NBT Bancorp Future Growth

Future criteria checks 4/6

NBT Bancorp is forecast to grow earnings and revenue by 20.7% and 15.2% per annum respectively. EPS is expected to grow by 17.4% per annum. Return on equity is forecast to be 10% in 3 years.

Key information

20.7%

Earnings growth rate

17.4%

EPS growth rate

Banks earnings growth	9.3%
Revenue growth rate	15.2%
Future return on equity	10.0%
Analyst coverage	Low
Last updated	09 Oct 2024

Recent future growth updates

Earnings Beat: NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Apr 28

Recent updates

NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34

Jul 26

NBT Bancorp (NASDAQ:NBTB) Will Pay A Larger Dividend Than Last Year At $0.32

Aug 18

NBT Bancorp (NASDAQ:NBTB) Is Paying Out A Larger Dividend Than Last Year

Jul 29

Earnings Beat: NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Apr 28

NBT Bancorp's (NASDAQ:NBTB) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 03

Does NBT Bancorp (NASDAQ:NBTB) Deserve A Spot On Your Watchlist?

Jun 21

Here's Why NBT Bancorp Inc.'s (NASDAQ:NBTB) CEO Compensation Is The Least Of Shareholders' Concerns

May 19

Earnings and Revenue Growth Forecasts

NasdaqGS:NBTB - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	754	213	N/A	N/A	3
12/31/2025	672	142	N/A	N/A	3
12/31/2024	570	138	N/A	N/A	3
6/30/2024	517	122	167	178	N/A
3/31/2024	503	119	162	172	N/A
12/31/2023	490	119	148	157	N/A
9/30/2023	489	124	143	152	N/A
6/30/2023	493	139	139	146	N/A
3/31/2023	501	147	163	170	N/A
12/31/2022	501	152	176	183	N/A
9/30/2022	498	153	168	176	N/A
6/30/2022	492	152	161	168	N/A
3/31/2022	491	154	144	152	N/A
12/31/2021	487	155	151	159	N/A
9/30/2021	483	152	163	172	N/A
6/30/2021	474	149	153	161	N/A
3/31/2021	447	134	138	144	N/A
12/31/2020	411	104	137	145	N/A
9/30/2020	399	99	150	157	N/A
6/30/2020	398	96	161	169	N/A
3/31/2020	407	102	147	155	N/A
12/31/2019	430	121	147	153	N/A
9/30/2019	421	121	145	152	N/A
6/30/2019	414	118	144	152	N/A
3/31/2019	410	116	139	147	N/A
12/31/2018	402	113	140	148	N/A
9/30/2018	400	102	133	140	N/A
6/30/2018	390	95	122	128	N/A
3/31/2018	381	88	N/A	149	N/A
12/31/2017	374	82	N/A	137	N/A
9/30/2017	364	84	N/A	127	N/A
6/30/2017	359	81	N/A	126	N/A
3/31/2017	358	80	N/A	109	N/A
12/31/2016	355	78	N/A	111	N/A
9/30/2016	358	78	N/A	111	N/A
6/30/2016	358	78	N/A	119	N/A
3/31/2016	355	77	N/A	124	N/A
12/31/2015	353	76	N/A	125	N/A
9/30/2015	347	76	N/A	122	N/A
6/30/2015	342	67	N/A	101	N/A
3/31/2015	359	75	N/A	86	N/A
12/31/2014	358	75	N/A	88	N/A
9/30/2014	356	74	N/A	92	N/A
6/30/2014	355	83	N/A	120	N/A
3/31/2014	331	72	N/A	146	N/A
12/31/2013	319	62	N/A	119	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: NBTB's forecast earnings growth (20.7% per year) is above the savings rate (2.5%).

Earnings vs Market: NBTB's earnings (20.7% per year) are forecast to grow faster than the US market (15.9% per year).

High Growth Earnings: NBTB's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: NBTB's revenue (15.2% per year) is forecast to grow faster than the US market (8.8% per year).

High Growth Revenue: NBTB's revenue (15.2% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: NBTB's Return on Equity is forecast to be low in 3 years time (10%).

NBT Bancorp Future Growth

Future criteria checks 4/6

Key information

Recent future growth updates

Price target increased by 14% to US$46.75

Price target increased by 8.9% to US$40.83

Consensus EPS estimates fall by 10%

Price target decreased by 7.4% to US$43.67

Earnings Beat: NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Price target increased to US$42.00

Recent updates

NBT Bancorp Inc. to Report Q3, 2024 Results on Oct 28, 2024

Independent Director recently sold US$3.1m worth of stock

NBT Bancorp Inc. (NasdaqGS:NBTB) entered into an agreement and plan of merger to acquire Evans Bancorp, Inc. (NYSEAM:EVBN) for approximately $230 million.

NBT Bancorp Inc. (NasdaqGS:NBTB) entered into an agreement and plan of merger to acquire Evans Bancorp, Inc. (NYSEAM:EVBN) for approximately $230 million.

Upcoming dividend of US$0.34 per share

NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34

Second quarter dividend increased to US$0.34

Price target increased by 14% to US$46.75

Second quarter 2024 earnings: Revenues and EPS in line with analyst expectations

NBT Bancorp Inc. Approves Cash Dividend Increase, Payable on September 13, 2024

Investor sentiment improves as stock rises 15%

NBT Bancorp Inc. to Report Q2, 2024 Results on Jul 22, 2024

First quarter dividend of US$0.32 announced

NBT Bancorp Inc. Announces Executive Changes

NBT Bancorp inc Approves Second-Quarter Cash Dividend, Payable on June 17, 2024

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

NBT Bancorp Inc., Annual General Meeting, May 21, 2024

NBT Bancorp Inc. to Report Q1, 2024 Results on Apr 22, 2024

Full year 2023 earnings: EPS and revenues miss analyst expectations

Upcoming dividend of US$0.32 per share

Independent Director recently sold US$298k worth of stock

Fourth quarter dividend of US$0.32 announced

Full year 2023 earnings: EPS and revenues miss analyst expectations

NBT Bancorp Inc. Declares First-Quarter Cash Dividend, Payable on March 15, 2024

NBT Bancorp Inc. Announces Chief Executive Officer Changes, Effective May 21, 2024

Price target increased by 8.9% to US$40.83

Upcoming dividend of US$0.32 per share at 3.6% yield

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

NBT Bancorp Inc. Declares Cash Dividend for the Fourth Quarter 2023, Payable on December 15, 2023

NBT Bancorp Inc. to Report Q3, 2023 Results on Oct 24, 2023

Upcoming dividend of US$0.32 per share at 3.7% yield

New minor risk - Shareholder dilution

NBT Bancorp (NASDAQ:NBTB) Will Pay A Larger Dividend Than Last Year At $0.32

NBT Bancorp Inc. Approves Cash Dividend for the Third-Quarter of 2023, Payable on September 15, 2023

Consensus EPS estimates fall by 10%

Second quarter 2023 earnings: EPS in line with expectations, revenues disappoint

NBT Bancorp Inc. to Report Q2, 2023 Results on Jul 31, 2023

Upcoming dividend of US$0.30 per share at 3.4% yield

NBT Bancorp Inc. Approves Second-Quarter Cash Dividend, Will Be Paid on June 15, 2023

Independent Director recently bought US$1.2m worth of stock

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Executive VP & CFO recently bought US$89k worth of stock

Upcoming dividend of US$0.30 per share at 2.9% yield

Price target decreased by 7.4% to US$43.67

Full year 2022 earnings: EPS misses analyst expectations

NBT Bancorp Inc. Approves Dividend for the First Quarter of 2023, Payable on March 15, 2023

NBT Bancorp Inc. to Report Q4, 2022 Results on Jan 23, 2023

NBT Bancorp Inc. (NasdaqGS:NBTB) entered into a definitive agreement to acquire Salisbury Bancorp, Inc. (NasdaqCM:SAL) for approximately $200 million.

Upcoming dividend of US$0.30 per share

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

NBT Bancorp Inc. Approves Dividend for the Fourth Quarter of 2022, Payable on December 15, 2022

NBT Bancorp Inc. to Report Q3, 2022 Results on Oct 25, 2022

Upcoming dividend of US$0.30 per share

Independent Chairman recently sold US$433k worth of stock

NBT Bancorp (NASDAQ:NBTB) Is Paying Out A Larger Dividend Than Last Year

Second quarter 2022 earnings: EPS and revenues exceed analyst expectations

NBT Bancorp Inc. Announces Second Quarter Dividend, Payable on September 15, 2022

NBT Bancorp Inc. to Report Q2, 2022 Results on Jul 25, 2022

Upcoming dividend of US$0.28 per share

NBT Bancorp Inc. Announces Second-Quarter Dividend, Payable on June 15, 2022

Executive VP & CFO recently bought US$107k worth of stock

Earnings Beat: NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

First quarter 2022 earnings: EPS and revenues exceed analyst expectations

NBT Bancorp Inc. (NasdaqGS:NBTB) acquired Cleveland Hauswirth Investment Management, Inc.

NBT Bancorp Inc. Hires Randy Sparks as Executive Vice President and General Counsel

NBT Bancorp Inc., Annual General Meeting, May 17, 2022

NBT Bancorp Inc. to Report Q1, 2022 Results on Apr 25, 2022

Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat

Upcoming dividend of US$0.28 per share