Premier Financial Corp.

NasdaqGS:PFC Stock Report

Market Cap: US$939.4m

Premier Financial Past Earnings Performance

Past criteria checks 2/6

Premier Financial has been growing earnings at an average annual rate of 12.8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 9.1% per year. Premier Financial's return on equity is 6.9%, and it has net margins of 28.6%.

Key information

12.8%

Earnings growth rate

7.5%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate9.1%
Return on equity6.9%
Net Margin28.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Premier Financial's Merger With WesBanco Creates Opportunities For Investors On Both Sides

Aug 21

Premier Financial: Dividend Yield Above 6% And A P/E Of Only 6.52x

May 28

Premier Financial Corp. Just Recorded A 5.9% EPS Beat: Here's What Analysts Are Forecasting Next

Apr 26
Premier Financial Corp. Just Recorded A 5.9% EPS Beat: Here's What Analysts Are Forecasting Next

Premier Financial Stock Looks Undervalued And Can Still Move Up From Here

Mar 05

Premier Financial Corp. Just Beat Revenue Estimates By 11%

Jan 26
Premier Financial Corp. Just Beat Revenue Estimates By 11%

Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To $0.31

Apr 29
Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To $0.31

Premier Financial Corp.: Use The Weakness

Aug 30

Premier Financial GAAP EPS of $0.63 misses by $0.10, revenue of $73.46M misses by $1.64M

Jul 26

Premier Financial: Attractively Valued With 4.7% Dividend Yield, But Earnings Likely To Dip

Jun 23

Premier Financial: 4% Dividend Yield And Acquisition Upside

Feb 02

I Ran A Stock Scan For Earnings Growth And Premier Financial (NASDAQ:PFC) Passed With Ease

Dec 28
I Ran A Stock Scan For Earnings Growth And Premier Financial (NASDAQ:PFC) Passed With Ease

Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To US$0.28

Nov 02
Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To US$0.28

Premier Financial: Building Itself Into A Solid Core Community Bank

Aug 30

Premier Financial's (NASDAQ:PFC) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 03
Premier Financial's (NASDAQ:PFC) Shareholders Will Receive A Bigger Dividend Than Last Year

Is Now The Time To Put Premier Financial (NASDAQ:PFC) On Your Watchlist?

May 05
Is Now The Time To Put Premier Financial (NASDAQ:PFC) On Your Watchlist?

Insider Buying: Tina Nutter Just Spent US$51k On Premier Financial Corp. (NASDAQ:PFC) Shares

Mar 13
Insider Buying: Tina Nutter Just Spent US$51k On Premier Financial Corp. (NASDAQ:PFC) Shares

Read This Before Buying Premier Financial Corp. (NASDAQ:PFC) For Its Dividend

Mar 04
Read This Before Buying Premier Financial Corp. (NASDAQ:PFC) For Its Dividend

Four Days Left Until Premier Financial Corp. (NASDAQ:PFC) Trades Ex-Dividend

Feb 06
Four Days Left Until Premier Financial Corp. (NASDAQ:PFC) Trades Ex-Dividend

Read This Before Selling Premier Financial Corp. (NASDAQ:PFC) Shares

Feb 01
Read This Before Selling Premier Financial Corp. (NASDAQ:PFC) Shares

Premier Financial Corp. 2020 Q4 - Results - Earnings Call Presentation

Feb 01

Revenue & Expenses Breakdown

How Premier Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:PFC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24246701220
30 Jun 24251791210
31 Mar 242991111220
31 Dec 233031111240
30 Sep 233141161280
30 Jun 233211201300
31 Mar 23281941280
31 Dec 222891021270
30 Sep 222871021260
30 Jun 222841021260
31 Mar 222951111250
31 Dec 213071261220
30 Sep 213161311180
30 Jun 213201291160
31 Mar 213181261150
31 Dec 20252631100
30 Sep 20212451010
30 Jun 2017432910
31 Mar 2013815820
31 Dec 1915849770
30 Sep 1915449760
30 Jun 1915147750
31 Mar 1914846730
31 Dec 1814646720
30 Sep 1814544700
30 Jun 1814342680
31 Mar 1813939690
31 Dec 1713432670
30 Sep 1712830650
30 Jun 1712228630
31 Mar 1711727580
31 Dec 1611329560
30 Sep 1611028550
30 Jun 1610928550
31 Mar 1610727540
31 Dec 1510526530
30 Sep 1510426520
30 Jun 1510427510
31 Mar 1510226510
31 Dec 1410024500
30 Sep 149823490
30 Jun 149521480
31 Mar 149522470
31 Dec 139522480

Quality Earnings: PFC has high quality earnings.

Growing Profit Margin: PFC's current net profit margins (28.6%) are lower than last year (37.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PFC's earnings have grown by 12.8% per year over the past 5 years.

Accelerating Growth: PFC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PFC had negative earnings growth (-39.5%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: PFC's Return on Equity (6.9%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 10:25
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Premier Financial Corp. is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher MarinacFIG Partners
Brendan NosalHovde Group, LLC
Nicholas CucharaleHovde Group, LLC