Pinnacle Financial Partners Balance Sheet Health
Financial Health criteria checks 6/6
Pinnacle Financial Partners has total assets of $50.7B and total equity of $6.3B. Total deposits are $41.0B, and total loans are $33.9B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $2.9B.
Key information
8x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$40.95b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.85b |
Recent financial health updates
No updates
Recent updates
Pinnacle Financial Partners (NASDAQ:PNFP) Will Pay A Dividend Of $0.22
Oct 19
Pinnacle Financial Partners: Loan Renewals, Organic Loan Growth To Drive Earnings
Oct 10Pinnacle Financial Partners' (NASDAQ:PNFP) Dividend Will Be $0.22
Jul 20Pinnacle Financial Partners: Exceptional Growth Can Still Drive Upside
Jul 18Pinnacle Financial Partners: Time For A Downgrade After A Great Run Higher
Apr 20Pinnacle Financial Partners: Q4 2023 Shows Encouraging Signs
Jan 19Here's Why We Think Pinnacle Financial Partners (NASDAQ:PNFP) Might Deserve Your Attention Today
Jan 16Pinnacle Financial Partners GAAP EPS of $1.91 beats by $0.01, revenue of $410.59M beats by $7.54M
Oct 18Pinnacle Financial: Outstanding Loan Growth Appears Priced-In
Sep 14Pinnacle Financial Partners goes ex dividend tomorrow
Aug 03Pinnacle Financial Partners Non-GAAP EPS of $1.86 beats by $0.19, revenue of $390.08M beats by $22.6M
Jul 19Pinnacle Financial stock drifts down after Jefferies cuts to Underperform
Jul 11Pinnacle Financial: Team Expansion, Interest Rates Bode Well For Revenue Growth
Jun 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PNFP's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: PNFP has a sufficient allowance for bad loans (328%).
Low Risk Liabilities: 92% of PNFP's liabilities are made up of primarily low risk sources of funding.
Loan Level: PNFP has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: PNFP's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: PNFP has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/18 23:24 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Pinnacle Financial Partners, Inc. is covered by 26 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Jared Shaw | Barclays |
| Andrew Stapp | B. Riley Securities, Inc. |