HMN Financial, Inc.

NasdaqGM:HMNF Stock Report

Market Cap: US$121.9m

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

HMN Financial Past Earnings Performance

Past criteria checks 1/6

HMN Financial's earnings have been declining at an average annual rate of -7.3%, while the Banks industry saw earnings growing at 8.4% annually. Revenues have been declining at an average rate of 0.2% per year. HMN Financial's return on equity is 4.7%, and it has net margins of 13.7%.

Key information

-7.30%

Earnings growth rate

-6.00%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate-0.18%
Return on equity4.75%
Net Margin13.69%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

HMN Financial (NASDAQ:HMNF) Is Increasing Its Dividend To $0.10

Apr 28
HMN Financial (NASDAQ:HMNF) Is Increasing Its Dividend To $0.10

HMN Financial (NASDAQ:HMNF) Is Paying Out A Dividend Of $0.06

Feb 01
HMN Financial (NASDAQ:HMNF) Is Paying Out A Dividend Of $0.06

HMN Financial GAAP EPS of $0.52, revenue of $10.29M

Jul 22

Here's Why HMN Financial, Inc.'s (NASDAQ:HMNF) CEO Compensation Is The Least Of Shareholders' Concerns

Apr 21
Here's Why HMN Financial, Inc.'s (NASDAQ:HMNF) CEO Compensation Is The Least Of Shareholders' Concerns

This Insider Has Just Sold Shares In HMN Financial, Inc. (NASDAQ:HMNF)

Mar 18
This Insider Has Just Sold Shares In HMN Financial, Inc. (NASDAQ:HMNF)

Introducing HMN Financial (NASDAQ:HMNF), A Stock That Climbed 80% In The Last Five Years

Feb 27
Introducing HMN Financial (NASDAQ:HMNF), A Stock That Climbed 80% In The Last Five Years

Are Insiders Buying HMN Financial, Inc. (NASDAQ:HMNF) Stock?

Jan 22
Are Insiders Buying HMN Financial, Inc. (NASDAQ:HMNF) Stock?

A Look At HMN Financial's (NASDAQ:HMNF) CEO Remuneration

Dec 01
A Look At HMN Financial's (NASDAQ:HMNF) CEO Remuneration

Revenue & Expenses Breakdown

How HMN Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGM:HMNF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 24385250
31 Mar 24386250
31 Dec 23386250
30 Sep 23407250
30 Jun 23407250
31 Mar 23418250
31 Dec 22408240
30 Sep 22398240
30 Jun 22429240
31 Mar 224512240
31 Dec 214714230
30 Sep 214815230
30 Jun 214714220
31 Mar 214412220
31 Dec 204110230
30 Sep 20408230
30 Jun 20387240
31 Mar 20388230
31 Dec 19388230
30 Sep 19389220
30 Jun 193810220
31 Mar 19378220
31 Dec 18378210
30 Sep 18356210
30 Jun 18355210
31 Mar 18345210
31 Dec 17344210
30 Sep 17356220
30 Jun 17345220
31 Mar 17346220
31 Dec 16356210
30 Sep 16336210
30 Jun 16325200
31 Mar 16304200
31 Dec 15283200
30 Sep 15293190
30 Jun 15304190
31 Mar 15315180
31 Dec 14346190
30 Sep 143422180
30 Jun 143826180
31 Mar 143625180
31 Dec 133525170

Quality Earnings: HMNF has high quality earnings.

Growing Profit Margin: HMNF's current net profit margins (13.7%) are lower than last year (18.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: HMNF's earnings have declined by 7.3% per year over the past 5 years.

Accelerating Growth: HMNF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: HMNF had negative earnings growth (-28.5%) over the past year, making it difficult to compare to the Banks industry average (-15.9%).

Return on Equity

High ROE: HMNF's Return on Equity (4.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/10/11 19:38
End of Day Share Price 2024/10/09 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

HMN Financial, Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason WernerHowe Barnes Hoefer & Arnett, Inc.