Heartland Financial USA Balance Sheet Health
Financial Health criteria checks 6/6
Heartland Financial USA has total assets of $19.4B and total equity of $1.9B. Total deposits are $16.2B, and total loans are $11.9B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $409.2M.
Key information
10x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$16.20b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$409.16m |
Recent financial health updates
No updates
Recent updates
Heartland Financial USA: My Heart's Not In It Any More (Rating Downgrade)
Feb 20Heartland Financial: Securities Portfolio Begins To Cause Tangible Damage
Feb 06Heartland Financial USA (NASDAQ:HTLF) Is Paying Out A Larger Dividend Than Last Year
Apr 23
Heartland Financial raises dividend 4% to $0.28
Oct 19Heartland Financial declares $0.27 dividend
Jul 21With EPS Growth And More, Heartland Financial USA (NASDAQ:HTLF) Is Interesting
May 27Is Now The Time To Put Heartland Financial USA (NASDAQ:HTLF) On Your Watchlist?
Feb 02Heartland Financial USA (NASDAQ:HTLF) Is Increasing Its Dividend To US$0.27
Oct 25Heartland Financial USA's (NASDAQ:HTLF) Upcoming Dividend Will Be Larger Than Last Year's
Jul 25It's Probably Less Likely That Heartland Financial USA, Inc.'s (NASDAQ:HTLF) CEO Will See A Huge Pay Rise This Year
May 13I Built A List Of Growing Companies And Heartland Financial USA (NASDAQ:HTLF) Made The Cut
May 05Have Insiders Sold Heartland Financial USA, Inc. (NASDAQ:HTLF) Shares Recently?
Mar 18If You Had Bought Heartland Financial USA (NASDAQ:HTLF) Shares Five Years Ago You'd Have Earned 57% Returns
Mar 04Here's What We Like About Heartland Financial USA's (NASDAQ:HTLF) Upcoming Dividend
Feb 06
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HTLF's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: HTLF has a sufficient allowance for bad loans (125%).
Low Risk Liabilities: 93% of HTLF's liabilities are made up of primarily low risk sources of funding.
Loan Level: HTLF has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: HTLF's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: HTLF has an appropriate level of bad loans (0.8%).