HMN Financial Balance Sheet Health
Financial Health criteria checks 6/6
HMN Financial has total assets of $1.1B and total equity of $107.7M. Total deposits are $976.8M, and total loans are $845.7M. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $11.2M.
Key information
10.3x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$976.79m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$11.15m |
Recent financial health updates
No updates
Recent updates
HMN Financial (NASDAQ:HMNF) Is Paying Out A Dividend Of $0.06
Feb 01
HMN Financial GAAP EPS of $0.52, revenue of $10.29M
Jul 22Here's Why HMN Financial, Inc.'s (NASDAQ:HMNF) CEO Compensation Is The Least Of Shareholders' Concerns
Apr 21This Insider Has Just Sold Shares In HMN Financial, Inc. (NASDAQ:HMNF)
Mar 18Introducing HMN Financial (NASDAQ:HMNF), A Stock That Climbed 80% In The Last Five Years
Feb 27Are Insiders Buying HMN Financial, Inc. (NASDAQ:HMNF) Stock?
Jan 22
A Look At HMN Financial's (NASDAQ:HMNF) CEO Remuneration
Dec 01Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HMNF's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: HMNF has a sufficient allowance for bad loans (310%).
Low Risk Liabilities: 98% of HMNF's liabilities are made up of primarily low risk sources of funding.
Loan Level: HMNF has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: HMNF's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: HMNF has an appropriate level of bad loans (0.4%).