Northfield Bancorp (Staten Island NY) Balance Sheet Health
Financial Health criteria checks 6/6
Northfield Bancorp (Staten Island NY) has total assets of $5.7B and total equity of $699.6M. Total deposits are $3.9B, and total loans are $4.0B. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $251.0M.
Key information
8.2x
Asset to equity ratio
2.4%
Net interest margin
| Total deposits | US$3.88b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$250.96m |
Recent financial health updates
No updates
Recent updates
Northfield Bancorp: The 24% Discount To Tangible Book Value Is Appealing
Sep 09Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13
May 01
Northfield Bancorp: Over 5% Dividend Yield, Attractive Valuation (Rating Upgrade)
Mar 13Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13
Oct 31Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Is Due To Pay A Dividend Of $0.13
Aug 01Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13
Apr 30Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13
Nov 01Northfield Bancorp goes ex-dividend tomorrow
Aug 08Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13
Aug 08Northfield Bancorp GAAP EPS of $0.34 beats by $0.05, revenue of $40.85M beats by $3.55M
Jul 28Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Will Pay A Dividend Of US$0.13
May 01Does Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Deserve A Spot On Your Watchlist?
Jan 09Northfield Bancorp (Staten Island NY)'s (NASDAQ:NFBK) Dividend Will Be Increased To US$0.13
Aug 01Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NFBK's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: NFBK has a sufficient allowance for bad loans (116%).
Low Risk Liabilities: 77% of NFBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: NFBK has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: NFBK's Loans to Deposits ratio (104%) is appropriate.
Level of Bad Loans: NFBK has an appropriate level of bad loans (0.7%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 09:12 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Northfield Bancorp, Inc. (Staten Island, NY) is covered by 10 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Richard Weiss | Boenning & Scattergood, Inc. |
| Manuel Navas | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |