Hawthorn Bancshares (Nasdaq:HWBK) - Stock Price, News & Analysis

HWBK Stock Overview

Operates as the bank holding company for Hawthorn Bank that provides various banking services in the United States.

HWBK fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 62.6% below our estimate of its fair value

Risk Analysis

Earnings have declined by 8.2% per year over past 5 years

Profit margins (7.5%) are lower than last year (22.6%)

Dividend of 3.13% is either not well covered by earnings currently or not forecast to be covered

Hawthorn Bancshares, Inc. Competitors

Ames National

NasdaqCM:ATLO

US$162.7m

FinWise Bancorp

NasdaqGM:FINW

US$173.1m

First Western Financial

NasdaqGS:MYFW

US$179.9m

FVCBankcorp

NasdaqCM:FVCB

US$206.6m

Price History & Performance

Summary of all time highs, changes and price drops for Hawthorn Bancshares
Historical stock prices
Current Share Price	US$24.29
52 Week High	US$26.00
52 Week Low	US$15.02
Beta	0.56
11 Month Change	14.74%
3 Month Change	23.87%
1 Year Change	43.98%
33 Year Change	16.20%
5 Year Change	18.25%
Change since IPO	143.03%

Recent updates

Hawthorn Bancshares' (NASDAQ:HWBK) Shareholders Will Receive A Bigger Dividend Than Last Year

Jun 05

Hawthorn Bancshares (NASDAQ:HWBK) Has Announced That It Will Be Increasing Its Dividend To US$0.17

May 19

Hawthorn Bancshares' (NASDAQ:HWBK) Dividend Will Be Increased To US$0.17

May 05

Hawthorn Bancshares' (NASDAQ:HWBK) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 03

Here's Why Hawthorn Bancshares, Inc.'s (NASDAQ:HWBK) CEO Compensation Is The Least Of Shareholders' Concerns

Jun 02

Do Hawthorn Bancshares's (NASDAQ:HWBK) Earnings Warrant Your Attention?

May 07

Hawthorn Bancshares increases stock repurchase plan by $3M

Apr 30

Should You Buy Hawthorn Bancshares, Inc. (NASDAQ:HWBK) For Its Upcoming Dividend?

Mar 07

Is Hawthorn Bancshares, Inc. (NASDAQ:HWBK) An Attractive Dividend Stock?

Feb 17

Is Hawthorn Bancshares, Inc. (NASDAQ:HWBK) Popular Amongst Institutions?

Jan 13

Hawthorn Bancshares, Inc. (NASDAQ:HWBK) Passed Our Checks, And It's About To Pay A US$0.13 Dividend

Dec 09

If You Had Bought Hawthorn Bancshares (NASDAQ:HWBK) Shares Five Years Ago You'd Have Earned 76% Returns

Nov 27

Hawthorn Bancshares reports Q3 results

Oct 30

Shareholder Returns

	HWBK	US Banks	US Market
7D	2.3%	-5.5%	-4.4%
1Y	44.0%	37.7%	19.1%

Return vs Industry: HWBK exceeded the US Banks industry which returned 37.7% over the past year.

Return vs Market: HWBK exceeded the US Market which returned 19.1% over the past year.

Price Volatility

Is HWBK's price volatile compared to industry and market?
HWBK volatility
HWBK Average Weekly Movement	3.2%
Banks Industry Average Movement	4.7%
Market Average Movement	6.3%
10% most volatile stocks in US Market	14.9%
10% least volatile stocks in US Market	3.1%

Stable Share Price: HWBK has not had significant price volatility in the past 3 months.

Volatility Over Time: HWBK's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1865	276	Brent Giles	www.hawthornbancshares.com

Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides various banking services in the United States. It accepts checking, savings, money market, individual retirement, and other time deposit accounts, as well as certificates of deposit. The company also offers commercial and industrial, single payment personal, installment, commercial and residential real estate, and consumer loans, as well as equipment, operating, and small business administration loans; and debit and credit cards.

Hawthorn Bancshares, Inc. Fundamentals Summary

How do Hawthorn Bancshares's earnings and revenue compare to its market cap?
HWBK fundamental statistics
Market cap	US$169.71m
Earnings (TTM)	US$4.22m
Revenue (TTM)	US$56.22m

40.2x

P/E Ratio

1.2x

P/B Ratio

Is HWBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HWBK income statement (TTM)
Revenue	US$56.22m
Cost of Revenue	US$0
Gross Profit	US$56.22m
Other Expenses	US$52.00m
Earnings	US$4.22m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.60
Gross Margin	100.00%
Net Profit Margin	7.51%
Debt/Equity Ratio	107.5%

How did HWBK perform over the long term?

See historical performance and comparison

Dividends

3.1%

Current Dividend Yield

114%

Payout Ratio

Does HWBK pay a reliable dividends?

See HWBK dividend history and benchmarks

When do you need to buy HWBK by to receive an upcoming dividend?
Hawthorn Bancshares dividend dates
Ex Dividend Date	Sep 13 2024
Dividend Pay Date	Oct 01 2024
Days until Ex dividend	4 days
Days until Dividend pay date	22 days

Does HWBK pay a reliable dividends?

See HWBK dividend history and benchmarks

HWBK Stock Overview

Rewards

Risk Analysis

Hawthorn Bancshares, Inc. Competitors

NasdaqCM:ATLO

US$162.7m

NasdaqGM:FINW

US$173.1m

NasdaqGS:MYFW

US$179.9m

NasdaqCM:FVCB

US$206.6m

Price History & Performance

Recent News & Updates

Upcoming dividend of US$0.19 per share

Hawthorn Bancshares, Inc. and Hawthorn Bank Announce Appointment of Bob Regnier as Board of Director

Second quarter dividend of US$0.19 announced

Hawthorn Bancshares, Inc. Approves Quarterly Cash Dividend, Payable on October 1, 2024

Upcoming dividend of US$0.19 per share

Independent Director recently bought US$209k worth of stock

Recent updates

Upcoming dividend of US$0.19 per share

Hawthorn Bancshares, Inc. and Hawthorn Bank Announce Appointment of Bob Regnier as Board of Director

Second quarter dividend of US$0.19 announced

Hawthorn Bancshares, Inc. Approves Quarterly Cash Dividend, Payable on October 1, 2024

Upcoming dividend of US$0.19 per share

Independent Director recently bought US$209k worth of stock

Hawthorn Bancshares' (NASDAQ:HWBK) Dividend Will Be Increased To $0.19

First quarter dividend increased to US$0.19

Hawthorn Bancshares, Inc. Approves Quarterly Cash Dividend, Payable on July 1, 2024

Hawthorn Bancshares, Inc., Annual General Meeting, Jun 04, 2024

Independent Director recently bought US$200k worth of stock

Upcoming dividend of US$0.17 per share

Independent Non-Executive Director recently bought US$156k worth of stock

Fourth quarter dividend of US$0.17 announced

Hawthorn Bancshares, Inc. Reports Net Charge-Offs Results for the Fourth Quarter Ended December 31, 2023

Investor sentiment improves as stock rises 18%

Hawthorn Bancshares' (NASDAQ:HWBK) Dividend Will Be $0.17

Upcoming dividend of US$0.17 per share at 3.2% yield

High number of new directors

Hawthorn Bancshares, Inc. Appoints Douglas T. Eden as Independent, Non-Executive Director

Third quarter 2023 earnings released: EPS: US$0.36 (vs US$0.70 in 3Q 2022)

Hawthorn Bancshares, Inc. Approves Quarterly Cash Dividend, Payable on January 1, 2024

Hawthorn Bancshares, Inc. Announces Executive Changes

Upcoming dividend of US$0.17 per share at 4.0% yield

Hawthorn Bancshares (NASDAQ:HWBK) Will Pay A Dividend Of $0.17

Hawthorn Bancshares (NASDAQ:HWBK) Has Affirmed Its Dividend Of $0.17

Second quarter 2023 earnings released: EPS: US$0.36 (vs US$0.64 in 2Q 2022)

Hawthorn Bancshares, Inc. Declares Quarterly Cash Dividend, Payable October 1, 2023

Upcoming dividend of US$0.17 per share at 3.7% yield

Hawthorn Bancshares (NASDAQ:HWBK) Will Pay A Dividend Of $0.17

Investor sentiment deteriorates as stock falls 16%

Full year 2022 earnings released: EPS: US$3.06 (vs US$3.27 in FY 2021)

Upcoming dividend of US$0.17 per share at 2.7% yield

Insider recently bought US$50k worth of stock

Full year 2022 earnings released: EPS: US$3.06 (vs US$3.27 in FY 2021)

Hawthorn Bancshares, Inc. Reports Net Loan Charge-Offs for the Fourth Quarter 2022

Upcoming dividend of US$0.17 per share

High number of new directors

Third quarter 2022 earnings released: EPS: US$0.73 (vs US$0.84 in 3Q 2021)

Hawthorn Bancshares, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2022

Hawthorn Bancshares, Inc. Appoints Shawna Hettinger and John States as Independent Non-Executive Directors to Both Hawthorn Bancshares and Hawthorn Bank's Board of Directors, Effective September 28, 2022

Upcoming dividend of US$0.17 per share

Second quarter 2022 earnings released: EPS: US$0.66 (vs US$0.71 in 2Q 2021)

Hawthorn Bancshares, Inc. Announces Cash Dividend, Payable on October 1, 2022

Hawthorn Bancshares declares $0.17 dividend

Upcoming dividend of US$0.17 per share

Hawthorn Bancshares' (NASDAQ:HWBK) Shareholders Will Receive A Bigger Dividend Than Last Year

Hawthorn Bancshares (NASDAQ:HWBK) Has Announced That It Will Be Increasing Its Dividend To US$0.17

Hawthorn Bancshares' (NASDAQ:HWBK) Dividend Will Be Increased To US$0.17

Hawthorn Bancshares Approves Special Stock Dividend Payable on July 1, 2022

First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Insufficient new directors

Hawthorn Bancshares, Inc., Annual General Meeting, Jun 07, 2022

Upcoming dividend of US$0.15 per share

Hawthorn Bancshares, Inc. Approves Quarterly Cash Dividend, Payable on April 1, 2022

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Insufficient new directors

Upcoming dividend of US$0.15 per share

Insufficient new directors