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Lakeland Financial NasdaqGS:LKFN Stock Report

Last Price

US$59.42

Market Cap

US$1.5b

7D

-3.7%

1Y

-1.1%

Updated

22 May, 2025

Data

Company Financials +

Lakeland Financial Corporation

NasdaqGS:LKFN Stock Report

Market Cap: US$1.5b

LKFN Stock Overview

Operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. More details

LKFN fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for LKFN from our risk checks.

Community vs My Fair Value

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Lakeland Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Lakeland Financial
Historical stock prices
Current Share PriceUS$59.42
52 Week HighUS$78.61
52 Week LowUS$50.00
Beta0.59
1 Month Change10.53%
3 Month Change-9.41%
1 Year Change-1.15%
3 Year Change-17.76%
5 Year Change38.54%
Change since IPO2,752.16%

Recent News & Updates

Lakeland Financial Corporation's (NASDAQ:LKFN) CEO Will Probably Struggle To See A Pay Rise This Year

Apr 01
Lakeland Financial Corporation's (NASDAQ:LKFN) CEO Will Probably Struggle To See A Pay Rise This Year

Recent updates

Lakeland Financial Corporation's (NASDAQ:LKFN) CEO Will Probably Struggle To See A Pay Rise This Year

Apr 01
Lakeland Financial Corporation's (NASDAQ:LKFN) CEO Will Probably Struggle To See A Pay Rise This Year

Lakeland Financial: Upgrading To Hold And Raising The EPS Estimate

Mar 13

Lakeland Financial (NASDAQ:LKFN) Has Announced That It Will Be Increasing Its Dividend To $0.50

Jan 19
Lakeland Financial (NASDAQ:LKFN) Has Announced That It Will Be Increasing Its Dividend To $0.50

Lakeland Financial: Positive Earnings Outlook, Expensive Stock Price, And Large Short Interest (Rating Downgrade)

Dec 26

Lakeland Financial (NASDAQ:LKFN) Has Announced A Dividend Of $0.48

Apr 14
Lakeland Financial (NASDAQ:LKFN) Has Announced A Dividend Of $0.48

Lakeland Financial Corporation Just Beat EPS By 7.8%: Here's What Analysts Think Will Happen Next

Jan 28
Lakeland Financial Corporation Just Beat EPS By 7.8%: Here's What Analysts Think Will Happen Next

Lakeland Financial (NASDAQ:LKFN) Is Paying Out A Larger Dividend Than Last Year

Jul 15
Lakeland Financial (NASDAQ:LKFN) Is Paying Out A Larger Dividend Than Last Year

Here's Why We Think Lakeland Financial (NASDAQ:LKFN) Is Well Worth Watching

Jun 09
Here's Why We Think Lakeland Financial (NASDAQ:LKFN) Is Well Worth Watching

Lakeland Financial (NASDAQ:LKFN) Is Increasing Its Dividend To $0.46

Apr 15
Lakeland Financial (NASDAQ:LKFN) Is Increasing Its Dividend To $0.46

Should You Be Adding Lakeland Financial (NASDAQ:LKFN) To Your Watchlist Today?

Mar 09
Should You Be Adding Lakeland Financial (NASDAQ:LKFN) To Your Watchlist Today?

Lakeland Financial's (NASDAQ:LKFN) Shareholders Will Receive A Bigger Dividend Than Last Year

Jan 14
Lakeland Financial's (NASDAQ:LKFN) Shareholders Will Receive A Bigger Dividend Than Last Year

Is Now The Time To Put Lakeland Financial (NASDAQ:LKFN) On Your Watchlist?

Dec 06
Is Now The Time To Put Lakeland Financial (NASDAQ:LKFN) On Your Watchlist?

Shareholder Returns

LKFNUS BanksUS Market
7D-3.7%-3.2%-1.4%
1Y-1.1%19.3%10.5%

Return vs Industry: LKFN underperformed the US Banks industry which returned 17.2% over the past year.

Return vs Market: LKFN underperformed the US Market which returned 9.1% over the past year.

Price Volatility

Is LKFN's price volatile compared to industry and market?
LKFN volatility
LKFN Average Weekly Movement4.4%
Banks Industry Average Movement4.7%
Market Average Movement8.0%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market4.1%

Stable Share Price: LKFN has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: LKFN's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1872649David Findlaywww.lakecitybank.com

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans.

Lakeland Financial Corporation Fundamentals Summary

How do Lakeland Financial's earnings and revenue compare to its market cap?
LKFN fundamental statistics
Market capUS$1.53b
Earnings (TTM)US$90.16m
Revenue (TTM)US$236.27m
16.8x
P/E Ratio
2.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LKFN income statement (TTM)
RevenueUS$236.27m
Cost of RevenueUS$0
Gross ProfitUS$236.27m
Other ExpensesUS$146.11m
EarningsUS$90.16m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.53
Gross Margin100.00%
Net Profit Margin38.16%
Debt/Equity Ratio15.6%

How did LKFN perform over the long term?

See historical performance and comparison

Dividends

3.4%
Current Dividend Yield
56%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/22 23:09
End of Day Share Price 2025/05/22 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Lakeland Financial Corporation is covered by 10 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James BeuryBoenning & Scattergood, Inc.
Kevin ReeveyD.A. Davidson & Co.
Brendan NosalHovde Group, LLC