International Bancshares Corporation

NasdaqGS:IBOC Stock Report

Market Cap: US$4.0b

International Bancshares Past Earnings Performance

Past criteria checks 2/6

International Bancshares has been growing earnings at an average annual rate of 19.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 10.1% per year. International Bancshares's return on equity is 14.6%, and it has net margins of 50.1%.

Key information

19.5%

Earnings growth rate

20.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate10.1%
Return on equity14.6%
Net Margin50.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Here's Why International Bancshares (NASDAQ:IBOC) Has Caught The Eye Of Investors

Jul 19
Here's Why International Bancshares (NASDAQ:IBOC) Has Caught The Eye Of Investors

With EPS Growth And More, International Bancshares (NASDAQ:IBOC) Makes An Interesting Case

Apr 10
With EPS Growth And More, International Bancshares (NASDAQ:IBOC) Makes An Interesting Case

International Bancshares (NASDAQ:IBOC) Will Pay A Larger Dividend Than Last Year At $0.66

Feb 04
International Bancshares (NASDAQ:IBOC) Will Pay A Larger Dividend Than Last Year At $0.66

International Bancshares (NASDAQ:IBOC) Is Increasing Its Dividend To $0.63

Aug 01
International Bancshares (NASDAQ:IBOC) Is Increasing Its Dividend To $0.63

With EPS Growth And More, International Bancshares (NASDAQ:IBOC) Makes An Interesting Case

Jun 28
With EPS Growth And More, International Bancshares (NASDAQ:IBOC) Makes An Interesting Case

Does International Bancshares (NASDAQ:IBOC) Deserve A Spot On Your Watchlist?

Mar 13
Does International Bancshares (NASDAQ:IBOC) Deserve A Spot On Your Watchlist?

International Bancshares (NASDAQ:IBOC) Has Announced That It Will Be Increasing Its Dividend To $0.63

Feb 05
International Bancshares (NASDAQ:IBOC) Has Announced That It Will Be Increasing Its Dividend To $0.63

International Bancshares (NASDAQ:IBOC) Will Pay A Dividend Of $0.60

Aug 09
International Bancshares (NASDAQ:IBOC) Will Pay A Dividend Of $0.60

International Bancshares GAAP EPS of $0.92

Aug 04

Is Now The Time To Put International Bancshares (NASDAQ:IBOC) On Your Watchlist?

May 27
Is Now The Time To Put International Bancshares (NASDAQ:IBOC) On Your Watchlist?

International Bancshares (NASDAQ:IBOC) Has Announced That It Will Be Increasing Its Dividend To US$0.60

Feb 10
International Bancshares (NASDAQ:IBOC) Has Announced That It Will Be Increasing Its Dividend To US$0.60

We Discuss Why International Bancshares Corporation's (NASDAQ:IBOC) CEO May Deserve A Higher Pay Packet

May 11
We Discuss Why International Bancshares Corporation's (NASDAQ:IBOC) CEO May Deserve A Higher Pay Packet

International Bancshares reports Q1 results

May 06

International Bancshares Corporation (NASDAQ:IBOC) Is An Attractive Dividend Stock - Here's Why

Mar 23
International Bancshares Corporation (NASDAQ:IBOC) Is An Attractive Dividend Stock - Here's Why

What Kind Of Shareholders Hold The Majority In International Bancshares Corporation's (NASDAQ:IBOC) Shares?

Feb 25
What Kind Of Shareholders Hold The Majority In International Bancshares Corporation's (NASDAQ:IBOC) Shares?

Here's What We Like About International Bancshares' (NASDAQ:IBOC) Upcoming Dividend

Jan 30
Here's What We Like About International Bancshares' (NASDAQ:IBOC) Upcoming Dividend

Did You Participate In Any Of International Bancshares' (NASDAQ:IBOC) Fantastic 115% Return ?

Jan 26
Did You Participate In Any Of International Bancshares' (NASDAQ:IBOC) Fantastic 115% Return ?

Did International Bancshares Corporation (NASDAQ:IBOC) Insiders Sell Shares?

Dec 28
Did International Bancshares Corporation (NASDAQ:IBOC) Insiders Sell Shares?

Shareholders Are Loving International Bancshares Corporation's (NASDAQ:IBOC) 3.1% Yield

Dec 07
Shareholders Are Loving International Bancshares Corporation's (NASDAQ:IBOC) 3.1% Yield

International Bancshares reports Q3 results

Nov 05

Revenue & Expenses Breakdown

How International Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:IBOC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247994002340
30 Jun 247984042300
31 Mar 247954072250
31 Dec 237994122210
30 Sep 237924112140
30 Jun 237713912130
31 Mar 237183482100
31 Dec 226533002060
30 Sep 225882512090
30 Jun 225462232040
31 Mar 225922572040
31 Dec 215862542040
30 Sep 215752462010
30 Jun 215602342050
31 Mar 214981832100
31 Dec 204931672190
30 Sep 205121712370
30 Jun 205361802440
31 Mar 205531882490
31 Dec 195702052480
30 Sep 195742122430
30 Jun 195702122400
31 Mar 195742142360
31 Dec 185722162310
30 Sep 185592032330
30 Jun 185481912300
31 Mar 185281792280
31 Dec 175151572270
30 Sep 175081482230
30 Jun 175031442220
31 Mar 174921332190
31 Dec 164861342170
30 Sep 164791332130
30 Jun 164751302110
31 Mar 164791342120
31 Dec 154831372090
30 Sep 154881402040
30 Jun 154841422020
31 Mar 154891451970
31 Dec 145081532070
30 Sep 145111541960
30 Jun 145081521950
31 Mar 144971421960
31 Dec 134741261980

Quality Earnings: IBOC has high quality earnings.

Growing Profit Margin: IBOC's current net profit margins (50.1%) are lower than last year (51.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: IBOC's earnings have grown by 19.5% per year over the past 5 years.

Accelerating Growth: IBOC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: IBOC had negative earnings growth (-2.5%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: IBOC's Return on Equity (14.6%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 10:04
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

International Bancshares Corporation is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brett RabatinSterne Agee & Leach