International Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
International Bancshares has total assets of $15.4B and total equity of $2.5B. Total deposits are $12.0B, and total loans are $8.0B. It earns a Net Interest Margin of 4.8%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $909.0M.
Key information
6.2x
Asset to equity ratio
4.8%
Net interest margin
| Total deposits | US$12.02b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$908.95m |
Recent financial health updates
No updates
Recent updates
With EPS Growth And More, International Bancshares (NASDAQ:IBOC) Makes An Interesting Case
Apr 10
International Bancshares (NASDAQ:IBOC) Will Pay A Larger Dividend Than Last Year At $0.66
Feb 04International Bancshares (NASDAQ:IBOC) Is Increasing Its Dividend To $0.63
Aug 01With EPS Growth And More, International Bancshares (NASDAQ:IBOC) Makes An Interesting Case
Jun 28Does International Bancshares (NASDAQ:IBOC) Deserve A Spot On Your Watchlist?
Mar 13International Bancshares (NASDAQ:IBOC) Has Announced That It Will Be Increasing Its Dividend To $0.63
Feb 05International Bancshares (NASDAQ:IBOC) Will Pay A Dividend Of $0.60
Aug 09International Bancshares GAAP EPS of $0.92
Aug 04Is Now The Time To Put International Bancshares (NASDAQ:IBOC) On Your Watchlist?
May 27International Bancshares (NASDAQ:IBOC) Has Announced That It Will Be Increasing Its Dividend To US$0.60
Feb 10We Discuss Why International Bancshares Corporation's (NASDAQ:IBOC) CEO May Deserve A Higher Pay Packet
May 11International Bancshares reports Q1 results
May 06International Bancshares Corporation (NASDAQ:IBOC) Is An Attractive Dividend Stock - Here's Why
Mar 23What Kind Of Shareholders Hold The Majority In International Bancshares Corporation's (NASDAQ:IBOC) Shares?
Feb 25Here's What We Like About International Bancshares' (NASDAQ:IBOC) Upcoming Dividend
Jan 30
Did You Participate In Any Of International Bancshares' (NASDAQ:IBOC) Fantastic 115% Return ?
Jan 26Did International Bancshares Corporation (NASDAQ:IBOC) Insiders Sell Shares?
Dec 28Shareholders Are Loving International Bancshares Corporation's (NASDAQ:IBOC) 3.1% Yield
Dec 07International Bancshares reports Q3 results
Nov 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IBOC's Assets to Equity ratio (6.2x) is low.
Allowance for Bad Loans: IBOC has a sufficient allowance for bad loans (308%).
Low Risk Liabilities: 93% of IBOC's liabilities are made up of primarily low risk sources of funding.
Loan Level: IBOC has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: IBOC's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: IBOC has an appropriate level of bad loans (0.6%).