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Heartland Financial USA NasdaqGS:HTLF Stock Report

Last Price

US$35.48

Market Cap

US$1.5b

7D

6.0%

1Y

12.0%

Updated

25 Apr, 2024

Data

Company Financials +

Heartland Financial USA, Inc.

NasdaqGS:HTLF Stock Report

Market Cap: US$1.5b

HTLF Stock Overview

Heartland Financial USA, Inc., a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States.

HTLF fundamental analysis
Snowflake Score
Valuation3/6
Future Growth4/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Heartland Financial USA, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Heartland Financial USA
Historical stock prices
Current Share PriceUS$35.48
52 Week HighUS$39.39
52 Week LowUS$26.10
Beta1.06
1 Month Change6.20%
3 Month Change-6.31%
1 Year Change11.99%
3 Year Change-30.09%
5 Year Change-22.40%
Change since IPO913.71%

Recent News & Updates

Heartland Financial USA: My Heart's Not In It Any More (Rating Downgrade)

Feb 20

Heartland Financial: Securities Portfolio Begins To Cause Tangible Damage

Feb 06

Recent updates

Heartland Financial USA: My Heart's Not In It Any More (Rating Downgrade)

Feb 20

Heartland Financial: Securities Portfolio Begins To Cause Tangible Damage

Feb 06

Heartland Financial USA (NASDAQ:HTLF) Is Paying Out A Larger Dividend Than Last Year

Apr 23
Heartland Financial USA (NASDAQ:HTLF) Is Paying Out A Larger Dividend Than Last Year

Heartland Financial raises dividend 4% to $0.28

Oct 19

Heartland Financial declares $0.27 dividend

Jul 21

With EPS Growth And More, Heartland Financial USA (NASDAQ:HTLF) Is Interesting

May 27
With EPS Growth And More, Heartland Financial USA (NASDAQ:HTLF) Is Interesting

Is Now The Time To Put Heartland Financial USA (NASDAQ:HTLF) On Your Watchlist?

Feb 02
Is Now The Time To Put Heartland Financial USA (NASDAQ:HTLF) On Your Watchlist?

Heartland Financial USA (NASDAQ:HTLF) Is Increasing Its Dividend To US$0.27

Oct 25
Heartland Financial USA (NASDAQ:HTLF) Is Increasing Its Dividend To US$0.27

Heartland Financial USA's (NASDAQ:HTLF) Upcoming Dividend Will Be Larger Than Last Year's

Jul 25
Heartland Financial USA's (NASDAQ:HTLF) Upcoming Dividend Will Be Larger Than Last Year's

It's Probably Less Likely That Heartland Financial USA, Inc.'s (NASDAQ:HTLF) CEO Will See A Huge Pay Rise This Year

May 13
It's Probably Less Likely That Heartland Financial USA, Inc.'s (NASDAQ:HTLF) CEO Will See A Huge Pay Rise This Year

I Built A List Of Growing Companies And Heartland Financial USA (NASDAQ:HTLF) Made The Cut

May 05
I Built A List Of Growing Companies And Heartland Financial USA (NASDAQ:HTLF) Made The Cut

Have Insiders Sold Heartland Financial USA, Inc. (NASDAQ:HTLF) Shares Recently?

Mar 18
Have Insiders Sold Heartland Financial USA, Inc. (NASDAQ:HTLF) Shares Recently?

If You Had Bought Heartland Financial USA (NASDAQ:HTLF) Shares Five Years Ago You'd Have Earned 57% Returns

Mar 04
If You Had Bought Heartland Financial USA (NASDAQ:HTLF) Shares Five Years Ago You'd Have Earned 57% Returns

Here's What We Like About Heartland Financial USA's (NASDAQ:HTLF) Upcoming Dividend

Feb 06
Here's What We Like About Heartland Financial USA's (NASDAQ:HTLF) Upcoming Dividend

Shareholder Returns

HTLFUS BanksUS Market
7D6.0%5.3%1.0%
1Y12.0%31.6%21.9%

Return vs Industry: HTLF underperformed the US Banks industry which returned 34.4% over the past year.

Return vs Market: HTLF underperformed the US Market which returned 24.9% over the past year.

Price Volatility

Is HTLF's price volatile compared to industry and market?
HTLF volatility
HTLF Average Weekly Movement5.1%
Banks Industry Average Movement4.5%
Market Average Movement6.0%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.0%

Stable Share Price: HTLF has not had significant price volatility in the past 3 months.

Volatility Over Time: HTLF's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19811,970Bruce Leewww.htlf.com

Heartland Financial USA, Inc., a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. The company accepts various deposit products, including checking, demand deposit accounts, NOW accounts, savings, money market, and individual retirement; certificates of deposit; and other time deposits. It offers loans, including commercial and industrial, commercial real estate, agricultural, small business, and real estate mortgage loans; consumer loans comprising motor vehicle, home improvement, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use.

Heartland Financial USA, Inc. Fundamentals Summary

How do Heartland Financial USA's earnings and revenue compare to its market cap?
HTLF fundamental statistics
Market capUS$1.52b
Earnings (TTM)US$71.87m
Revenue (TTM)US$553.28m

21.1x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HTLF income statement (TTM)
RevenueUS$553.28m
Cost of RevenueUS$0
Gross ProfitUS$553.28m
Other ExpensesUS$481.41m
EarningsUS$71.87m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 01, 2024

Earnings per share (EPS)1.68
Gross Margin100.00%
Net Profit Margin12.99%
Debt/Equity Ratio55.8%

How did HTLF perform over the long term?

See historical performance and comparison

Dividends

3.4%

Current Dividend Yield

71%

Payout Ratio
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