Premier Financial Past Earnings Performance

Past criteria checks 4/6

Premier Financial has been growing earnings at an average annual rate of 20.2%, while the Banks industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 14.5% per year. Premier Financial's return on equity is 11.4%, and it has net margins of 37%.

Key information

20.2%

Earnings growth rate

11.1%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	14.5%
Return on equity	11.4%
Net Margin	37.0%
Last Earnings Update	31 Mar 2024

Recent past performance updates

Recent updates

Premier Financial GAAP EPS of $0.63 misses by $0.10, revenue of $73.46M misses by $1.64M

Jul 26

Premier Financial: Attractively Valued With 4.7% Dividend Yield, But Earnings Likely To Dip

Jun 23

Premier Financial: 4% Dividend Yield And Acquisition Upside

Feb 02

I Ran A Stock Scan For Earnings Growth And Premier Financial (NASDAQ:PFC) Passed With Ease

Dec 28

Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To US$0.28

Nov 02

Premier Financial: Building Itself Into A Solid Core Community Bank

Aug 30

Premier Financial's (NASDAQ:PFC) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 03

Is Now The Time To Put Premier Financial (NASDAQ:PFC) On Your Watchlist?

May 05

Insider Buying: Tina Nutter Just Spent US$51k On Premier Financial Corp. (NASDAQ:PFC) Shares

Mar 13

Read This Before Buying Premier Financial Corp. (NASDAQ:PFC) For Its Dividend

Mar 04

Four Days Left Until Premier Financial Corp. (NASDAQ:PFC) Trades Ex-Dividend

Feb 06

Read This Before Selling Premier Financial Corp. (NASDAQ:PFC) Shares

Feb 01

Premier Financial Corp. 2020 Q4 - Results - Earnings Call Presentation

Feb 01

A Look At Premier Financial's (NASDAQ:PFC) Share Price Returns

Jan 05

Premier Financial Corp. Is Currently Cheap, But Core Earnings Are Likely To Dip

Dec 12

What Kind Of Investors Own Most Of Premier Financial Corp. (NASDAQ:PFC)?

Dec 10

A Quick Analysis On Premier Financial's (NASDAQ:PFC) CEO Salary

Nov 19

Revenue & Expenses Breakdown
Beta

How Premier Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:PFC Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Mar 24	299	111	122
31 Dec 23	303	111	124
30 Sep 23	314	116	128
30 Jun 23	321	120	130
31 Mar 23	281	94	128
31 Dec 22	289	102	127
30 Sep 22	287	102	126
30 Jun 22	284	102	126
31 Mar 22	295	111	125
31 Dec 21	307	126	122
30 Sep 21	316	131	118
30 Jun 21	320	129	116
31 Mar 21	318	126	115
31 Dec 20	252	63	110
30 Sep 20	212	45	101
30 Jun 20	174	32	91
31 Mar 20	138	15	82
31 Dec 19	158	49	77
30 Sep 19	154	49	76
30 Jun 19	151	47	75
31 Mar 19	148	46	73
31 Dec 18	146	46	72
30 Sep 18	145	44	70
30 Jun 18	143	42	68
31 Mar 18	139	39	69
31 Dec 17	134	32	67
30 Sep 17	128	30	65
30 Jun 17	122	28	63
31 Mar 17	117	27	58
31 Dec 16	113	29	56
30 Sep 16	110	28	55
30 Jun 16	109	28	55
31 Mar 16	107	27	54
31 Dec 15	105	26	53
30 Sep 15	104	26	52
30 Jun 15	104	27	51
31 Mar 15	102	26	51
31 Dec 14	100	24	50
30 Sep 14	98	23	49
30 Jun 14	95	21	48
31 Mar 14	95	22	47
31 Dec 13	95	22	48
30 Sep 13	97	22	47
30 Jun 13	98	22	47

Quality Earnings: PFC has high quality earnings.

Growing Profit Margin: PFC's current net profit margins (37%) are higher than last year (33.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PFC's earnings have grown significantly by 20.2% per year over the past 5 years.

Accelerating Growth: PFC's earnings growth over the past year (18%) is below its 5-year average (20.2% per year).

Earnings vs Industry: PFC earnings growth over the past year (18%) exceeded the Banks industry -10.2%.

Return on Equity

High ROE: PFC's Return on Equity (11.4%) is considered low.

Return on Assets

Return on Capital Employed

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Premier Financial Past Earnings Performance

Past criteria checks 4/6

Key information

Recent past performance updates

First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Premier Financial Corp. to Report Q1, 2024 Results on Apr 23, 2024

Full year 2023 earnings: EPS in line with analyst expectations despite revenue beat

Full year 2023 earnings: EPS in line with analyst expectations despite revenue beat

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Premier Financial Corp. to Report Q3, 2023 Results on Oct 24, 2023

Recent updates

First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Premier Financial Corp. Declares a Quarterly Cash Dividend, Payable on May 10, 2024

Premier Financial Corp. to Report Q1, 2024 Results on Apr 23, 2024

Price target decreased by 7.1% to US$24.00

Premier Financial Corp., Annual General Meeting, Apr 30, 2024

Premier Financial Stock Looks Undervalued And Can Still Move Up From Here

Full year 2023 earnings: EPS in line with analyst expectations despite revenue beat

Upcoming dividend of US$0.31 per share at 5.9% yield

Fourth quarter dividend of US$0.31 announced

Premier Financial Corp. Just Beat Revenue Estimates By 11%

Full year 2023 earnings: EPS in line with analyst expectations despite revenue beat

Premier Financial Corp. Declares Quarterly Cash Dividend, Payable on February 16, 2024

Price target increased by 8.4% to US$25.83

Upcoming dividend of US$0.31 per share at 7.0% yield

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Price target decreased by 8.4% to US$21.83

Premier Financial Corp. to Report Q3, 2023 Results on Oct 24, 2023

Consensus EPS estimates increase by 25%, revenue downgraded

Price target increased by 8.8% to US$22.67

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

Premier Financial Corp. Declares a Quarterly Cash Dividend, Payable on August 11, 2023

Premier Financial Corp. to Report Q2, 2023 Results on Jul 25, 2023

RSC Insurance Brokerage, Inc. acquired First Insurance and Investments, Inc. from Premier Financial Corp. (NasdaqGS:PFC).

Investor sentiment improves as stock rises 21%

Price target decreased by 17% to US$21.67

Investor sentiment deteriorates as stock falls 16%

Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To $0.31

Full year 2022 earnings: EPS and revenues miss analyst expectations

Upcoming dividend of US$0.31 per share at 5.0% yield

Price target decreased by 14% to US$27.67

Premier Financial Corp. Declares Quarterly Cash Dividend, Payable on February 17, 2023

Premier Financial Corp. to Report Q4, 2022 Results on Jan 24, 2023

Premier Financial Corp. Announces Resignation of Matthew Garrity as Executive Vice President, Chief Lending Officer, Effective December 31, 2022

Upcoming dividend of US$0.30 per share

Premier Financial Corp. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022

Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beat

Premier Financial Corp. Declares Quarterly Cash Dividend, Payable on November 18, 2022

Premier Financial Corp. to Report Q3, 2022 Results on Oct 25, 2022

Premier Financial Corp.: Use The Weakness

Premier Financial Corp. Declares Quarterly Cash Dividend, Payable on August 12, 2022

Second quarter 2022 earnings: EPS and revenues miss analyst expectations

Premier Financial GAAP EPS of $0.63 misses by $0.10, revenue of $73.46M misses by $1.64M

Premier Financial Corp. to Report Q2, 2022 Results on Jul 26, 2022

Premier Financial: Attractively Valued With 4.7% Dividend Yield, But Earnings Likely To Dip

First quarter 2022 earnings: EPS and revenues exceed analyst expectations

Premier Financial Corp. Declares Quarterly Cash Dividend, Payable on May 13, 2022

Premier Financial Corp. to Report Q1, 2022 Results on Apr 26, 2022

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Key Executive recently sold US$822k worth of stock

Upcoming dividend of US$0.30 per share

Premier Financial: 4% Dividend Yield And Acquisition Upside

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

I Ran A Stock Scan For Earnings Growth And Premier Financial (NASDAQ:PFC) Passed With Ease

Executive VP, Chief Banking Officer & Head of Community Banking Group Vincent Liuzzi has left the company

Independent Director recently sold US$98k worth of stock

Upcoming dividend of US$0.28 per share

Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To US$0.28

Third quarter 2021 earnings released: EPS US$0.76 (vs US$0.69 in 3Q 2020)

Premier Financial: Building Itself Into A Solid Core Community Bank

Upcoming dividend of US$0.27 per share

Price target decreased to US$32.75

Premier Financial's (NASDAQ:PFC) Shareholders Will Receive A Bigger Dividend Than Last Year

Second quarter 2021 earnings released: EPS US$0.84 (vs US$0.78 in 2Q 2020)

Is Now The Time To Put Premier Financial (NASDAQ:PFC) On Your Watchlist?

Upcoming dividend of US$0.26 per share

Consensus forecasts updated

First quarter 2021 earnings released: EPS US$1.10 (vs US$0.71 loss in 1Q 2020)

Executive Chairman exercised options and sold US$507k worth of stock

Premier Financial Corp., Annual General Meeting, Apr 29, 2021

Revenue & Expenses Breakdown
Beta