MainStreet Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
MainStreet Bancshares has total assets of $2.1B and total equity of $223.1M. Total deposits are $1.7B, and total loans are $1.7B. It earns a Net Interest Margin of 4.1%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $124.7M.
Key information
9.3x
Asset to equity ratio
4.1%
Net interest margin
| Total deposits | US$1.73b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$124.74m |
Recent financial health updates
No updates
Recent updates
MainStreet Bancshares' (NASDAQ:MNSB) Dividend Will Be $0.10
Jan 26
MainStreet Bancshares (NASDAQ:MNSB) Has Announced A Dividend Of $0.10
Oct 27MainStreet Bancshares, Inc. (NASDAQ:MNSB) Just Released Its Third-Quarter Earnings: Here's What Analysts Think
Oct 26MainStreet Bancshares GAAP EPS of $0.97 beats by $0.17, revenue of $19.44M beats by $1.96M
Oct 17MainStreet Bancshares GAAP EPS of $0.71 beats by $0.06, revenue of $17.39M beats by $1.35M
Jul 25New Forecasts: Here's What Analysts Think The Future Holds For MainStreet Bancshares, Inc. (NASDAQ:MNSB)
Jan 23Shareholders May Be A Bit More Conservative With MainStreet Bancshares, Inc.'s (NASDAQ:MNSB) CEO Compensation For Now
May 13Read This Before Selling MainStreet Bancshares, Inc. (NASDAQ:MNSB) Shares
Feb 25Is MainStreet Bancshares, Inc. (NASDAQ:MNSB) Popular Amongst Insiders?
Jan 25Does MainStreet Bancshares' (NASDAQ:MNSB) Share Price Gain of 44% Match Its Business Performance?
Dec 18
Read This Before Selling MainStreet Bancshares, Inc. (NASDAQ:MNSB) Shares
Nov 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MNSB's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: MNSB has a sufficient allowance for bad loans (178%).
Low Risk Liabilities: 94% of MNSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MNSB has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: MNSB's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: MNSB has an appropriate level of bad loans (0.5%).