MainStreet Bancshares Balance Sheet Health
Financial Health criteria checks 5/6
MainStreet Bancshares has total assets of $2.2B and total equity of $226.1M. Total deposits are $1.9B, and total loans are $1.8B earning a Net Interest Margin of 4.1%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are $246.8M.
Key information
9.8x
Asset to equity ratio
4.1%
Net interest margin
| Total deposits | US$1.89b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$246.80m |
Recent financial health updates
No updates
Recent updates
MainStreet Bancshares (NASDAQ:MNSB) Has Affirmed Its Dividend Of $0.10
Nov 04
MainStreet Bancshares' (NASDAQ:MNSB) Dividend Will Be $0.10
Jan 26MainStreet Bancshares (NASDAQ:MNSB) Has Announced A Dividend Of $0.10
Oct 27MainStreet Bancshares, Inc. (NASDAQ:MNSB) Just Released Its Third-Quarter Earnings: Here's What Analysts Think
Oct 26MainStreet Bancshares GAAP EPS of $0.97 beats by $0.17, revenue of $19.44M beats by $1.96M
Oct 17MainStreet Bancshares GAAP EPS of $0.71 beats by $0.06, revenue of $17.39M beats by $1.35M
Jul 25New Forecasts: Here's What Analysts Think The Future Holds For MainStreet Bancshares, Inc. (NASDAQ:MNSB)
Jan 23Shareholders May Be A Bit More Conservative With MainStreet Bancshares, Inc.'s (NASDAQ:MNSB) CEO Compensation For Now
May 13Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MNSB's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: MNSB has a low allowance for bad loans (65%).
Low Risk Liabilities: 95% of MNSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MNSB has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: MNSB's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: MNSB has an appropriate level of bad loans (1.6%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 17:25 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
MainStreet Bancshares, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Marinac | FIG Partners |
| Christopher Marinac | Janney Montgomery Scott LLC |