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Live Oak Bancshares NYSE:LOB Stock Report

Last Price

US$41.51

Market Cap

US$1.8b

7D

1.5%

1Y

72.7%

Updated

28 Mar, 2024

Data

Company Financials +

Live Oak Bancshares, Inc.

NYSE:LOB Stock Report

Market Cap: US$1.8b

LOB Stock Overview

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States.

LOB fundamental analysis
Snowflake Score
Valuation2/6
Future Growth5/6
Past Performance2/6
Financial Health4/6
Dividends0/6

Live Oak Bancshares, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Live Oak Bancshares
Historical stock prices
Current Share PriceUS$41.51
52 Week HighUS$47.22
52 Week LowUS$19.53
Beta1.6
1 Month Change4.96%
3 Month Change-8.77%
1 Year Change72.74%
3 Year Change-39.17%
5 Year Change172.20%
Change since IPO117.67%

Recent News & Updates

Recent updates

Live Oak Bancshares: Time For A Downgrade

Dec 13

Live Oak Bancshares: Solid Deposit Growth, But Expensive Price

Sep 21

Live Oak Bancshares: Doubts About The Future

Jun 18

Live Oak Bancshares GAAP EPS of $0.04 misses by $0.37, revenue of $104.97M misses by $7.04M

Jan 25

Live Oak Bancshares: Slow Down Ahead But Topline Growth Likely To Remain Positive

Jan 19

Live Oak Bancshares (NYSE:LOB) Ticks All The Boxes When It Comes To Earnings Growth

Jan 09
Live Oak Bancshares (NYSE:LOB) Ticks All The Boxes When It Comes To Earnings Growth

Live Oak Bancshares, Inc. Just Beat Revenue Estimates By 27%

Oct 30
Live Oak Bancshares, Inc. Just Beat Revenue Estimates By 27%

Elpha secure raises $20M in series A funding led by Canapi Ventures

Oct 06

Live Oak Bank named lending partner for finance auto platform Ramp

Sep 07

Live Oak Bancshares goes ex-dividend tomorrow

Sep 01

Live Oak Bancshares Q2 2022 Earnings Preview

Jul 26

Is Now The Time To Put Live Oak Bancshares (NASDAQ:LOB) On Your Watchlist?

Jul 15
Is Now The Time To Put Live Oak Bancshares (NASDAQ:LOB) On Your Watchlist?

I Ran A Stock Scan For Earnings Growth And Live Oak Bancshares (NASDAQ:LOB) Passed With Ease

Apr 08
I Ran A Stock Scan For Earnings Growth And Live Oak Bancshares (NASDAQ:LOB) Passed With Ease

Live Oak Bancshares: Strong Top-Line Growth May Keep Earnings Above Pre-Pandemic Level

Apr 07

Shareholder Returns

LOBUS BanksUS Market
7D1.5%1.1%0.2%
1Y72.7%36.1%28.1%

Return vs Industry: LOB exceeded the US Banks industry which returned 33.8% over the past year.

Return vs Market: LOB exceeded the US Market which returned 28.8% over the past year.

Price Volatility

Is LOB's price volatile compared to industry and market?
LOB volatility
LOB Average Weekly Movement5.5%
Banks Industry Average Movement4.4%
Market Average Movement6.1%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.0%

Stable Share Price: LOB has not had significant price volatility in the past 3 months.

Volatility Over Time: LOB's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2008952Chip Mahanhttps://www.liveoakbank.com

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits.

Live Oak Bancshares, Inc. Fundamentals Summary

How do Live Oak Bancshares's earnings and revenue compare to its market cap?
LOB fundamental statistics
Market capUS$1.85b
Earnings (TTM)US$73.90m
Revenue (TTM)US$391.07m

25.1x

P/E Ratio

2.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LOB income statement (TTM)
RevenueUS$391.07m
Cost of RevenueUS$0
Gross ProfitUS$391.07m
Other ExpensesUS$317.17m
EarningsUS$73.90m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)1.65
Gross Margin100.00%
Net Profit Margin18.90%
Debt/Equity Ratio2.6%

How did LOB perform over the long term?

See historical performance and comparison

Dividends

0.3%

Current Dividend Yield

7%

Payout Ratio
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