Northeast Community Bancorp, Inc.

NasdaqCM:NECB Stock Report

Market Cap: US$317.8m

Northeast Community Bancorp Past Earnings Performance

Past criteria checks 2/6

Northeast Community Bancorp has been growing earnings at an average annual rate of 26.3%, while the Banks industry saw earnings growing at 3.1% annually. Revenues have been growing at an average rate of 20.6% per year. Northeast Community Bancorp's return on equity is 12.3%, and it has net margins of 41.9%.

Key information

26.27%

Earnings growth rate

29.76%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate20.59%
Return on equity12.29%
Net Margin41.87%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Seeking Alpha • Mar 09

Northeast Community Bancorp Is Still A Fantastic Firm To Bank On

Summary Northeast Community Bancorp remains a 'Strong Buy' due to robust asset quality and compelling valuation, despite recent share price appreciation. NECB's loan portfolio is diversifying away from construction loans, with multifamily and commercial loans growing 48.4% and 26.7% year over year, respectively. The bank trades at a 7.5x P/E, below peers and book value, while maintaining superior returns on assets (2.11%) and equity (12.32%). Non-performing loans and assets are at 0%, highlighting exceptional credit quality and supporting continued bullishness. Read the full article on Seeking Alpha
Seeking Alpha • Nov 30

Northeast Community Bancorp: Don't Overlook The Construction Loan Risk

Summary Regional banks have rebounded in 2024 as deposit flight and commerical real estate worries have subsided. Northeast Community Bancorp stock has surged 73% in six months, and even so, shares still look cheap. NECB's heavy reliance on construction loans, comprising more than 75% of its loan book, poses significant risk, especially if the economy weakens in 2025. This is a bank stock I'd be interested in owning coming out of a recession, but I don't see the current entry point favorably. Read the full article on Seeking Alpha
Analysis Article • Sep 24

Northeast Community Bancorp's (NASDAQ:NECB) Upcoming Dividend Will Be Larger Than Last Year's

Northeast Community Bancorp, Inc.'s ( NASDAQ:NECB ) dividend will be increasing from last year's payment of the same...
Seeking Alpha • Sep 01

Northeast Community Bancorp: Recent Stellar Upside Isn't The End Of The Story

Summary Northeast Community Bancorp has surged 36% since my 'strong buy' rating in May, significantly outperforming the S&P 500's 7.3% rise. Despite a drop in net interest margin, net interest income rose 12.8% year-over-year, driven by increased interest-bearing liabilities. The bank's balance sheet shows growth in deposits and loans, low debt, and increased cash, making it financially robust. With a low price-to-earnings ratio and high asset quality, Northeast Community Bancorp remains a 'strong buy' for long-term gains. Read the full article on Seeking Alpha
Analysis Article • Jun 24

Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.10

The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend of $0.10 per...
Analysis Article • Mar 26

Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Larger Dividend Than Last Year At $0.10

Northeast Community Bancorp, Inc.'s ( NASDAQ:NECB ) periodic dividend will be increasing on the 6th of May to $0.10...
Analysis Article • Dec 26

Northeast Community Bancorp (NASDAQ:NECB) Is Paying Out A Dividend Of $0.06

The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend on the 5th of...
Analysis Article • Nov 04

With EPS Growth And More, Northeast Community Bancorp (NASDAQ:NECB) Makes An Interesting Case

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article • Jun 27

Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06

The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend of $0.06 per...
Analysis Article • Apr 01

Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06

The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend on the 8th of...
Analysis Article • Feb 15

This Analyst Just Wrote A Brand New Outlook For Northeast Community Bancorp, Inc.'s (NASDAQ:NECB) Business

Shareholders in Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) may be thrilled to learn that the covering analyst...
Analysis Article • Dec 20

Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06

Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend of $0.06 per share on the...
Analysis Article • Oct 04

Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06

Northeast Community Bancorp, Inc.'s ( NASDAQ:NECB ) investors are due to receive a payment of $0.06 per share on 15th...

Revenue & Expenses Breakdown

How Northeast Community Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqCM:NECB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 2610544310
31 Dec 2510544310
30 Sep 2510344300
30 Jun 2510345290
31 Mar 2510446280
31 Dec 2410547280
30 Sep 2410749270
30 Jun 2410448260
31 Mar 2410246260
31 Dec 2310046250
30 Sep 239542250
30 Jun 238738240
31 Mar 237732220
31 Dec 226525210
30 Sep 225621210
30 Jun 224614210
31 Mar 224312200
31 Dec 214212200
30 Sep 214111200
30 Jun 214314190
31 Mar 214112190
31 Dec 204112190
31 Dec 194113170
31 Dec 184013170
31 Dec 17338140
31 Dec 16255130
31 Dec 15202120
30 Sep 15192110
30 Jun 15182110

Quality Earnings: NECB has high quality earnings.

Growing Profit Margin: NECB's current net profit margins (41.9%) are lower than last year (44.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: NECB's earnings have grown significantly by 26.3% per year over the past 5 years.

Accelerating Growth: NECB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: NECB had negative earnings growth (-5.3%) over the past year, making it difficult to compare to the Banks industry average (23%).

Return on Equity

High ROE: NECB's Return on Equity (12.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/12 11:00
End of Day Share Price 2026/06/12 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Northeast Community Bancorp, Inc. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Amirlan KalymbekovFreedom Broker
Mark FitzgibbonPiper Sandler Companies
Justin CrowleyPiper Sandler Companies