeking Alpha
Analysis Article • Dec 19

Here's Why QCR Holdings (NASDAQ:QCRH) Has Caught The Eye Of Investors

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article • Oct 27

QCR Holdings, Inc. Just Recorded A 8.9% EPS Beat: Here's What Analysts Are Forecasting Next

QCR Holdings, Inc. ( NASDAQ:QCRH ) shareholders are probably feeling a little disappointed, since its shares fell 2.6...
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New Narrative • Sep 24

Diverse Income Streams And Efficiency Drive Growth Amid Shrinking Profit Margins And Market Risks

QCR Holdings emphasizes improving net margins and future revenue growth through strategic expense control and operational efficiencies.
Analysis Article • Apr 16

Is Now The Time To Put QCR Holdings (NASDAQ:QCRH) On Your Watchlist?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Seeking Alpha • Aug 19

QCR Holdings declares $0.06 dividend

QCR Holdings (NASDAQ:QCRH) declares $0.06/share quarterly dividend, in line with previous. Forward yield 0.38% Payable Oct. 5; for shareholders of record Sept. 16; ex-div Sept. 15. See QCRH Dividend Scorecard, Yield Chart, & Dividend Growth.
Analysis Article • Jun 12

Does QCR Holdings (NASDAQ:QCRH) Deserve A Spot On Your Watchlist?

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Analysis Article • Jan 28

QCR Holdings, Inc. Just Missed Revenue By 5.2%: Here's What Analysts Think Will Happen Next

Shareholders might have noticed that QCR Holdings, Inc. ( NASDAQ:QCRH ) filed its yearly result this time last week...
Analysis Article • Nov 02

Here's Why I Think QCR Holdings (NASDAQ:QCRH) Is An Interesting Stock

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...

Revenue & Expenses Breakdown

How QCR Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGM:QCRH Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 263671351970
31 Dec 253511271910
30 Sep 253371221850
30 Jun 253231131790
31 Mar 253241131800
31 Dec 243301141840
30 Sep 243421161910
30 Jun 243361141910
31 Mar 243371131900
31 Dec 233371141890
30 Sep 233251121790
30 Jun 233291161760
31 Mar 233181031740
31 Dec 22304991630
30 Sep 22290951530
30 Jun 22289971500
31 Mar 222811051390
31 Dec 21275991390
30 Sep 21271901450
30 Jun 21252761390
31 Mar 21239671370
31 Dec 20224611340
30 Sep 20221581240
30 Jun 20218561220
31 Mar 20221561240
31 Dec 19224571250
30 Sep 19212551190
30 Jun 19194491100
31 Mar 19180451030
31 Dec 1817143970
30 Sep 1815740930
30 Jun 1815039880
31 Mar 1814437840
31 Dec 1713836800
30 Sep 1713334760
30 Jun 1713233720
31 Mar 1712630680
31 Dec 1611828640
30 Sep 1610926570
30 Jun 1610126570
31 Mar 169619570
31 Dec 159417570
30 Sep 158813600
30 Jun 158611590

Quality Earnings: QCRH has high quality earnings.

Growing Profit Margin: QCRH's current net profit margins (36.7%) are higher than last year (34.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: QCRH's earnings have grown by 8.6% per year over the past 5 years.

Accelerating Growth: QCRH's earnings growth over the past year (19.4%) exceeds its 5-year average (8.6% per year).

Earnings vs Industry: QCRH earnings growth over the past year (19.4%) did not outperform the Banks industry 22.8%.

Return on Equity

High ROE: QCRH's Return on Equity (12%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/20 12:39
End of Day Share Price 2026/06/18 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

QCR Holdings, Inc. is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Damon DelMonteKeefe, Bruyette, & Woods