HomeTrust Bancshares
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products. The last earnings update was 71 days ago. More info.
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HTBI Share Price and Events
7 Day Returns
1 Year Returns
HTBI Shareholder Return
| 7 Day | 30 Day | 90 Day | 1 Year | 3 Year | 5 Year | |
|---|---|---|---|---|---|---|
| HomeTrust Bancshares (HTBI) | -0.6% | -1.3% | -5.1% | -5.6% | 34.1% | 65.7% |
| US Banks | 2.8% | 0.9% | 3.1% | -4.3% | 44.5% | 48.6% |
| US Market | 0.2% | 2.1% | 8.5% | 6.3% | 37.9% | 45.7% |
1 Year Return vs Industry and Market
- HTBI underperformed the Banks industry which returned -4.3% over the past year.
- HTBI underperformed the Market in United States of America which returned 6.3% over the past year.
HTBI Value
Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
undervalued.
- It is not possible to calculate the future cash flow value for HomeTrust Bancshares. This is due to cash flow or dividend data being unavailable. The share price is $25.39.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.The amount the stock market is willing to pay for HomeTrust Bancshares's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are
HomeTrust Bancshares's earnings available for a low price, and how does
this compare to other companies in the same industry?
| Data Point | Source | Value |
|---|---|---|
| Earnings Per Share * | Company Filings (2018-12-31) in USD | $1.61 |
| NasdaqGS:HTBI Share Price ** | NasdaqGS (2019-04-18) in USD | $25.39 |
| United States of America Banks Industry PE Ratio | Median Figure of 587 Publicly-Listed Banks Companies | 12.98x |
| United States of America Market PE Ratio | Median Figure of 3,081 Publicly-Listed Companies | 18.15x |
* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.
** Primary Listing of HomeTrust Bancshares.
| Calculation | Outcome | |
|---|---|---|
| PE Ratio | = NasdaqGS:HTBI Share Price ÷ EPS (both in USD) = 25.39 ÷ 1.61 |
15.78x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- HomeTrust Bancshares is overvalued based on earnings compared to the US Banks industry average.
- HomeTrust Bancshares is good value based on earnings compared to the United States of America market.
Price based on expected Growth
Does
HomeTrust Bancshares's expected growth come at a high price?
| Data Point | Source | Value |
|---|---|---|
| PE Ratio | See PE Ratio Section | 15.78x |
| Net Income Annual Growth Rate | See Future Growth Section. Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts |
11.2%per year |
| United States of America Banks Industry PEG Ratio | Median Figure of 262 Publicly-Listed Banks Companies | 1.29x |
| United States of America Market PEG Ratio | Median Figure of 2,109 Publicly-Listed Companies | 1.57x |
*Line of best fit is calculated by linear regression .
| Calculation | Outcome | |
|---|---|---|
| PEG Ratio | = PE Ratio ÷ Net Income Annual Growth Rate = 15.78x ÷ 11.2% |
1.41x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- HomeTrust Bancshares is poor value based on expected growth next year.
Price based on value of assets
What value do investors place on
HomeTrust Bancshares's
assets?
| Data Point | Source | Value |
|---|---|---|
| Book Value per Share | Company Filings (2018-12-31) in USD | $22.34 |
| NasdaqGS:HTBI Share Price * | NasdaqGS (2019-04-18) in USD | $25.39 |
| United States of America Banks Industry PB Ratio | Median Figure of 592 Publicly-Listed Banks Companies | 1.23x |
| United States of America Market PB Ratio | Median Figure of 5,178 Publicly-Listed Companies | 1.91x |
| Calculation | Outcome | |
|---|---|---|
| PB Ratio | = NasdaqGS:HTBI Share Price ÷ Book Value per Share (both in USD) = 25.39 ÷ 22.34 |
1.14x |
* Primary Listing of HomeTrust Bancshares.
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- HomeTrust Bancshares is good value based on assets compared to the US Banks industry average.
Value checks
We assess HomeTrust Bancshares's value by looking at:- Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
- Is the PE ratio less than the market average, and/ or less than the Banks industry average (and greater than 0)? (2 checks)
- Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
- Is the PB ratio less than the Banks industry average (and greater than 0)? (1 check) HomeTrust Bancshares has a total score of 2/6, see the detailed checks below.
Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.
Full details on the Value part of the Simply Wall St company analysis model.
HTBI Future Performance
The future performance of a company is measured in the same way as past
performance, by looking at estimated
growth
and how much profit it is expected to make.Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Earnings growth vs Low Risk Savings
- HomeTrust Bancshares's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
- HomeTrust Bancshares's earnings growth is positive but not above the United States of America market average.
- HomeTrust Bancshares's revenue growth is positive but not above the United States of America market average.
Annual Growth Rates Comparison
| Data Point | Source | Value (per year) |
|---|---|---|
| NasdaqGS:HTBI Future Earnings Growth Rate | Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts | 11.2% |
| NasdaqGS:HTBI Future Revenue Growth Rate | Line of Best Fit* through Consensus Estimate Revenue of 2 Analysts | 6.7% |
| United States of America Banks Industry Earnings Growth Rate | Market Cap Weighted Average | 3.9% |
| United States of America Banks Industry Revenue Growth Rate | Market Cap Weighted Average | 4.3% |
| United States of America Market Earnings Growth Rate | Market Cap Weighted Average | 13.3% |
| United States of America Market Revenue Growth Rate | Market Cap Weighted Average | 7% |
*Line of best fit is calculated by linear regression .
Industry and Market average data is calculated daily.
Learn more about our growth rate calculations in Simply Wall St’s analysis model.
Analysts growth expectations
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (3 months ago) | See Below |
| Future Estimates | Average of up to 2 Analyst Estimates (S&P Global) | See Below |
| Date (Data in USD Millions) | Revenue | Cash Flow | Net Income * | Avg. No. Analysts |
|---|---|---|---|---|
| 2021-06-30 | ||||
| 2020-06-30 | 139 | 35 | 1 | |
| 2019-06-30 | 130 | 31 | 1 |
| Date (Data in USD Millions) | Revenue | Cash Flow | Net Income * |
|---|---|---|---|
| 2018-12-31 | 126 | 26 | 29 |
| 2018-09-30 | 123 | 32 | 10 |
| 2018-06-30 | 120 | 31 | 8 |
| 2018-03-31 | 118 | 29 | 6 |
| 2017-12-31 | 116 | 24 | 0 |
| 2017-09-30 | 111 | 25 | 13 |
| 2017-06-30 | 107 | 15 | 12 |
| 2017-03-31 | 103 | 15 | 10 |
| 2016-12-31 | 98 | 20 | 13 |
| 2016-09-30 | 97 | 14 | 13 |
| 2016-06-30 | 96 | 29 | 11 |
| 2016-03-31 | 95 | 24 | 11 |
*GAAP earnings excluding extraordinary items.
Past and Future Earnings per Share
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (3 months ago) | See Below |
| Future Estimates | Average of up to 2 Analyst Estimates (S&P Global) | See Below |
All data from HomeTrust Bancshares Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in USD Millions) | EPS * | EPS High Estimate | EPS Low Estimate | Avg. No. Analysts |
|---|---|---|---|---|
| 2021-06-30 | 1.94 | 1.94 | 1.94 | 1.00 |
| 2020-06-30 | 1.88 | 2.05 | 1.74 | 3.00 |
| 2019-06-30 | 1.69 | 1.73 | 1.65 | 3.00 |
| Date (Data in USD Millions) | EPS * |
|---|---|
| 2018-12-31 | 1.61 |
| 2018-09-30 | 0.58 |
| 2018-06-30 | 0.45 |
| 2018-03-31 | 0.32 |
| 2017-12-31 | 0.00 |
| 2017-09-30 | 0.77 |
| 2017-06-30 | 0.67 |
| 2017-03-31 | 0.59 |
| 2016-12-31 | 0.77 |
| 2016-09-30 | 0.73 |
| 2016-06-30 | 0.65 |
| 2016-03-31 | 0.60 |
*GAAP earnings excluding extraordinary items.
Performance in 3 years
In the same way as past performance we look at the future estimated return
(profit) compared to the available
funds. We do this looking forward 3 years.
- Unable to establish if HomeTrust Bancshares will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
Future performance checks
We assess HomeTrust Bancshares's future performance by looking at:- Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
- Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
- Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
- Is the annual earnings growth rate expected to be above 20%? (1 check)
- Is the annual revenue growth rate expected to be above 20%? (1 check)
- Is the Return on Equity in 3 years expected to be over 20%? (1 check)
HomeTrust Bancshares has a total score of 1/6, see the detailed checks below.
Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.
Full details on the Future part of the Simply Wall St company analysis model.
HTBI Past Performance
How has HomeTrust Bancshares performed over the past 5 years?
The past performance of a company can be measured by how much
growth
it has experienced and how much profit it makes relative to the funds and assets
it has available.
Past earnings growth
Past Earnings growth analysis
- HomeTrust Bancshares's year on year earnings growth rate has been positive over the past 5 years.
- HomeTrust Bancshares has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
- HomeTrust Bancshares has become profitable in the last year making it difficult to compare the US Banks industry average.
Earnings and Revenue History
All data from HomeTrust Bancshares Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in USD Millions) | Revenue | Net Income * | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 2018-12-31 | 125.59 | 28.99 | 70.76 | |
| 2018-09-30 | 123.22 | 10.40 | 69.42 | |
| 2018-06-30 | 120.30 | 8.18 | 68.74 | |
| 2018-03-31 | 117.74 | 5.70 | 68.88 | |
| 2017-12-31 | 116.35 | -0.08 | 69.35 | |
| 2017-09-30 | 110.88 | 13.46 | 68.78 | |
| 2017-06-30 | 107.30 | 11.72 | 66.62 | |
| 2017-03-31 | 103.01 | 10.14 | 64.60 | |
| 2016-12-31 | 97.84 | 12.99 | 62.41 | |
| 2016-09-30 | 96.64 | 12.50 | 61.81 | |
| 2016-06-30 | 96.00 | 11.30 | 62.60 | |
| 2016-03-31 | 94.70 | 10.71 | 63.34 | |
| 2015-12-31 | 94.60 | 8.73 | 64.19 | |
| 2015-09-30 | 94.46 | 8.33 | 63.00 | |
| 2015-06-30 | 92.14 | 7.90 | 61.06 | |
| 2015-03-31 | 86.35 | 7.00 | 56.61 | |
| 2014-12-31 | 79.82 | 8.44 | 50.81 | |
| 2014-09-30 | 73.64 | 9.27 | 46.66 | |
| 2014-06-30 | 69.89 | 10.34 | 42.54 | |
| 2014-03-31 | 68.43 | 11.83 | 40.83 | |
| 2013-12-31 | 66.63 | 11.84 | 40.21 | |
| 2013-09-30 | 65.93 | 11.23 | 38.90 | |
| 2013-06-30 | 62.42 | 9.05 | 37.76 | |
| 2013-03-31 | 60.03 | 7.42 | 36.07 | |
| 2012-12-31 | 56.96 | 6.82 | 34.56 | |
| 2012-09-30 | 53.20 | 5.40 | 32.92 | |
| 2012-06-30 | 49.04 | 4.53 | 31.51 |
*GAAP earnings excluding extraordinary items.
Performance last year
We want to ensure a company is making the most of what it has available. This is
done by comparing the return (profit) to a company's available
funds,
assets
and
capital.
- HomeTrust Bancshares has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- HomeTrust Bancshares used its assets less efficiently than the US Banks industry average last year based on Return on Assets.
- Unable to establish if HomeTrust Bancshares improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Past performance checks
We assess HomeTrust Bancshares's performance over the past 5 years by checking for:- Has earnings increased in past 5 years? (1 check)
- Has the earnings growth in the last year exceeded that of the Banks industry? (1 check)
- Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
- Is the Return on Equity (ROE) higher than 20%? (1 check)
- Is the Return on Assets (ROA) above industry average? (1 check)
- Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
HomeTrust Bancshares has a total score of 1/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Full details on the Past part of the Simply Wall St company analysis model.
HTBI Health
This company is a bank or financial institution.Fundamentally a bank's business is based upon borrowing and lending money, for this reason they typically have high levels of debt and we analyse them differently.
Balance sheet
Assets
Liabilities and shares
Historical Debt
Nearly all companies have debt. Debt in itself isn’t
bad,
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
All data from HomeTrust Bancshares Company Filings, last reported 3 months ago.
| Date (Data in USD Millions) | Total Equity | Total Debt | Cash & Short Term Investments |
|---|---|---|---|
| 2018-12-31 | 410.97 | 689.90 | 121.46 |
| 2018-09-30 | 414.20 | 676.91 | 116.01 |
| 2018-06-30 | 409.24 | 636.91 | 135.38 |
| 2018-03-31 | 401.55 | 626.92 | 162.95 |
| 2017-12-31 | 395.36 | 686.93 | 196.50 |
| 2017-09-30 | 405.50 | 681.73 | 188.32 |
| 2017-06-30 | 397.65 | 698.44 | 217.11 |
| 2017-03-31 | 390.75 | 627.94 | 216.09 |
| 2016-12-31 | 367.78 | 561.95 | 193.15 |
| 2016-09-30 | 364.40 | 538.45 | 211.58 |
| 2016-06-30 | 359.98 | 492.96 | 211.76 |
| 2016-03-31 | 358.84 | 508.96 | 206.57 |
| 2015-12-31 | 361.20 | 480.97 | 233.35 |
| 2015-09-30 | 368.15 | 477.97 | 241.92 |
| 2015-06-30 | 371.05 | 476.98 | 325.05 |
| 2015-03-31 | 381.94 | 251.98 | 497.38 |
| 2014-12-31 | 380.93 | 251.99 | 554.32 |
| 2014-09-30 | 378.05 | 113.99 | 196.46 |
| 2014-06-30 | 377.15 | 52.00 | 201.52 |
| 2014-03-31 | 358.44 | 4.21 | 241.82 |
| 2013-12-31 | 358.11 | 4.22 | 235.06 |
| 2013-09-30 | 368.07 | 4.24 | 236.66 |
| 2013-06-30 | 367.52 | 2.02 | 261.05 |
| 2013-03-31 | 372.36 | 2.02 | 262.96 |
| 2012-12-31 | 373.90 | 9.19 | 240.72 |
| 2012-09-30 | 371.54 | 16.25 | 238.91 |
| 2012-06-30 | 172.49 | 24.29 | 331.69 |
BANK ANALYSIS
This company is a bank or financial institution, which is analysed accordingly below.
- HomeTrust Bancshares has an acceptable proportion of non-loan assets held.
- HomeTrust Bancshares's liabilities are made up of primarily low risk sources of funding.
- Loans at HomeTrust Bancshares are broadly funded by customer deposits.
- HomeTrust Bancshares's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
- HomeTrust Bancshares has a sufficient allowance for bad loans.
- HomeTrust Bancshares has an acceptable level of bad loans (less than 2%).
Financial health checks
We assess HomeTrust Bancshares's financial health by checking for:- Are short term assets greater than short term liabilities? (1 check)
- Are short term assets greater than long term liabilities? (1 check)
- Has the debt to equity ratio increased in the past 5 years? (1 check)
- Is the debt to equity ratio over 40%? (1 check)
- Is the debt covered by operating cash flow? (1 check)
- Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check) HomeTrust Bancshares has a total score of 6/6, see the detailed checks below.
- Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
- Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
Full details on the Health part of the Simply Wall St company analysis model.
HTBI Dividends
What is HomeTrust Bancshares's current dividend yield, its reliability and sustainability?
Dividends are regular cash payments to you from the company, similar to a
bank paying you interest on a savings account.
Annual Dividend Income
If you bought
$2,000 of
HomeTrust Bancshares
shares you are expected to receive
$19
in your first year as a dividend.
Dividend Amount
- HomeTrust Bancshares's pays a lower dividend yield than the bottom 25% of dividend payers in United States of America (1.4%).
- HomeTrust Bancshares's dividend is below the markets top 25% of dividend payers in United States of America (3.62%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not
wildly increasing/decreasing each year. This graph shows you the historical rate
to count toward your assessment of the stock.We also check to see if the dividend has increased in the past 10 years.
| Data Point | Source | Value |
|---|---|---|
| Past Annualized Dividend Yield | S&P Global Market Data | See Below |
| Past Dividends per Share | Company Filings/ Annualized Dividend Payments | See Below |
| Future Dividends per Share Estimates | Average of up to 2 Analyst Estimates (S&P Global) | See Below |
| United States of America Banks Industry Average Dividend Yield | Market Cap Weighted Average of 472 Stocks | 2.8% |
| United States of America Market Average Dividend Yield | Market Cap Weighted Average of 2009 Stocks | 2.4% |
| United States of America Minimum Threshold Dividend Yield | 10th Percentile | 0.8% |
| United States of America Bottom 25% Dividend Yield | 25th Percentile | 1.4% |
| United States of America Top 25% Dividend Yield | 75th Percentile | 3.6% |
Industry and Market average data is calculated daily.
Note all dividend per share amounts are annualized and not quarterly or other period.
| Date (Data in $) | Dividend per Share (annual) | Avg. No. Analysts |
|---|---|---|
| 2021-06-30 | ||
| 2020-06-30 | ||
| 2019-06-30 |
| Date (Data in $) | Dividend per share (annual) | Avg. Yield (%) |
|---|---|---|
| 2019-01-31 | 0.240 | 0.908 |
| 2018-11-01 | 0.240 | 0.917 |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- It is too early to tell whether HomeTrust Bancshares has stable dividend payments.
- HomeTrust Bancshares only just started paying a dividend, it is too early to tell if payments are increasing.
Income/ dividend checks
We assess HomeTrust Bancshares's dividend by checking for:- Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
- Is current dividend yield above the bottom 25% of dividend payers? (1 check)
- Is current dividend yield above the top 25% of dividend payers? (1 check)
- Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
- If they have paid a dividend for 10 years has it increased in this time? (1 check)
- How sustainable is the dividend, can HomeTrust Bancshares afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks) HomeTrust Bancshares has a total score of 1/6, see the detailed checks below.
Full details on the Dividends part of the Simply Wall St company analysis model.
HTBI Management
CEO
| COMPENSATION | $2,489,312 |
| AGE | 64 |
| TENURE AS CEO | 5.8 years |
CEO Bio
Mr. Dana L. Stonestreet has been President and a Director of HomeTrust Bank since 2008 and has been its Director since 2007. He has been Chief Executive Officer of HomeTrust Bancshares, Inc. and HomeTrust Bank since July 1, 2013. He has been Chairman of HomeTrust Bancshares, Inc. and HomeTrust Bank since November 25, 2013. He has been President of HomeTrust Bancshares, Inc. since 2012. He served as Chief Operating Officer at HomeTrust Bank until 2015. He was Chief Operating Officer at HomeTrust Bancshares, Inc. from 2012 to 2015. He was Co-Chief Executive Officer of HomeTrust Bancshares, Inc. and HomeTrust Bank from July 1, 2013 to November 25, 2013. Mr. Stonestreet joined HomeTrust Bank in 1989 as its Chief Financial Officer and was promoted to Chief Operating Officer in 2003. Mr. Stonestreet began his career with Hurdman & Cranston (an accounting firm that was later merged into KPMG) as a certified public accountant. Mr. Stonestreet serves as Director of the HUB Community Economic Development Alliance Board. In addition, Mr. Stonestreet has served as a Director and Chairman of the Asheville Area Chamber of Commerce and as a Director of United Way, RiverLink, the YMCA, the North Carolina Bankers Association and other community organizations. Mr. Stonestreet’s 29 years of service with HomeTrust Bank gives him in-depth knowledge of nearly all aspects of its operations. Mr. Stonestreet was appointed to the North Carolina Banking Commission since July 2017.
CEO Compensation
- Dana's compensation has increased in line with HomeTrust Bancshares recently becoming profitable.
- Dana's remuneration is higher than average for companies of similar size in United States of America.
Management Team Tenure
Average tenure and age of the HomeTrust Bancshares management team in years:
- The tenure for the HomeTrust Bancshares management team is about average.
Management Team
Dana Stonestreet
Chairman
$2M
64
5.8 yrs
Tony VunCannon
Executive VP
$586K
53
12.8 yrs
Hunter Westbrook
Senior EVP & COO
$847K
55
0.5 yrs
Keith Houghton
Executive VP & Chief Credit Officer
$549K
55
4.3 yrs
Marty Caywood
Executive VP & Chief Information Officer
Paula Labian
Executive VP & Chief Human Resources Officer
0.3 yrs
R. Little
Executive VP & Chief Risk Officer
50
4.1 yrs
Bob Callicutt
Davidson County Market President of Hometrust Bank
2.9 yrs
R. Shipley
President of Tennessee Market - HomeTrust Bank
2.3 yrs
Bonnie Zelwak
VP & County Executive of Cleveland County & Gaston County North Carolina Markets - Hometrust Bank
3.9 yrs
Board of Directors Tenure
Average tenure and age of the HomeTrust Bancshares board of directors in years:
- The tenure for the HomeTrust Bancshares board of directors is about average.
Board of Directors
Stick Williams
Vice Chairman & Lead Director
$59K
64
1.4 yrs
Dana Stonestreet
Chairman
$2M
64
5.4 yrs
Sid Biesecker
Director
$62K
67
6.8 yrs
Craig Koontz
Director
$103K
68
6.8 yrs
Bob Dinsmore
Director
$86K
73
6.7 yrs
J. Goforth
Director
$100K
73
6.8 yrs
F. McFarland
Director
$79K
61
6.8 yrs
Laura Kendall
Director
$48K
66
3 yrs
Bob James
Director
$44K
67
3 yrs
Who owns this company?
Recent Insider Transactions
| Announced | Type | Name | Entity | Role | Start | End | Shares | Max Price ($) | Value ($) | |
|---|---|---|---|---|---|---|---|---|---|---|
Management checks
We assess HomeTrust Bancshares's management by checking for:- Is the CEO's compensation unreasonable compared to market cap? (1 check)
- Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
- Is the average tenure of the management team less than 2 years? (1 check)
- Is the average tenure of the board of directors team less than 3 years? (1 check) HomeTrust Bancshares has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.
Note: We use the top 6 management executives and board members in our calculations.
Note 2: Insider trading include any internal stakeholders and these transactions .
Full details on the Management part of the Simply Wall St company analysis model.
HTBI News
Simply Wall St News
Can HomeTrust Bancshares, Inc. (NASDAQ:HTBI) Survive The Next Financial Crisis?
HomeTrust Bancshares, Inc.’s (NASDAQ:HTBI) profitability and risk are largely affected by the underlying economic growth for the region it operates in US given it is a small-cap stock with a market capitalisation of US$470m. … Basel III target banking regulations to improve the sector’s ability to absorb shocks resulting from economic stress which may expose financial institutions like HomeTrust Bancshares to vulnerabilities. … High liquidity and low leverage could position HomeTrust Bancshares favourably at the face of macro headwinds.
Simply Wall St - – Full articleIs HomeTrust Bancshares, Inc.'s (NASDAQ:HTBI) CEO Being Overpaid?
First, this article will compare CEO compensation with compensation at similar sized companies. … How Does Dana Stonestreet's Compensation Compare With Similar Sized Companies. … has a market cap of US$465m, and is paying total annual CEO compensation of US$2.5m.
Simply Wall St - – Full articleIs HomeTrust Bancshares, Inc.'s (NASDAQ:HTBI) Stock Available For A Good Price After Accounting For Growth?
Let’s look into this by assessing HTBI's expected growth over the next few years. … See our latest analysis for HomeTrust Bancshares? … According to the analysts covering the company, the following few years should bring about good growth prospects for HomeTrust Bancshares
Simply Wall St - – Full articleIs HomeTrust Bancshares, Inc. (NASDAQ:HTBI) Over-Exposed To Risk?
As a small-cap bank with a market capitalisation of US$510m, HomeTrust Bancshares, Inc.’s (NASDAQ:HTBI) profit and value are directly affected by economic activity. … Risk associate with repayment is measured by the level of bad debt which is an expense written off HomeTrust Bancshares’s bottom line. … Today we will analyse HomeTrust Bancshares’s level of bad debt and liabilities in order to understand the risk involved with investing in the bank.
Simply Wall St - – Full articleHere's What HomeTrust Bancshares, Inc.'s (NASDAQ:HTBI) P/E Is Telling Us
This article is for investors who would like to improve their understanding of price to earnings ratios (P/E ratios). … Based on the last twelve months, HomeTrust Bancshares's P/E ratio is 46.04. … Price to Earnings Ratio = Share Price ÷ Earnings per Share (EPS)
Simply Wall St - – Full articleIs HomeTrust Bancshares, Inc.'s (NASDAQ:HTBI) CEO Being Overpaid?
This analysis aims first to contrast CEO compensation with other companies that have similar market capitalization. … How Does Dana Stonestreet's Compensation Compare With Similar Sized Companies. … is worth US$464m, and total annual CEO compensation is US$2.5m.
Simply Wall St - – Full articleIs HomeTrust Bancshares Inc (NASDAQ:HTBI) Over-Exposed To Risk?
As a small-cap bank with a market capitalisation of US$504m, HomeTrust Bancshares Inc’s (NASDAQ:HTBI) profit and value are directly affected by economic growth. … Risk associated with repayment is measured by bad debt which is written off as an expense, impacting HomeTrust Bancshares’s bottom line. … See our latest analysis for HomeTrust Bancshares
Simply Wall St - – Full articleFinancial Metrics For HomeTrust Bancshares Inc (NASDAQ:HTBI)
As a small-cap finance stock with a market capitalisation of US$547m, the risk and profitability of HomeTrust Bancshares Inc (NASDAQ:HTBI) are largely tied to the underlying economic growth of the region it operates in US. … After the GFC, a set of reforms called Basel III was imposed in order to strengthen regulation, supervision and risk management in the banking sector. … Low levels of leverage coupled with sufficient liquidity may place HomeTrust Bancshares in a safe position in the face of adverse headwinds.
Simply Wall St - – Full articleIs HomeTrust Bancshares Inc's (NASDAQ:HTBI) CEO Pay Fair?
Understanding how CEOs are incentivised to run and grow their company is an important aspect of investing in a stock. … Incentives can be in the form of compensation, which should always be structured in a way that promotes value-creation to shareholders. … CEOs leading companies of similar size and profitability
Simply Wall St - – Full articleWhy HomeTrust Bancshares Inc’s (NASDAQ:HTBI) Risk Control Makes It Attractive
As a small-cap bank with a market capitalisation of US$539.83m, HomeTrust Bancshares Inc’s (NASDAQ:HTBI) profit and value are directly affected by economic activity. … Risk associate with repayment is measured by the level of bad debt which is an expense written off HomeTrust Bancshares’s bottom line. … View our latest analysis for HomeTrust Bancshares
Simply Wall St - – Full articleHTBI Company Info
Description
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company’s loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate lending, construction and development lending, and commercial and industrial loans. It also provides small business administration loans, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services, as well as ground and equipment lease financing to fire departments. As of June 30, 2018, the company operated 43 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
Details
| Name: | HomeTrust Bancshares, Inc. |
| HTBI | |
| Exchange: | NasdaqGS |
| Founded: | 1926 |
| $466,856,466 | |
| 18,387,415 | |
| Website: | http://www.htb.com |
| Address: |
HomeTrust Bancshares, Inc. 10 Woodfin Street, Asheville, North Carolina, 28801, United States |
Listings
| Exchange Symbol | Ticker Symbol | Security | Exchange | Country | Currency | Listed on | |
|---|---|---|---|---|---|---|---|
| NasdaqGS | HTBI | Common Stock | Nasdaq Global Select | US | USD | 11. Jul 2012 |
Number of employees
Current staff
Industry
| Regional Banks | |
| Banks |
Company Analysis and Financial Data Status
| Area | Date (UTC time) |
|---|---|
| Company Analysis updated: | 2019/04/20 00:22 |
| End of day share price update: | 2019/04/18 00:00 |
| Last estimates confirmation: | 2019/03/27 |
| Last earnings filing: | 2019/02/08 |
| Last earnings reported: | 2018/12/31 |
| Last annual earnings reported: | 2018/06/30 |
All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
