This company has been acquired
Pacific Premier Bancorp Past Earnings Performance
Past criteria checks 2/6
Pacific Premier Bancorp's earnings have been declining at an average annual rate of -8.1%, while the Banks industry saw earnings growing at 4.5% annually. Revenues have been declining at an average rate of 1.5% per year. Pacific Premier Bancorp's return on equity is 4.6%, and it has net margins of 23.2%.
Key information
-8.11%
Earnings growth rate
-9.02%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | -1.48% |
| Return on equity | 4.64% |
| Net Margin | 23.17% |
| Last Earnings Update | 30 Jun 2025 |
Recent past performance updates
Recent updates
Digital Lending And Western US Trends Will Drive Efficiency
Pacific Premier Bancorp’s consensus analyst price target has declined to $24.38, primarily reflecting a contraction in its future P/E multiple despite revenue growth forecasts remaining stable. What's in the News The company did not repurchase any shares between April 1 and June 30, 2025; cumulative buybacks under the January 2021 program total 479,944 shares for $18.06 million (0.51% of shares).Digital Lending And Western US Trends Will Drive Efficiency
Investment in technology and strategic loan mix shifts aim to boost efficiency, improve margins, and enhance customer acquisition across expanding Western markets.Pacific Premier Bancorp (NASDAQ:PPBI) Has Affirmed Its Dividend Of $0.33
The board of Pacific Premier Bancorp, Inc. ( NASDAQ:PPBI ) has announced that it will pay a dividend of $0.33 per share...Pacific Premier Bancorp: Credit Risk Under Control And A TBV At A Discount
Summary PPBI's high CRE loan exposure is risky, but strong capital ratios and improving credit quality make it a buy. Despite a -10.51% YTD return, PPBI's resilience and potential for loan growth justify an upgraded rating. The bank's deposit base remains strong, and low deposit costs could improve net interest margin as rates decline. PPBI is undervalued with a Price/TBV of 1.21x, compared to a historical average of 1.87x, indicating significant upside potential. Read the full article on Seeking AlphaPacific Premier Bancorp (NASDAQ:PPBI) Is Paying Out A Dividend Of $0.33
Pacific Premier Bancorp, Inc.'s ( NASDAQ:PPBI ) investors are due to receive a payment of $0.33 per share on 13th of...Pacific Premier Bancorp: Downgrading To Hold, Expecting Earnings To Decline
Summary Considering the regional economic factors, I’m expecting loan growth to be flatter this year and the average loan balance to be lower in 2024 compared to 2023. The margin will likely continue to rise thanks to the management’s balance sheet repositioning strategy. The December 2024 target price suggests a small upside from the current market price. PPBI is offering a high dividend yield of over 5%. The earnings outlook does not threaten the dividend payout. Read the full article on Seeking AlphaPacific Premier Bancorp's (NASDAQ:PPBI) Dividend Will Be $0.33
Pacific Premier Bancorp, Inc. ( NASDAQ:PPBI ) will pay a dividend of $0.33 on the 13th of November. This makes the...Pacific Premier Bancorp's (NASDAQ:PPBI) Dividend Will Be $0.33
The board of Pacific Premier Bancorp, Inc. ( NASDAQ:PPBI ) has announced that it will pay a dividend on the 14th of...Revenue & Expenses Breakdown
How Pacific Premier Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 25 | 584 | 135 | 309 | 0 |
| 31 Mar 25 | 591 | 145 | 311 | 0 |
| 31 Dec 24 | 610 | 156 | 313 | 0 |
| 30 Sep 24 | 380 | -12 | 312 | 0 |
| 30 Jun 24 | 395 | -2 | 313 | 0 |
| 31 Mar 24 | 420 | 13 | 318 | 0 |
| 31 Dec 23 | 440 | 29 | 320 | 0 |
| 30 Sep 23 | 729 | 236 | 324 | 0 |
| 30 Jun 23 | 765 | 264 | 326 | 0 |
| 31 Mar 23 | 781 | 276 | 330 | 0 |
| 31 Dec 22 | 781 | 280 | 330 | 0 |
| 30 Sep 22 | 795 | 292 | 331 | 0 |
| 30 Jun 22 | 813 | 308 | 328 | 0 |
| 31 Mar 22 | 845 | 335 | 323 | 0 |
| 31 Dec 21 | 841 | 336 | 319 | 0 |
| 30 Sep 21 | 818 | 319 | 316 | 0 |
| 30 Jun 21 | 789 | 297 | 315 | 0 |
| 31 Mar 21 | 539 | 102 | 299 | 0 |
| 31 Dec 20 | 454 | 60 | 273 | 0 |
| 30 Sep 20 | 385 | 33 | 248 | 0 |
| 30 Jun 20 | 318 | 8 | 220 | 0 |
| 31 Mar 20 | 458 | 145 | 208 | 0 |
| 31 Dec 19 | 477 | 158 | 206 | 0 |
| 30 Sep 19 | 478 | 157 | 204 | 0 |
| 30 Jun 19 | 475 | 144 | 207 | 0 |
| 31 Mar 19 | 446 | 134 | 198 | 0 |
| 31 Dec 18 | 415 | 123 | 189 | 0 |
| 30 Sep 18 | 379 | 100 | 175 | 0 |
| 30 Jun 18 | 330 | 92 | 151 | 0 |
| 31 Mar 18 | 313 | 79 | 141 | 0 |
| 31 Dec 17 | 270 | 60 | 121 | 0 |
| 30 Sep 17 | 229 | 56 | 103 | 0 |
| 30 Jun 17 | 200 | 45 | 92 | 0 |
| 31 Mar 17 | 170 | 41 | 80 | 0 |
| 31 Dec 16 | 163 | 40 | 76 | 0 |
| 30 Sep 16 | 151 | 36 | 70 | 0 |
| 30 Jun 16 | 140 | 35 | 63 | 0 |
| 31 Mar 16 | 129 | 32 | 58 | 0 |
| 31 Dec 15 | 114 | 26 | 55 | 0 |
| 30 Sep 15 | 106 | 21 | 51 | 0 |
| 30 Jun 15 | 98 | 19 | 49 | 0 |
| 31 Mar 15 | 88 | 16 | 46 | 0 |
| 31 Dec 14 | 82 | 17 | 42 | 0 |
| 30 Sep 14 | 78 | 17 | 42 | 0 |
Quality Earnings: PPBI has high quality earnings.
Growing Profit Margin: PPBI became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PPBI's earnings have declined by 8.1% per year over the past 5 years.
Accelerating Growth: PPBI has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: PPBI has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (12.8%).
Return on Equity
High ROE: PPBI's Return on Equity (4.6%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/09/03 03:37 |
| End of Day Share Price | 2025/08/29 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Pacific Premier Bancorp, Inc. is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Matthew Clark | Piper Sandler Companies |
| David Feaster | Raymond James & Associates |