PNFP Stock Overview
Operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Pinnacle Financial Partners, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$91.83 |
| 52 Week High | US$131.91 |
| 52 Week Low | US$73.62 |
| Beta | 0.94 |
| 1 Month Change | -14.42% |
| 3 Month Change | -20.44% |
| 1 Year Change | 12.99% |
| 3 Year Change | 6.30% |
| 5 Year Change | 104.79% |
| Change since IPO | 1,833.26% |
Recent News & Updates
Recent updates
Pinnacle Financial: Downgrading To Hold And Maintaining A Rosy Earnings Outlook
Feb 23Pinnacle Financial Partners (NASDAQ:PNFP) Will Pay A Dividend Of $0.22
Oct 19
Pinnacle Financial Partners: Loan Renewals, Organic Loan Growth To Drive Earnings
Oct 10
Tactical Moves And Risk Management Set To Enhance Bank's Revenue And Capital Strength
Aug 28 Strategic focus on securities repositioning and specialty deposit growth aims to improve net interest income and reduce dependency on higher-cost funding.Pinnacle Financial Partners' (NASDAQ:PNFP) Dividend Will Be $0.22
Jul 20Pinnacle Financial Partners: Exceptional Growth Can Still Drive Upside
Jul 18Pinnacle Financial Partners: Time For A Downgrade After A Great Run Higher
Apr 20Pinnacle Financial Partners: Q4 2023 Shows Encouraging Signs
Jan 19Pinnacle Financial Partners GAAP EPS of $1.91 beats by $0.01, revenue of $410.59M beats by $7.54M
Oct 18Pinnacle Financial: Outstanding Loan Growth Appears Priced-In
Sep 14Pinnacle Financial Partners goes ex dividend tomorrow
Aug 03Shareholder Returns
| PNFP | US Banks | US Market | |
|---|---|---|---|
| 7D | -14.5% | -9.6% | -5.6% |
| 1Y | 13.0% | 7.7% | 3.3% |
Return vs Industry: PNFP underperformed the US Banks industry which returned 17.2% over the past year.
Return vs Market: PNFP exceeded the US Market which returned 8.4% over the past year.
Price Volatility
| PNFP volatility | |
|---|---|
| PNFP Average Weekly Movement | 5.8% |
| Banks Industry Average Movement | 4.2% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.4% |
Stable Share Price: PNFP has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PNFP's weekly volatility (6%) has been stable over the past year.
Community vs My Fair Value
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Expansion Into DC And Jacksonville Will Drive Future Success
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2000 | 3,566 | Michael Turner | www.pnfp.com |
Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loan; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses.
Pinnacle Financial Partners, Inc. Fundamentals Summary
| PNFP fundamental statistics | |
|---|---|
| Market cap | US$8.19b |
| Earnings (TTM) | US$459.86m |
| Revenue (TTM) | US$1.62b |
15.3x
P/E Ratio1.1x
P/B RatioIs PNFP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PNFP income statement (TTM) | |
|---|---|
| Revenue | US$1.62b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.62b |
| Other Expenses | US$1.16b |
| Earnings | US$459.86m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
Apr 14, 2025
| Earnings per share (EPS) | 6.00 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.45% |
| Debt/Equity Ratio | 40.7% |
How did PNFP perform over the long term?
See historical performance and comparisonDividends
1.0%
Current Dividend Yield15%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/03 13:27 |
| End of Day Share Price | 2025/04/03 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Pinnacle Financial Partners, Inc. is covered by 22 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Jared Shaw | Barclays |
| Andrew Stapp | B. Riley Securities, Inc. |