MainStreet Bancshares, Inc.

NasdaqCM:MNSB Stock Report

Market Cap: US$132.8m

MainStreet Bancshares Past Earnings Performance

Past criteria checks 2/6

MainStreet Bancshares has been growing earnings at an average annual rate of 8.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 12.4% per year. MainStreet Bancshares's return on equity is 5%, and it has net margins of 14.6%.

Key information

8.4%

Earnings growth rate

10.2%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate12.4%
Return on equity5.0%
Net Margin14.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

MainStreet Bancshares (NASDAQ:MNSB) Has Affirmed Its Dividend Of $0.10

Nov 04
MainStreet Bancshares (NASDAQ:MNSB) Has Affirmed Its Dividend Of $0.10

MainStreet Bancshares' (NASDAQ:MNSB) Dividend Will Be $0.10

Jan 26
MainStreet Bancshares' (NASDAQ:MNSB) Dividend Will Be $0.10

MainStreet Bancshares (NASDAQ:MNSB) Has Announced A Dividend Of $0.10

Oct 27
MainStreet Bancshares (NASDAQ:MNSB) Has Announced A Dividend Of $0.10

MainStreet Bancshares, Inc. (NASDAQ:MNSB) Just Released Its Third-Quarter Earnings: Here's What Analysts Think

Oct 26
MainStreet Bancshares, Inc. (NASDAQ:MNSB) Just Released Its Third-Quarter Earnings: Here's What Analysts Think

MainStreet Bancshares GAAP EPS of $0.97 beats by $0.17, revenue of $19.44M beats by $1.96M

Oct 17

MainStreet Bancshares GAAP EPS of $0.71 beats by $0.06, revenue of $17.39M beats by $1.35M

Jul 25

New Forecasts: Here's What Analysts Think The Future Holds For MainStreet Bancshares, Inc. (NASDAQ:MNSB)

Jan 23
New Forecasts: Here's What Analysts Think The Future Holds For MainStreet Bancshares, Inc. (NASDAQ:MNSB)

Shareholders May Be A Bit More Conservative With MainStreet Bancshares, Inc.'s (NASDAQ:MNSB) CEO Compensation For Now

May 13
Shareholders May Be A Bit More Conservative With MainStreet Bancshares, Inc.'s (NASDAQ:MNSB) CEO Compensation For Now

Revenue & Expenses Breakdown

How MainStreet Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqCM:MNSB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24639420
30 Jun 246915410
31 Mar 247320400
31 Dec 237824390
30 Sep 238127390
30 Jun 238128380
31 Mar 237927370
31 Dec 227225350
30 Sep 226722330
30 Jun 226219310
31 Mar 226220290
31 Dec 216120280
30 Sep 216423270
30 Jun 216324260
31 Mar 215317260
31 Dec 205015250
30 Sep 204312240
30 Jun 204010230
31 Mar 204414230
31 Dec 194314220
30 Sep 194214210
30 Jun 193813200
31 Mar 193511180
31 Dec 18319170
30 Sep 18276160
30 Jun 18255150
31 Mar 18235140
31 Dec 17224130
30 Sep 17214130
30 Jun 17204120
31 Mar 17204120
31 Dec 16194120
30 Sep 16194120
30 Jun 16183110
31 Mar 16163110
31 Dec 15152100
30 Sep 15142100
30 Jun 1514290
31 Mar 1514280
31 Dec 1413280
30 Sep 1412280
30 Jun 1411180
31 Mar 1411180
31 Dec 1311180

Quality Earnings: MNSB has high quality earnings.

Growing Profit Margin: MNSB's current net profit margins (14.6%) are lower than last year (33%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: MNSB's earnings have grown by 8.4% per year over the past 5 years.

Accelerating Growth: MNSB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MNSB had negative earnings growth (-65.8%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).

Return on Equity

High ROE: MNSB's Return on Equity (5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 21:50
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

MainStreet Bancshares, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher MarinacFIG Partners
Christopher MarinacJanney Montgomery Scott LLC