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Pacific Premier Bancorp, Inc.NasdaqGS:PPBI Stock Report

Market Cap US$2.4b
Share Price
US$24.49
US$24.83
1.4% undervalued intrinsic discount
1Y-1.8%
7D-0.6%
1D
Portfolio Value
View

Pacific Premier Bancorp, Inc.

NasdaqGS:PPBI Stock Report

Market Cap: US$2.4b

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

Pacific Premier Bancorp (PPBI) Stock Overview

Operates as the bank holding company for Pacific Premier Bank that provides various banking products and services in the United States. More details

PPBI fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends2/6

PPBI Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Pacific Premier Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Pacific Premier Bancorp
Historical stock prices
Current Share PriceUS$24.49
52 Week HighUS$30.28
52 Week LowUS$18.06
Beta1.15
1 Month Change12.70%
3 Month Change18.42%
1 Year Change-1.76%
3 Year Change-22.35%
5 Year Change16.51%
Change since IPO-63.72%

Recent News & Updates

Narrative Update Aug 21

Digital Lending And Western US Trends Will Drive Efficiency

Pacific Premier Bancorp’s consensus analyst price target has declined to $24.38, primarily reflecting a contraction in its future P/E multiple despite revenue growth forecasts remaining stable. What's in the News The company did not repurchase any shares between April 1 and June 30, 2025; cumulative buybacks under the January 2021 program total 479,944 shares for $18.06 million (0.51% of shares).

Recent updates

Narrative Update Aug 21

Digital Lending And Western US Trends Will Drive Efficiency

Pacific Premier Bancorp’s consensus analyst price target has declined to $24.38, primarily reflecting a contraction in its future P/E multiple despite revenue growth forecasts remaining stable. What's in the News The company did not repurchase any shares between April 1 and June 30, 2025; cumulative buybacks under the January 2021 program total 479,944 shares for $18.06 million (0.51% of shares).
User avatar
New Narrative May 27

Digital Lending And Western US Trends Will Drive Efficiency

Investment in technology and strategic loan mix shifts aim to boost efficiency, improve margins, and enhance customer acquisition across expanding Western markets.
Analysis Article Jan 28

Pacific Premier Bancorp (NASDAQ:PPBI) Has Affirmed Its Dividend Of $0.33

The board of Pacific Premier Bancorp, Inc. ( NASDAQ:PPBI ) has announced that it will pay a dividend of $0.33 per share...
Seeking Alpha Oct 29

Pacific Premier Bancorp: Credit Risk Under Control And A TBV At A Discount

Summary PPBI's high CRE loan exposure is risky, but strong capital ratios and improving credit quality make it a buy. Despite a -10.51% YTD return, PPBI's resilience and potential for loan growth justify an upgraded rating. The bank's deposit base remains strong, and low deposit costs could improve net interest margin as rates decline. PPBI is undervalued with a Price/TBV of 1.21x, compared to a historical average of 1.87x, indicating significant upside potential. Read the full article on Seeking Alpha
Analysis Article Apr 27

Pacific Premier Bancorp (NASDAQ:PPBI) Is Paying Out A Dividend Of $0.33

Pacific Premier Bancorp, Inc.'s ( NASDAQ:PPBI ) investors are due to receive a payment of $0.33 per share on 13th of...
Seeking Alpha Feb 14

Pacific Premier Bancorp: Downgrading To Hold, Expecting Earnings To Decline

Summary Considering the regional economic factors, I’m expecting loan growth to be flatter this year and the average loan balance to be lower in 2024 compared to 2023. The margin will likely continue to rise thanks to the management’s balance sheet repositioning strategy. The December 2024 target price suggests a small upside from the current market price. PPBI is offering a high dividend yield of over 5%. The earnings outlook does not threaten the dividend payout. Read the full article on Seeking Alpha
Analysis Article Oct 27

Pacific Premier Bancorp's (NASDAQ:PPBI) Dividend Will Be $0.33

Pacific Premier Bancorp, Inc. ( NASDAQ:PPBI ) will pay a dividend of $0.33 on the 13th of November. This makes the...
Analysis Article Jul 30

Pacific Premier Bancorp's (NASDAQ:PPBI) Dividend Will Be $0.33

The board of Pacific Premier Bancorp, Inc. ( NASDAQ:PPBI ) has announced that it will pay a dividend on the 14th of...

Shareholder Returns

PPBIUS BanksUS Market
7D-0.6%-0.3%1.4%
1Y-1.8%24.7%25.7%

Return vs Industry: PPBI underperformed the US Banks industry which returned 24.8% over the past year.

Return vs Market: PPBI underperformed the US Market which returned 17.5% over the past year.

Price Volatility

Is PPBI's price volatile compared to industry and market?
PPBI volatility
PPBI Average Weekly Movement4.9%
Banks Industry Average Movement3.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: PPBI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PPBI's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19831,325n/awww.ppbi.com

Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides various banking products and services in the United States. The company accepts deposit products, which includes checking, money market, savings accounts, and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise secured by real estate, and small business administration (SBA); revolving lines of credit, term loans, seasonal loans, and loans secured by liquid collateral, such as cash deposits or marketable securities; one-to-four family and home equity lines of credit loans; and small balance personal unsecured loans and savings account secured loans.

Pacific Premier Bancorp, Inc. Fundamentals Summary

How do Pacific Premier Bancorp's earnings and revenue compare to its market cap?
PPBI fundamental statistics
Market capUS$2.38b
Earnings (TTM)US$135.36m
Revenue (TTM)US$584.28m
17.5x
P/E Ratio
0.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PPBI income statement (TTM)
RevenueUS$584.28m
Cost of RevenueUS$0
Gross ProfitUS$584.28m
Other ExpensesUS$448.92m
EarningsUS$135.36m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.40
Gross Margin100.00%
Net Profit Margin23.17%
Debt/Equity Ratio4.5%

How did PPBI perform over the long term?

See historical performance and comparison

Dividends

5.4%
Current Dividend Yield
92%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/03 11:26
End of Day Share Price 2025/08/29 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Pacific Premier Bancorp, Inc. is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher McGrattyKeefe, Bruyette, & Woods
Matthew ClarkPiper Sandler Companies
David FeasterRaymond James & Associates